The Bank of NagoyaBNGYF 56 Pretax Margin % is 19.69% as of Mar. 2026, which is 22% above its 10-year median of 16.20. GuruFocus rates BNGYF with a GF Score™ of 56/100 and a GF Value™ of $5.70. The stock has 5 warning signs investors should review. Among 1,528 Banks companies, The Bank of Nagoya ranks worse than 67.28% on this metric.
The historical rank and industry rank for The Bank of Nagoya's Pretax Margin % or its related term are showing as below:
BNGYF'
s Pretax Margin % Range Over the Past 10 Years
Min: 10.04 Med: 16.2 Max: 28.36
Current: 28.36
BNGYF's Pretax Margin % is ranked worse than 67.28% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs BNGYF: 28.36
The Bank of Nagoya (OTCPK:BNGYF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
The Bank of Nagoya Pretax Margin % Related Terms
The Bank of Nagoya Pretax Margin % Historical Data
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The historical data trend for The Bank of Nagoya's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Bank of Nagoya Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, The Bank of Nagoya's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Bank of Nagoya Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, The Bank of Nagoya's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where The Bank of Nagoya's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Bank of Nagoya (BNGYF) has a Pretax Margin % of 19.69% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on The Bank of Nagoya and its competitors. This is 22% above median its historical median of 16.20. Over the past decade, The Bank of Nagoya's Pretax Margin % has ranged from 10.04 to 28.36. According to the industry distribution chart, The Bank of Nagoya ranks #1028 out of 1528 companies in the Banks industry, placing it in the top 67.3%.
Is The Bank of Nagoya's Pretax Margin % too high?
The Bank of Nagoya's current Pretax Margin % of 19.69% is 22% above median its 10-year median of 16.20. Over the past 10 years, this metric has ranged from a low of 10.04 to a high of 28.36. The Banks industry median Pretax Margin % is 34.72. The Bank of Nagoya's value of 19.69% is 43.3% below this industry median. Based on the distribution chart, The Bank of Nagoya ranks #1028 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, The Bank of Nagoya has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does The Bank of Nagoya's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, The Bank of Nagoya ranks #1028 out of 1528 companies for Pretax Margin %. This places The Bank of Nagoya in the lower half of its industry. The industry median Pretax Margin % is 34.72. The Bank of Nagoya's value of 19.69% is 43.3% below this benchmark. Historically, The Bank of Nagoya's own Pretax Margin % has ranged from 10.04 to 28.36 over the past decade. While the company's 10-year median is 16.20 vs. the industry median of 34.72, The Bank of Nagoya has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Bank of Nagoya's current Pretax Margin % of 19.69% is 43.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on The Bank of Nagoya and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Nagoya's current Pretax Margin % is 19.69%, which is 22% above median its own 10-year median of 16.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Nagoya stock overvalued right now?
The Bank of Nagoya (BNGYF) has a current Pretax Margin % of 19.69%. The stock's GF Value™ is $5.70, compared to a current price of $12.05 — trading 111.4% above its estimated fair value. The current Pretax Margin % is 19.69%, which is 22% above median its 10-year median of 16.20 and 43.3% below the Banks industry median of 34.72. The Bank of Nagoya's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For The Bank of Nagoya (BNGYF), the current Pretax Margin % is 19.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Bank of Nagoya (BNGYF) Overvalued in 2026?
Based on GuruFocus' analysis, The Bank of Nagoya stock appears to be overvalued.
The current stock price of $12.05 is trading 111.4% above its estimated GF Value™ of $5.70.
Key valuation signals for BNGYF:
Pretax Margin %: 19.69% (22% above median its 10-year median of 16.20)
GF Value™: $5.70 vs. price of $12.05 (111.4% above fair value)
Industry Position: 43.3% below the Banks median (#1028 of 1528)
No single metric tells the full story. See the BNGYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Bank of Nagoya Ltd is a Japanese regional bank with an operational presence primarily in Nagoya City and the greater Aichi Prefecture. The bank's reporting segments include banking, leasing, and a credit card business. The company's banking business involves loans and deposits, domestic and foreign exchange transactions, securities investments, trading of trading account securities, and the underwriting and registration of corporate bonds. Its leasing business involves mostly comprehensive finance leasing. A plurality of the bank's income comes from loans, followed by leasing.
56GF Score
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