BNGYF (The Bank of Nagoya) Scaled Net Operating Assets: -0.01 (As of Mar. 2026)


BNGYF The Bank of Nagoya Ltd BNGYF
56 GF Score
Price $12.05
GF Value $5.52
! 5 Warning Signs
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What is The Bank of Nagoya Scaled Net Operating Assets?

The Bank of Nagoya BNGYF 56 Scaled Net Operating Assets is -0.01 as of Mar. 2026. GuruFocus rates BNGYF with a GF Score™ of 56/100 and a GF Value™ of $5.52. The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Bank of Nagoya's operating assets for the quarter that ended in Mar. 2026 was $34,693.3 Mil. The Bank of Nagoya's operating liabilities for the quarter that ended in Mar. 2026 was $35,164.2 Mil. The Bank of Nagoya's Total Assets for the quarter that ended in Dec. 2025 was $39,992.9 Mil. Therefore, The Bank of Nagoya's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.01.

BNGYF
56GF Score
The Bank of Nagoya Ltd BNGYF
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The Bank of Nagoya Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Bank of Nagoya's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(34693.334-35164.186)/38712.27
=-0.01

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=39529.835 - 4836.501
=34693.334

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=37551.749 - 2387.563 - 0
=35164.186

The Bank of Nagoya's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(34693.334-35164.186)/39992.887
=-0.01

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=39529.835 - 4836.501
=34693.334

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=37551.749 - 2387.563 - 0
=35164.186

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.01 mean?
The Bank of Nagoya (BNGYF) has a Scaled Net Operating Assets of -0.01 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Bank of Nagoya and its competitors.
Is The Bank of Nagoya's Scaled Net Operating Assets too high?
The Bank of Nagoya's current Scaled Net Operating Assets is -0.01. Overall, The Bank of Nagoya has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does The Bank of Nagoya's Scaled Net Operating Assets compare to competitors?
The Bank of Nagoya's Scaled Net Operating Assets of -0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Bank of Nagoya and its competitors. The Bank of Nagoya's current Scaled Net Operating Assets is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Nagoya stock overvalued right now?
The Bank of Nagoya (BNGYF) has a current Scaled Net Operating Assets of -0.01. The stock's GF Value™ is $5.52, compared to a current price of $12.05 — trading 118.3% above its estimated fair value. The current Scaled Net Operating Assets is -0.01. The Bank of Nagoya's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For The Bank of Nagoya (BNGYF), the current Scaled Net Operating Assets is -0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Nagoya (BNGYF) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Nagoya stock appears to be overvalued. The current stock price of $12.05 is trading 118.3% above its estimated GF Value™ of $5.52.

Key valuation signals for BNGYF:

  • Scaled Net Operating Assets: -0.01
  • GF Value™: $5.52 vs. price of $12.05 (118.3% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the BNGYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Bank of Nagoya Business Description

Other Exchanges 8522:Japan
Address 19-17 Nishiki 3-chome, Naka-ku, Nagoya, JPN, 460-0003
The Bank of Nagoya Ltd is a Japanese regional bank with an operational presence primarily in Nagoya City and the greater Aichi Prefecture. The bank's reporting segments include banking, leasing, and a credit card business. The company's banking business involves loans and deposits, domestic and foreign exchange transactions, securities investments, trading of trading account securities, and the underwriting and registration of corporate bonds. Its leasing business involves mostly comprehensive finance leasing. A plurality of the bank's income comes from loans, followed by leasing.
56GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.05
Price
$5.52
GF Value