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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Kotak Mahindra Bank's share price is ₹394.00.
Kotak Mahindra Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹81.63. Hence, Kotak Mahindra Bank's PS Ratio for today is 4.83.
Good Sign:
Kotak Mahindra Bank Ltd stock PS Ratio (=4.71) is close to 10-year low of 4.41.
The historical rank and industry rank for Kotak Mahindra Bank's PS Ratio or its related term are showing as below:
BOM:500247'
s PS Ratio Range Over the Past 10 Years
Min: 4.41 Med: 7.73 Max: 10.52
Current: 4.78
During the past 13 years, Kotak Mahindra Bank's highest PS Ratio was 10.52. The lowest was 4.41. And the median was 7.73.
BOM:500247's PS Ratio is ranked worse than 80.37% of 1513
companies
in the Banks industry
Industry Median: 3.09
vs BOM:500247: 4.78
Kotak Mahindra Bank Ltd has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Kotak Mahindra Bank was 7.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 13.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 14.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 15.80% per year.
During the past 13 years, Kotak Mahindra Bank's highest 3-Year average Revenue per Share Growth Rate was 53.70% per year. The lowest was 3.10% per year. And the median was 14.40% per year.
Kotak Mahindra Bank (BOM:500247) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Kotak Mahindra Bank PS Ratio Related Terms
Kotak Mahindra Bank PS Ratio Historical Data
* Premium members only.
The historical data trend for Kotak Mahindra Bank's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kotak Mahindra Bank PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Kotak Mahindra Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kotak Mahindra Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Kotak Mahindra Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where Kotak Mahindra Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Kotak Mahindra Bank's Share Price of today is ₹394.00. Kotak Mahindra Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹81.63.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Kotak Mahindra Bank (BOM:500247) has a PS Ratio of 4.83 as of Aug. 07, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Kotak Mahindra Bank and its competitors. This is 38% below median its historical median of 7.73. Over the past decade, Kotak Mahindra Bank's PS Ratio has ranged from 4.41 to 10.52. According to the industry distribution chart, Kotak Mahindra Bank ranks #1216 out of 1513 companies in the Banks industry, placing it in the top 80.4%.
Is Kotak Mahindra Bank's PS Ratio too high?
Kotak Mahindra Bank's current PS Ratio of 4.83 is 38% below median its 10-year median of 7.73. Over the past 10 years, this metric has ranged from a low of 4.41 to a high of 10.52. The Banks industry median PS Ratio is 3.09. Kotak Mahindra Bank's value of 4.83 is 56.3% above this industry median. Based on the distribution chart, Kotak Mahindra Bank ranks #1216 out of 1513 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kotak Mahindra Bank has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kotak Mahindra Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Kotak Mahindra Bank ranks #1216 out of 1513 companies for PS Ratio. This places Kotak Mahindra Bank in the lower half of its industry. The industry median PS Ratio is 3.09. Kotak Mahindra Bank's value of 4.83 is 56.3% above this benchmark. Historically, Kotak Mahindra Bank's own PS Ratio has ranged from 4.41 to 10.52 over the past decade. While the company's 10-year median is 7.73 vs. the industry median of 3.09, Kotak Mahindra Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.09, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kotak Mahindra Bank's current PS Ratio of 4.83 is 56.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Kotak Mahindra Bank and its competitors. For the Banks industry, the median PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kotak Mahindra Bank's current PS Ratio is 4.83, which is 38% below median its own 10-year median of 7.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kotak Mahindra Bank stock overvalued right now?
Based on GuruFocus' analysis, Kotak Mahindra Bank (BOM:500247) is currently considered Fairly Valued. The stock's GF Value™ is ₹408.69, compared to a current price of ₹394.00 — trading 3.6% below its estimated fair value. The current PS Ratio is 4.83, which is 38% below median its 10-year median of 7.73 and 56.3% above the Banks industry median of 3.09. Kotak Mahindra Bank's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Kotak Mahindra Bank (BOM:500247), the current PS Ratio is 4.83 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kotak Mahindra Bank (BOM:500247) Overvalued in 2026?
Based on GuruFocus' analysis, Kotak Mahindra Bank stock appears to be undervalued.
The current stock price of ₹394.00 is trading 3.6% below its estimated GF Value™ of ₹408.69.
GuruFocus considers Kotak Mahindra Bank to be Fairly Valued.
Key valuation signals for BOM:500247:
PS Ratio: 4.83 (38% below median its 10-year median of 7.73)
GF Value™: ₹408.69 vs. price of ₹394.00 (3.6% below fair value)
Industry Position: 56.3% above the Banks median (#1216 of 1513)
No single metric tells the full story. See the BOM:500247 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kotak Mahindra Bank Ltd is an Indian banking and finance group offering personal finance solutions, transaction banking, operating lending verticals, managing IPOs, and providing working capital loans. The company's operating segment includes Treasury, (Balance Sheet Management Unit)BMU and Corporate Centre, Retail Banking, Corporate/Wholesale Banking, Vehicle Financing, Other Lending Activities, Broking, Advisory and Transactional Services, Asset Management, and Insurance. It generates the highest revenue from the Retail Banking segment. Some of its services include savings accounts, safe deposit locker, recurring deposits, sweep-in facility, debit and credit cards, home loans, life insurance, portfolio management services, and others.
79GF Score
Get the complete analysis for BOM:500247
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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