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XPS Pensions GroupCHIX:XPSL -0.30%85 Cyclically Adjusted PS Ratio is 3.95 as of Jul. 21, 2026, which is 5% below its 10-year median of 4.14. GuruFocus rates CHIX:XPSL with a GF Score™ of 85/100 and a GF Value™ of £3.84 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 61 Personal Services companies, XPS Pensions Group ranks worse than 86.89% on this metric.
The historical rank and industry rank for XPS Pensions Group's Cyclically Adjusted PS Ratio or its related term are showing as below:
CHIX:XPSl'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.5 Med: 4.14 Max: 5.74
Current: 3.99
During the past 13 years, XPS Pensions Group's highest Cyclically Adjusted PS Ratio was 5.74. The lowest was 2.50. And the median was 4.14.
CHIX:XPSl's Cyclically Adjusted PS Ratio is ranked worse than 86.89% of 61
companies
in the Personal Services industry
Industry Median: 0.8
vs CHIX:XPSl: 3.99
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
XPS Pensions Group's adjusted revenue per share data of for the fiscal year that ended in Mar26 was £1.224. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is £0.84 for the trailing ten years ended in Mar26.
Shiller PE for Stocks: The True Measure of Stock Valuation
XPS Pensions Group (CHIX:XPSl) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
XPS Pensions Group Cyclically Adjusted PS Ratio Related Terms
XPS Pensions Group Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for XPS Pensions Group's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPS Pensions Group Cyclically Adjusted PS Ratio Chart
CHIX:XPSL vs ROL, SCI, FTDR: Cyclically Adjusted PS Ratio Comparison
For the Personal Services subindustry, XPS Pensions Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XPS Pensions Group Cyclically Adjusted PS Ratio vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, XPS Pensions Group's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where XPS Pensions Group's Cyclically Adjusted PS Ratio falls into.
XPS Pensions Group Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
XPS Pensions Group's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 3.95 mean?
XPS Pensions Group (CHIX:XPSL) has a Cyclically Adjusted PS Ratio of 3.95 as of Jul. 21, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on XPS Pensions Group and its competitors. This is near median its historical median of 4.14. Over the past decade, XPS Pensions Group's Cyclically Adjusted PS Ratio has ranged from 2.50 to 5.74. According to the industry distribution chart, XPS Pensions Group ranks #53 out of 61 companies in the Personal Services industry, placing it in the top 86.9%.
Is XPS Pensions Group's Cyclically Adjusted PS Ratio too high?
XPS Pensions Group's current Cyclically Adjusted PS Ratio of 3.95 is near median its 10-year median of 4.14. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 5.74. The Personal Services industry median Cyclically Adjusted PS Ratio is 0.80. XPS Pensions Group's value of 3.95 is 393.8% above this industry median. Based on the distribution chart, XPS Pensions Group ranks #53 out of 61 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, XPS Pensions Group has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does XPS Pensions Group's Cyclically Adjusted PS Ratio compare to ROL and SCI?
According to the Personal Services industry distribution chart, XPS Pensions Group ranks #53 out of 61 companies for Cyclically Adjusted PS Ratio. This places XPS Pensions Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 0.80. XPS Pensions Group's value of 3.95 is 393.8% above this benchmark. Historically, XPS Pensions Group's own Cyclically Adjusted PS Ratio has ranged from 2.50 to 5.74 over the past decade. While the company's 10-year median is 4.14 vs. the industry median of 0.80, XPS Pensions Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Personal Services company?
The median Cyclically Adjusted PS Ratio among Personal Services companies is 0.80, based on 61 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XPS Pensions Group's current Cyclically Adjusted PS Ratio of 3.95 is 393.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on XPS Pensions Group and its competitors. For the Personal Services industry, the median Cyclically Adjusted PS Ratio is 0.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XPS Pensions Group's current Cyclically Adjusted PS Ratio is 3.95, which is near median its own 10-year median of 4.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XPS Pensions Group stock overvalued right now?
Based on GuruFocus' analysis, XPS Pensions Group (CHIX:XPSL) is currently considered Modestly Undervalued. The stock's GF Value™ is £3.84, compared to a current price of £3.32 — trading 13.7% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.95, which is near median its 10-year median of 4.14 and 393.8% above the Personal Services industry median of 0.80. XPS Pensions Group's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For XPS Pensions Group (CHIX:XPSL), the current Cyclically Adjusted PS Ratio is 3.95 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XPS Pensions Group (CHIX:XPSL) Overvalued in 2026?
Based on GuruFocus' analysis, XPS Pensions Group stock appears to be undervalued.
The current stock price of £3.32 is trading 13.7% below its estimated GF Value™ of £3.84.
GuruFocus considers XPS Pensions Group to be Modestly Undervalued.
Key valuation signals for CHIX:XPSL:
Cyclically Adjusted PS Ratio: 3.95 (near median its 10-year median of 4.14)
GF Value™: £3.84 vs. price of £3.32 (13.7% below fair value)
Industry Position: 393.8% above the Personal Services median (#53 of 61)
No single metric tells the full story. See the CHIX:XPSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XPS Pensions Group PLC is a UK employee benefits consultancy and related business services. The services provided by the company include Pensions, Investment, National Pension Trust Administration, and Self-Invested Pensions. The company derives maximum revenue from Pensions Actuarial & Consulting followed by Pensions Administration, Pensions Investment, National Pension Trust (NPT), and SIP.
85GF Score
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