MetLife (BSP:METB34) Cyclically Adjusted PS Ratio: 1.02 (As of Aug. 05, 2026) — 29% Above Median

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BSP:METB34 MetLife Inc BSP:METB34
69 GF Score
Price R$493.43
GF Value R$464.23
Valuation Fairly Valued
! 8 Warning Signs
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What is MetLife Cyclically Adjusted PS Ratio?

MetLife BSP:METB34 69 Cyclically Adjusted PS Ratio is 1.02 as of Aug. 05, 2026, which is 29% above its 10-year median of 0.79. GuruFocus rates BSP:METB34 with a GF Score™ of 69/100 and a GF Value™ of R$464.23 (Fairly Valued). The stock has 8 warning signs investors should review. Among 410 Insurance companies, MetLife ranks better than 58.78% on this metric.

As of today (2026-08-05), MetLife's current share price is R$493.43. MetLife's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was R$485.71. MetLife's Cyclically Adjusted PS Ratio for today is 1.02.

The historical rank and industry rank for MetLife's Cyclically Adjusted PS Ratio or its related term are showing as below:

BSP:METB34' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.36   Med: 0.79   Max: 1.04
Current: 1.03

During the past years, MetLife's highest Cyclically Adjusted PS Ratio was 1.04. The lowest was 0.36. And the median was 0.79.

BSP:METB34's Cyclically Adjusted PS Ratio is ranked better than
58.78% of 410 companies
in the Insurance industry
Industry Median: 1.235 vs BSP:METB34: 1.03

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

MetLife's adjusted revenue per share data for the three months ended in Mar. 2026 was R$148.474. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is R$485.71 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


MetLife  (BSP:METB34) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


MetLife Cyclically Adjusted PS Ratio Related Terms


MetLife Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for MetLife's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MetLife Cyclically Adjusted PS Ratio Chart

MetLife Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 0.93 0.81 0.96 0.87

MetLife Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 0.91 0.93 0.87 0.76

BSP:METB34 vs AFL, PRU, UNM: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Life subindustry, MetLife's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MetLife Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, MetLife's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where MetLife's Cyclically Adjusted PS Ratio falls into.


BSP:METB34
69GF Score
MetLife Inc BSP:METB34
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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MetLife Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

MetLife's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=493.43/485.71
=1.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MetLife's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, MetLife's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=148.474/330.2130*330.2130
=148.474

Current CPI (Mar. 2026) = 330.2130.

MetLife Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 47.053 241.018 64.466
201609 46.433 241.428 63.509
201612 38.879 241.432 53.176
201703 42.596 243.801 57.694
201706 46.695 244.955 62.947
201709 47.275 246.819 63.248
201712 49.146 246.524 65.830
201803 46.482 249.554 61.506
201806 78.031 251.989 102.254
201809 66.880 252.439 87.485
201812 61.685 251.233 81.077
201903 64.478 254.202 83.758
201906 69.649 256.143 89.790
201909 80.987 256.759 104.156
201912 75.595 256.974 97.140
202003 95.286 258.115 121.902
202006 83.386 257.797 106.809
202009 90.843 260.280 115.251
202012 106.085 260.474 134.488
202103 90.050 264.877 112.262
202106 108.179 271.696 131.478
202109 93.241 274.310 112.243
202112 110.268 278.802 130.601
202203 87.184 287.504 100.135
202206 92.743 296.311 103.354
202209 146.280 296.808 162.743
202212 103.288 296.797 114.917
202303 103.165 301.836 112.864
202306 108.704 305.109 117.648
202309 105.154 307.789 112.815
202312 126.962 306.746 136.675
202403 108.231 312.332 114.427
202406 131.815 314.175 138.544
202409 143.997 315.301 150.807
202412 162.880 315.605 170.419
202503 153.281 319.799 158.272
202506 141.118 322.561 144.466
202509 135.305 324.800 137.560
202512 191.889 324.054 195.536
202603 148.474 330.213 148.474

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.02 mean?
MetLife (BSP:METB34) has a Cyclically Adjusted PS Ratio of 1.02 as of Aug. 05, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on MetLife and its competitors. This is 29% above median its historical median of 0.79. Over the past decade, MetLife's Cyclically Adjusted PS Ratio has ranged from 0.36 to 1.04. According to the industry distribution chart, MetLife ranks #169 out of 410 companies in the Insurance industry, placing it in the top 41.2%.
Is MetLife's Cyclically Adjusted PS Ratio too high?
MetLife's current Cyclically Adjusted PS Ratio of 1.02 is 29% above median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 1.04. The Insurance industry median Cyclically Adjusted PS Ratio is 1.24. MetLife's value of 1.02 is 17.4% below this industry median. Based on the distribution chart, MetLife ranks #169 out of 410 companies in the Insurance industry, which is above the industry midpoint. Overall, MetLife has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetLife's Cyclically Adjusted PS Ratio compare to AFL and PRU?
According to the Insurance industry distribution chart, MetLife ranks #169 out of 410 companies for Cyclically Adjusted PS Ratio. This puts MetLife in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.24. MetLife's value of 1.02 is 17.4% below this benchmark. Historically, MetLife's own Cyclically Adjusted PS Ratio has ranged from 0.36 to 1.04 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.24, MetLife has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.24, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MetLife's current Cyclically Adjusted PS Ratio of 1.02 is 17.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on MetLife and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MetLife's current Cyclically Adjusted PS Ratio is 1.02, which is 29% above median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetLife stock overvalued right now?
Based on GuruFocus' analysis, MetLife (BSP:METB34) is currently considered Fairly Valued. The stock's GF Value™ is R$464.23, compared to a current price of R$493.43 — trading 6.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.02, which is 29% above median its 10-year median of 0.79 and 17.4% below the Insurance industry median of 1.24. MetLife's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For MetLife (BSP:METB34), the current Cyclically Adjusted PS Ratio is 1.02 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MetLife (BSP:METB34) Overvalued in 2026?

Based on GuruFocus' analysis, MetLife stock appears to be overvalued. The current stock price of R$493.43 is trading 6.3% above its estimated GF Value™ of R$464.23. GuruFocus considers MetLife to be Fairly Valued.

Key valuation signals for BSP:METB34:

  • Cyclically Adjusted PS Ratio: 1.02 (29% above median its 10-year median of 0.79)
  • GF Value™: R$464.23 vs. price of R$493.43 (6.3% above fair value)
  • GF Score™: 69/100 with 8 warning signs
  • Industry Position: 17.4% below the Insurance median (#169 of 410)

No single metric tells the full story. See the BSP:METB34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MetLife Business Description

Address 200 Park Avenue, New York, NY, USA, 10166-0188
MetLife is one of the largest life insurers in the US by assets and provides a variety of life insurance and annuity products. It is organized into six segments: Group Benefits, Retirement and Income Solutions, Asia, Latin America, Europe/Middle East/Africa (EMEA), and MetLife Holdings (products in run-off). Group Benefits and RIS are US-based, contributing to around 48% of the firm's 2024 adjusted earnings. The Asia segment contributes around 25% of earnings, mainly tied to Japan. The company also holds leading market positions in Mexico and Chile, with the Latin America segment contributing around 13% of 2024 earnings. The EMEA and MetLife Holdings segments contributed around 4% and 10% of 2024 earnings, respectively.
69GF Score

Get the complete analysis for BSP:METB34

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$493.43
Price
R$464.23
GF Value