Kotak Mahindra BankBOM:500247 +0.20%85 Pretax Margin % is 35.86% as of Mar. 2026, which is 7% above its 10-year median of 33.64. GuruFocus rates BOM:500247 with a GF Score™ of 85/100 and a GF Value™ of ₹383.66 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,530 Banks companies, Kotak Mahindra Bank ranks worse than 54.25% on this metric.
The historical rank and industry rank for Kotak Mahindra Bank's Pretax Margin % or its related term are showing as below:
BOM:500247'
s Pretax Margin % Range Over the Past 10 Years
Min: 23.24 Med: 33.64 Max: 38.78
Current: 33.33
BOM:500247's Pretax Margin % is ranked worse than 54.25% of 1530
companies
in the Banks industry
Industry Median: 34.655
vs BOM:500247: 33.33
Kotak Mahindra Bank (BOM:500247) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Kotak Mahindra Bank Pretax Margin % Related Terms
Kotak Mahindra Bank Pretax Margin % Historical Data
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The historical data trend for Kotak Mahindra Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kotak Mahindra Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Kotak Mahindra Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kotak Mahindra Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Kotak Mahindra Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Kotak Mahindra Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kotak Mahindra Bank (BOM:500247) has a Pretax Margin % of 35.86% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Kotak Mahindra Bank and its competitors. This is near median its historical median of 33.64. Over the past decade, Kotak Mahindra Bank's Pretax Margin % has ranged from 23.24 to 38.78. According to the industry distribution chart, Kotak Mahindra Bank ranks #830 out of 1530 companies in the Banks industry, placing it in the top 54.2%.
Is Kotak Mahindra Bank's Pretax Margin % too high?
Kotak Mahindra Bank's current Pretax Margin % of 35.86% is near median its 10-year median of 33.64. Over the past 10 years, this metric has ranged from a low of 23.24 to a high of 38.78. The Banks industry median Pretax Margin % is 34.66. Kotak Mahindra Bank's value of 35.86% is 3.5% above this industry median. Based on the distribution chart, Kotak Mahindra Bank ranks #830 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Kotak Mahindra Bank has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kotak Mahindra Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Kotak Mahindra Bank ranks #830 out of 1530 companies for Pretax Margin %. This places Kotak Mahindra Bank in the lower half of its industry. The industry median Pretax Margin % is 34.66. Kotak Mahindra Bank's value of 35.86% is 3.5% above this benchmark. Historically, Kotak Mahindra Bank's own Pretax Margin % has ranged from 23.24 to 38.78 over the past decade. While the company's 10-year median is 33.64 vs. the industry median of 34.66, Kotak Mahindra Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kotak Mahindra Bank's current Pretax Margin % of 35.86% is 3.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Kotak Mahindra Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kotak Mahindra Bank's current Pretax Margin % is 35.86%, which is near median its own 10-year median of 33.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kotak Mahindra Bank stock overvalued right now?
Based on GuruFocus' analysis, Kotak Mahindra Bank (BOM:500247) is currently considered Fairly Valued. The stock's GF Value™ is ₹383.66, compared to a current price of ₹377.80 — trading 1.5% below its estimated fair value. The current Pretax Margin % is 35.86%, which is near median its 10-year median of 33.64 and 3.5% above the Banks industry median of 34.66. Kotak Mahindra Bank's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Kotak Mahindra Bank (BOM:500247), the current Pretax Margin % is 35.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kotak Mahindra Bank (BOM:500247) Overvalued in 2026?
Based on GuruFocus' analysis, Kotak Mahindra Bank stock appears to be undervalued.
The current stock price of ₹377.80 is trading 1.5% below its estimated GF Value™ of ₹383.66.
GuruFocus considers Kotak Mahindra Bank to be Fairly Valued.
Key valuation signals for BOM:500247:
Pretax Margin %: 35.86% (near median its 10-year median of 33.64)
GF Value™: ₹383.66 vs. price of ₹377.80 (1.5% below fair value)
Industry Position: 3.5% above the Banks median (#830 of 1530)
No single metric tells the full story. See the BOM:500247 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kotak Mahindra Bank Ltd is an Indian banking and finance group offering personal finance solutions, transaction banking, operating lending verticals, managing IPOs, and providing working capital loans. The company's operating segment includes Treasury, (Balance Sheet Management Unit)BMU and Corporate Centre, Retail Banking, Corporate/Wholesale Banking, Vehicle Financing, Other Lending Activities, Broking, Advisory and Transactional Services, Asset Management, and Insurance. It generates the highest revenue from the Retail Banking segment. Some of its services include savings accounts, safe deposit locker, recurring deposits, sweep-in facility, debit and credit cards, home loans, life insurance, portfolio management services, and others.
85GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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