BNGYF (The Bank of Nagoya) Moat Score: 0/10 (As of Jul. 09, 2026)


BNGYF The Bank of Nagoya Ltd BNGYF
56 GF Score
Price $12.05
GF Value $5.52
! 5 Warning Signs
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What is The Bank of Nagoya Moat Score?

The Bank of Nagoya has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

The Bank of Nagoya has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes The Bank of Nagoya might have No Moat - No discernible moat.


The Bank of Nagoya  (OTCPK:BNGYF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

The Bank of Nagoya Moat Score Related Terms

BNGYF
56GF Score
The Bank of Nagoya Ltd BNGYF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is The Bank of Nagoya (BNGYF) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Nagoya stock appears to be overvalued. The current stock price of $12.05 is trading 118.3% above its estimated GF Value™ of $5.52.

Key valuation signals for BNGYF:

  • Moat Score: 0
  • GF Value™: $5.52 vs. price of $12.05 (118.3% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the BNGYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Bank of Nagoya Business Description

Other Exchanges 8522:Japan
Address 19-17 Nishiki 3-chome, Naka-ku, Nagoya, JPN, 460-0003
The Bank of Nagoya Ltd is a Japanese regional bank with an operational presence primarily in Nagoya City and the greater Aichi Prefecture. The bank's reporting segments include banking, leasing, and a credit card business. The company's banking business involves loans and deposits, domestic and foreign exchange transactions, securities investments, trading of trading account securities, and the underwriting and registration of corporate bonds. Its leasing business involves mostly comprehensive finance leasing. A plurality of the bank's income comes from loans, followed by leasing.
56GF Score

Get the complete analysis for BNGYF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.05
Price
$5.52
GF Value