XPS Pensions Group (CHIX:XPSL) 3-Year Share Buyback Ratio: 0.70% (As of Mar. 2026)

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CHIX:XPSL XPS Pensions Group PLC CHIX:XPSL
89 GF Score
Price £3.03
GF Value £3.90
Valuation Modestly Undervalued
! 1 Warning Sign
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What is XPS Pensions Group 3-Year Share Buyback Ratio?

XPS Pensions Group CHIX:XPSL -0.98% 89 3-Year Share Buyback Ratio is 0.70 as of Mar. 2026. GuruFocus rates CHIX:XPSL with a GF Score™ of 89/100 and a GF Value™ of £3.90 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 69 Personal Services companies, XPS Pensions Group ranks better than 76.81% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. XPS Pensions Group's current 3-Year Share Buyback Ratio was 0.70%.

The historical rank and industry rank for XPS Pensions Group's 3-Year Share Buyback Ratio or its related term are showing as below:

CHIX:XPSl' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -14.2   Med: -0.2   Max: 0.7
Current: 0.7

During the past 13 years, XPS Pensions Group's highest 3-Year Share Buyback Ratio was 0.70%. The lowest was -14.20%. And the median was -0.20%.

CHIX:XPSl's 3-Year Share Buyback Ratio is ranked better than
76.81% of 69 companies
in the Personal Services industry
Industry Median: -0.9 vs CHIX:XPSl: 0.70

XPS Pensions Group (CHIX:XPSl) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


XPS Pensions Group 3-Year Share Buyback Ratio Related Terms


CHIX:XPSL vs ROL, SCI, HRB: 3-Year Share Buyback Ratio Comparison

For the Personal Services subindustry, XPS Pensions Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


XPS Pensions Group 3-Year Share Buyback Ratio vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, XPS Pensions Group's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where XPS Pensions Group's 3-Year Share Buyback Ratio falls into.


CHIX:XPSL
89GF Score
XPS Pensions Group PLC CHIX:XPSL
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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XPS Pensions Group 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 0.70 mean?
XPS Pensions Group (CHIX:XPSL) has a 3-Year Share Buyback Ratio of 0.70 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for XPS Pensions Group and its competitors. According to the industry distribution chart, XPS Pensions Group ranks #16 out of 69 companies in the Personal Services industry, placing it in the top 23.2%.
Is XPS Pensions Group's 3-Year Share Buyback Ratio too high?
XPS Pensions Group's current 3-Year Share Buyback Ratio is 0.70. Based on the distribution chart, XPS Pensions Group ranks #16 out of 69 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, XPS Pensions Group has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does XPS Pensions Group's 3-Year Share Buyback Ratio compare to ROL and SCI?
According to the Personal Services industry distribution chart, XPS Pensions Group ranks #16 out of 69 companies for 3-Year Share Buyback Ratio. This places XPS Pensions Group in the top 23% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Personal Services company?
A good 3-Year Share Buyback Ratio depends on the Personal Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for XPS Pensions Group and its competitors. XPS Pensions Group's current 3-Year Share Buyback Ratio is 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XPS Pensions Group stock overvalued right now?
Based on GuruFocus' analysis, XPS Pensions Group (CHIX:XPSL) is currently considered Modestly Undervalued. The stock's GF Value™ is £3.90, compared to a current price of £3.03 — trading 22.4% below its estimated fair value. The current 3-Year Share Buyback Ratio is 0.70. XPS Pensions Group's overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For XPS Pensions Group (CHIX:XPSL), the current 3-Year Share Buyback Ratio is 0.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is XPS Pensions Group (CHIX:XPSL) Overvalued in 2026?

Based on GuruFocus' analysis, XPS Pensions Group stock appears to be undervalued. The current stock price of £3.03 is trading 22.4% below its estimated GF Value™ of £3.90. GuruFocus considers XPS Pensions Group to be Modestly Undervalued.

Key valuation signals for CHIX:XPSL:

  • 3-Year Share Buyback Ratio: 0.70
  • GF Value™: £3.90 vs. price of £3.03 (22.4% below fair value)
  • GF Score™: 89/100 with 1 warning sign

No single metric tells the full story. See the CHIX:XPSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


XPS Pensions Group Business Description

Other Exchanges XPS:UK406:Germany
Address 1 Station Hill, Phoenix House, Reading, Berkshire, GBR, RG1 1NB
XPS Pensions Group PLC is a UK employee benefits consultancy and related business services. The services provided by the company include Pensions, Investment, National Pension Trust Administration, and Self-Invested Pensions. The company derives maximum revenue from Pensions Actuarial & Consulting followed by Pensions Administration, Pensions Investment, National Pension Trust (NPT), and SIP.
89GF Score

Get the complete analysis for CHIX:XPSL

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.03
Price
£3.90
GF Value