Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Kotak Mahindra BankBOM:500247 +3.53%81 Cyclically Adjusted PS Ratio is 7.09 as of Aug. 27, 2026, which is 26% below its 10-year median of 9.56. GuruFocus rates BOM:500247 with a GF Score™ of 81/100 and a GF Value™ of ₹393.75 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,297 Banks companies, Kotak Mahindra Bank ranks worse than 89.67% on this metric.
The historical rank and industry rank for Kotak Mahindra Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:
BOM:500247'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 6.27 Med: 9.56 Max: 14.23
Current: 6.99
During the past years, Kotak Mahindra Bank's highest Cyclically Adjusted PS Ratio was 14.23. The lowest was 6.27. And the median was 9.56.
BOM:500247's Cyclically Adjusted PS Ratio is ranked worse than 89.67% of 1297
companies
in the Banks industry
Industry Median: 3.42
vs BOM:500247: 6.99
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Kotak Mahindra Bank's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹22.487. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹59.70 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Kotak Mahindra Bank (BOM:500247) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Kotak Mahindra Bank Cyclically Adjusted PS Ratio Related Terms
Kotak Mahindra Bank Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Kotak Mahindra Bank's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kotak Mahindra Bank Cyclically Adjusted PS Ratio Chart
Kotak Mahindra Bank Cyclically Adjusted PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Kotak Mahindra Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kotak Mahindra Bank Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Kotak Mahindra Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Kotak Mahindra Bank's Cyclically Adjusted PS Ratio falls into.
Kotak Mahindra Bank Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Kotak Mahindra Bank's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 7.09 mean?
Kotak Mahindra Bank (BOM:500247) has a Cyclically Adjusted PS Ratio of 7.09 as of Aug. 27, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Kotak Mahindra Bank and its competitors. This is 26% below median its historical median of 9.56. Over the past decade, Kotak Mahindra Bank's Cyclically Adjusted PS Ratio has ranged from 6.27 to 14.23. According to the industry distribution chart, Kotak Mahindra Bank ranks #1163 out of 1297 companies in the Banks industry, placing it in the top 89.7%.
Is Kotak Mahindra Bank's Cyclically Adjusted PS Ratio too high?
Kotak Mahindra Bank's current Cyclically Adjusted PS Ratio of 7.09 is 26% below median its 10-year median of 9.56. Over the past 10 years, this metric has ranged from a low of 6.27 to a high of 14.23. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Kotak Mahindra Bank's value of 7.09 is 107.3% above this industry median. Based on the distribution chart, Kotak Mahindra Bank ranks #1163 out of 1297 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kotak Mahindra Bank has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kotak Mahindra Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Kotak Mahindra Bank ranks #1163 out of 1297 companies for Cyclically Adjusted PS Ratio. This places Kotak Mahindra Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Kotak Mahindra Bank's value of 7.09 is 107.3% above this benchmark. Historically, Kotak Mahindra Bank's own Cyclically Adjusted PS Ratio has ranged from 6.27 to 14.23 over the past decade. While the company's 10-year median is 9.56 vs. the industry median of 3.42, Kotak Mahindra Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,297 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kotak Mahindra Bank's current Cyclically Adjusted PS Ratio of 7.09 is 107.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Kotak Mahindra Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kotak Mahindra Bank's current Cyclically Adjusted PS Ratio is 7.09, which is 26% below median its own 10-year median of 9.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kotak Mahindra Bank stock overvalued right now?
Based on GuruFocus' analysis, Kotak Mahindra Bank (BOM:500247) is currently considered Fairly Valued. The stock's GF Value™ is ₹393.75, compared to a current price of ₹423.30 — trading 7.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 7.09, which is 26% below median its 10-year median of 9.56 and 107.3% above the Banks industry median of 3.42. Kotak Mahindra Bank's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Kotak Mahindra Bank (BOM:500247), the current Cyclically Adjusted PS Ratio is 7.09 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kotak Mahindra Bank (BOM:500247) Overvalued in 2026?
Based on GuruFocus' analysis, Kotak Mahindra Bank stock appears to be overvalued.
The current stock price of ₹423.30 is trading 7.5% above its estimated GF Value™ of ₹393.75.
GuruFocus considers Kotak Mahindra Bank to be Fairly Valued.
Key valuation signals for BOM:500247:
Cyclically Adjusted PS Ratio: 7.09 (26% below median its 10-year median of 9.56)
GF Value™: ₹393.75 vs. price of ₹423.30 (7.5% above fair value)
Industry Position: 107.3% above the Banks median (#1163 of 1297)
No single metric tells the full story. See the BOM:500247 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kotak Mahindra Bank Ltd is an Indian banking and finance group offering personal finance solutions, transaction banking, operating lending verticals, managing IPOs, and providing working capital loans. The company's operating segment includes Treasury, (Balance Sheet Management Unit)BMU and Corporate Centre, Retail Banking, Corporate/Wholesale Banking, Vehicle Financing, Other Lending Activities, Broking, Advisory and Transactional Services, Asset Management, and Insurance. It generates the highest revenue from the Retail Banking segment. Some of its services include savings accounts, safe deposit locker, recurring deposits, sweep-in facility, debit and credit cards, home loans, life insurance, portfolio management services, and others.
81GF Score
Get the complete analysis for BOM:500247
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:500247 has been successfully added to your 
