Kotak Mahindra Bank (BOM:500247) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:500247 Kotak Mahindra Bank Ltd BOM:500247
82 GF Score
Price ₹378.80
GF Value ₹372.86
Valuation Fairly Valued
! 3 Warning Signs
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What is Kotak Mahindra Bank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

BOM:500247
82GF Score
Kotak Mahindra Bank Ltd BOM:500247
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Kotak Mahindra Bank (BOM:500247) Overvalued in 2026?

Based on GuruFocus' analysis, Kotak Mahindra Bank stock appears to be overvalued. The current stock price of ₹378.80 is trading 1.6% above its estimated GF Value™ of ₹372.86. GuruFocus considers Kotak Mahindra Bank to be Fairly Valued.

Key valuation signals for BOM:500247:

  • Altman Z-Score:
  • GF Value™: ₹372.86 vs. price of ₹378.80 (1.6% above fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the BOM:500247 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kotak Mahindra Bank Business Description

Other Exchanges KOTAKBANK:India
Address 27 BKC, C-27, G-Block, Bandra Kurla Complex, Bandra (East), Mumbai, MH, IND, 400051
Kotak Mahindra Bank Ltd is an Indian banking and finance group offering personal finance solutions, transaction banking, operating lending verticals, managing IPOs, and providing working capital loans. The company's operating segment includes Treasury, (Balance Sheet Management Unit)BMU and Corporate Centre, Retail Banking, Corporate/Wholesale Banking, Vehicle Financing, Other Lending Activities, Broking, Advisory and Transactional Services, Asset Management, and Insurance. It generates the highest revenue from the Retail Banking segment. Some of its services include savings accounts, safe deposit locker, recurring deposits, sweep-in facility, debit and credit cards, home loans, life insurance, portfolio management services, and others.
82GF Score

Get the complete analysis for BOM:500247

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹378.80
Price
₹372.86
GF Value