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XPS Pensions GroupCHIX:XPSL -2.21%87 EV-to-EBIT is 17.02 as of Aug. 12, 2026, which is 22% below its 10-year median of 21.87. GuruFocus rates CHIX:XPSL with a GF Score™ of 87/100 and a GF Value™ of £3.87 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 71 Personal Services companies, XPS Pensions Group ranks worse than 71.83% on this metric.
XPS Pensions Group (CHIX:XPSl) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
XPS Pensions Group's Enterprise Value for the quarter that ended in Mar. 2026 was £648.7 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. XPS Pensions Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was £43.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPS Pensions Group EV-to-EBIT Related Terms
XPS Pensions Group EV-to-EBIT Historical Data
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The historical data trend for XPS Pensions Group's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, XPS Pensions Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XPS Pensions Group EV-to-EBIT vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, XPS Pensions Group's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where XPS Pensions Group's EV-to-EBIT falls into.
XPS Pensions Group's current Enterprise Value is £731.2 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. XPS Pensions Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was £43.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPS Pensions Group (CHIX:XPSL) has a EV-to-EBIT of 17.02 as of Aug. 12, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on XPS Pensions Group and its competitors. This is 22% below median its historical median of 21.87. According to the industry distribution chart, XPS Pensions Group ranks #51 out of 71 companies in the Personal Services industry, placing it in the top 71.8%.
Is XPS Pensions Group's EV-to-EBIT too high?
XPS Pensions Group's current EV-to-EBIT of 17.02 is 22% below median its 10-year median of 21.87. The Personal Services industry median EV-to-EBIT is 12.67. XPS Pensions Group's value of 17.02 is 34.3% above this industry median. Based on the distribution chart, XPS Pensions Group ranks #51 out of 71 companies in the Personal Services industry, which is below the industry midpoint. Overall, XPS Pensions Group has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does XPS Pensions Group's EV-to-EBIT compare to ROL and SCI?
According to the Personal Services industry distribution chart, XPS Pensions Group ranks #51 out of 71 companies for EV-to-EBIT. This places XPS Pensions Group in the lower half of its industry. The industry median EV-to-EBIT is 12.67. XPS Pensions Group's value of 17.02 is 34.3% above this benchmark. While the company's 10-year median is 21.87 vs. the industry median of 12.67, XPS Pensions Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Personal Services company?
The median EV-to-EBIT among Personal Services companies is 12.67, based on 71 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XPS Pensions Group's current EV-to-EBIT of 17.02 is 34.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on XPS Pensions Group and its competitors. For the Personal Services industry, the median EV-to-EBIT is 12.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XPS Pensions Group's current EV-to-EBIT is 17.02, which is 22% below median its own 10-year median of 21.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XPS Pensions Group stock overvalued right now?
Based on GuruFocus' analysis, XPS Pensions Group (CHIX:XPSL) is currently considered Modestly Undervalued. The stock's GF Value™ is £3.87, compared to a current price of £3.33 — trading 14.1% below its estimated fair value. The current EV-to-EBIT is 17.02, which is 22% below median its 10-year median of 21.87 and 34.3% above the Personal Services industry median of 12.67. XPS Pensions Group's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For XPS Pensions Group (CHIX:XPSL), the current EV-to-EBIT is 17.02 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XPS Pensions Group (CHIX:XPSL) Overvalued in 2026?
Based on GuruFocus' analysis, XPS Pensions Group stock appears to be undervalued.
The current stock price of £3.33 is trading 14.1% below its estimated GF Value™ of £3.87.
GuruFocus considers XPS Pensions Group to be Modestly Undervalued.
Key valuation signals for CHIX:XPSL:
EV-to-EBIT: 17.02 (22% below median its 10-year median of 21.87)
GF Value™: £3.87 vs. price of £3.33 (14.1% below fair value)
Industry Position: 34.3% above the Personal Services median (#51 of 71)
No single metric tells the full story. See the CHIX:XPSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XPS Pensions Group PLC is a UK employee benefits consultancy and related business services. The services provided by the company include Pensions, Investment, National Pension Trust Administration, and Self-Invested Pensions. The company derives maximum revenue from Pensions Actuarial & Consulting followed by Pensions Administration, Pensions Investment, National Pension Trust (NPT), and SIP.
87GF Score
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