BNGYF (The Bank of Nagoya) Margin of Safety % (DCF FCF Based): 94.91% (As of Jun. 26, 2026)


BNGYF The Bank of Nagoya Ltd BNGYF
56 GF Score
Price $12.05
GF Value $5.89
! 4 Warning Signs
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What is The Bank of Nagoya Margin of Safety % (DCF FCF Based)?

The Bank of Nagoya BNGYF 56 Margin of Safety % (DCF FCF Based) is 94.91% as of Jun. 26, 2026. GuruFocus rates BNGYF with a GF Score™ of 56/100 and a GF Value™ of $5.89. The stock has 4 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), The Bank of Nagoya's Predictability Rank is 4.5-Stars. The Bank of Nagoya's intrinsic value calculated from the Discounted FCF model is $21.70 and current share price is $12.05. Consequently,

The Bank of Nagoya's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 94.91%.

The Bank of Nagoya Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, The Bank of Nagoya's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Bank of Nagoya Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Nagoya's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where The Bank of Nagoya's Margin of Safety % (DCF FCF Based) falls into.


BNGYF
56GF Score
The Bank of Nagoya Ltd BNGYF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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The Bank of Nagoya Margin of Safety % (DCF FCF Based) Calculation

The Bank of Nagoya's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(236.86-12.05)/236.86
=94.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 94.91% mean?
The Bank of Nagoya (BNGYF) has a Margin of Safety % (DCF FCF Based) of 94.91% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on The Bank of Nagoya.
Is The Bank of Nagoya's Margin of Safety % (DCF FCF Based) too high?
The Bank of Nagoya's current Margin of Safety % (DCF FCF Based) is 94.91%. Overall, The Bank of Nagoya has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does The Bank of Nagoya's Margin of Safety % (DCF FCF Based) compare to competitors?
The Bank of Nagoya's Margin of Safety % (DCF FCF Based) of 94.91% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on The Bank of Nagoya. The Bank of Nagoya's current Margin of Safety % (DCF FCF Based) is 94.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Nagoya stock overvalued right now?
The Bank of Nagoya (BNGYF) has a current Margin of Safety % (DCF FCF Based) of 94.91%. The stock's GF Value™ is $5.89, compared to a current price of $12.05 — trading 104.6% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 94.91%. The Bank of Nagoya's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For The Bank of Nagoya (BNGYF), the current Margin of Safety % (DCF FCF Based) is 94.91% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Nagoya (BNGYF) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Nagoya stock appears to be overvalued. The current stock price of $12.05 is trading 104.6% above its estimated GF Value™ of $5.89.

Key valuation signals for BNGYF:

  • Margin of Safety % (DCF FCF Based): 94.91%
  • GF Value™: $5.89 vs. price of $12.05 (104.6% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the BNGYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Bank of Nagoya Business Description

Other Exchanges 8522:Japan
Address 19-17 Nishiki 3-chome, Naka-ku, Nagoya, JPN, 460-0003
The Bank of Nagoya Ltd is a Japanese regional bank with an operational presence primarily in Nagoya City and the greater Aichi Prefecture. The bank's reporting segments include banking, leasing, and a credit card business. The company's banking business involves loans and deposits, domestic and foreign exchange transactions, securities investments, trading of trading account securities, and the underwriting and registration of corporate bonds. Its leasing business involves mostly comprehensive finance leasing. A plurality of the bank's income comes from loans, followed by leasing.
56GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.05
Price
$5.89
GF Value