BNGYF (The Bank of Nagoya) Cyclically Adjusted PS Ratio: (As of Jul. 31, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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BNGYF The Bank of Nagoya Ltd BNGYF
56 GF Score
Price $12.05
GF Value $5.09
! 5 Warning Signs
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What is The Bank of Nagoya Cyclically Adjusted PS Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PS Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Bank of Nagoya  (OTCPK:BNGYF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


The Bank of Nagoya Cyclically Adjusted PS Ratio Related Terms


The Bank of Nagoya Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for The Bank of Nagoya's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Bank of Nagoya Cyclically Adjusted PS Ratio Chart

The Bank of Nagoya Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.94 0.96 1.85 1.99 3.88

The Bank of Nagoya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.99 1.96 2.58 3.07 3.88

The Bank of Nagoya Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, The Bank of Nagoya's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Bank of Nagoya Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Nagoya's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where The Bank of Nagoya's Cyclically Adjusted PS Ratio falls into.


BNGYF
56GF Score
The Bank of Nagoya Ltd BNGYF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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The Bank of Nagoya Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

The Bank of Nagoya's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, The Bank of Nagoya's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.157/112.7000*112.7000
=3.157

Current CPI (Mar. 2026) = 112.7000.

The Bank of Nagoya Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.325 98.100 2.671
201609 2.260 98.000 2.599
201612 2.248 98.400 2.575
201703 1.650 98.100 1.896
201706 2.093 98.500 2.395
201709 1.931 98.800 2.203
201712 2.056 99.400 2.331
201803 1.521 99.200 1.728
201806 2.355 99.200 2.675
201809 2.145 99.900 2.420
201812 2.129 99.700 2.407
201903 2.218 99.700 2.507
201906 2.465 99.800 2.784
201909 2.460 100.100 2.770
201912 2.650 100.500 2.972
202003 2.543 100.300 2.857
202006 2.562 99.900 2.890
202009 2.514 99.900 2.836
202012 2.947 99.300 3.345
202103 3.208 99.900 3.619
202106 2.812 99.500 3.185
202109 3.235 100.100 3.642
202112 3.086 100.100 3.474
202203 2.948 101.100 3.286
202206 2.560 101.800 2.834
202209 2.476 103.100 2.707
202212 2.485 104.100 2.690
202303 2.469 104.400 2.665
202306 2.551 105.200 2.733
202309 2.991 106.200 3.174
202312 4.006 106.800 4.227
202403 2.603 107.200 2.737
202406 2.846 108.200 2.964
202409 2.839 108.900 2.938
202412 3.187 110.700 3.245
202503 3.088 111.100 3.132
202506 3.546 111.700 3.578
202509 3.238 112.000 3.258
202512 3.468 113.000 3.459
202603 3.157 112.700 3.157

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is The Bank of Nagoya (BNGYF) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Nagoya stock appears to be overvalued. The current stock price of $12.05 is trading 136.7% above its estimated GF Value™ of $5.09.

Key valuation signals for BNGYF:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $5.09 vs. price of $12.05 (136.7% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the BNGYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Bank of Nagoya Business Description

Other Exchanges 8522:Japan
Address 19-17 Nishiki 3-chome, Naka-ku, Nagoya, JPN, 460-0003
The Bank of Nagoya Ltd is a Japanese regional bank with an operational presence primarily in Nagoya City and the greater Aichi Prefecture. The bank's reporting segments include banking, leasing, and a credit card business. The company's banking business involves loans and deposits, domestic and foreign exchange transactions, securities investments, trading of trading account securities, and the underwriting and registration of corporate bonds. Its leasing business involves mostly comprehensive finance leasing. A plurality of the bank's income comes from loans, followed by leasing.
56GF Score

Get the complete analysis for BNGYF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.05
Price
$5.09
GF Value