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XPS Pensions GroupCHIX:XPSL -0.78%85 Earnings Yield (Joel Greenblatt) % is 6.61% as of Mar. 2026, which is 58% above its 10-year median of 4.19. GuruFocus rates CHIX:XPSL with a GF Score™ of 85/100 and a GF Value™ of £3.88 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 94 Personal Services companies, XPS Pensions Group ranks better than 51.06% on this metric.
XPS Pensions Group's Enterprise Value for the quarter that ended in Mar. 2026 was £648.7 Mil.
XPS Pensions Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was £43.0 Mil. XPS Pensions Group's Earnings Yield (Joel Greenblatt) for the quarter that ended in Mar. 2026 was 6.61%.
The historical rank and industry rank for XPS Pensions Group's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
CHIX:XPSl'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -5.07 Med: 4.19 Max: 12.7
Current: 6.08
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of XPS Pensions Group was 12.70%. The lowest was -5.07%. And the median was 4.19%.
CHIX:XPSl's Earnings Yield (Joel Greenblatt) % is ranked better than 51.06% of 94
companies
in the Personal Services industry
Industry Median: 5.985
vs CHIX:XPSl: 6.08
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. XPS Pensions Group's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 25.06%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
XPS Pensions Group (CHIX:XPSl) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
XPS Pensions Group Earnings Yield (Joel Greenblatt) % Related Terms
XPS Pensions Group Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for XPS Pensions Group's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPS Pensions Group Earnings Yield (Joel Greenblatt) % Chart
For the Personal Services subindustry, XPS Pensions Group's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XPS Pensions Group Earnings Yield (Joel Greenblatt) % vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, XPS Pensions Group's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where XPS Pensions Group's Earnings Yield (Joel Greenblatt) % falls into.
XPS Pensions Group Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
XPS Pensions Groups Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Mar. 2026 is calculated as
For company reported semi-annually or annually, GuruFocus only calculate annual data for Earnings Yield (Joel Greenblatt) and apply the annual figure to corresponding quarter.
What does a Earnings Yield (Joel Greenblatt) % of 6.61% mean?
XPS Pensions Group (CHIX:XPSL) has a Earnings Yield (Joel Greenblatt) % of 6.61% as of Mar. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on XPS Pensions Group and its competitors. This is 58% above median its historical median of 4.19. According to the industry distribution chart, XPS Pensions Group ranks #46 out of 94 companies in the Personal Services industry, placing it in the top 48.9%.
Is XPS Pensions Group's Earnings Yield (Joel Greenblatt) % too high?
XPS Pensions Group's current Earnings Yield (Joel Greenblatt) % of 6.61% is 58% above median its 10-year median of 4.19. The Personal Services industry median Earnings Yield (Joel Greenblatt) % is 5.99. XPS Pensions Group's value of 6.61% is 10.4% above this industry median. Based on the distribution chart, XPS Pensions Group ranks #46 out of 94 companies in the Personal Services industry, which is above the industry midpoint. Overall, XPS Pensions Group has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does XPS Pensions Group's Earnings Yield (Joel Greenblatt) % compare to ROL and SCI?
According to the Personal Services industry distribution chart, XPS Pensions Group ranks #46 out of 94 companies for Earnings Yield (Joel Greenblatt) %. This puts XPS Pensions Group in the upper half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 5.99. XPS Pensions Group's value of 6.61% is 10.4% above this benchmark. While the company's 10-year median is 4.19 vs. the industry median of 5.99, XPS Pensions Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Personal Services company?
The median Earnings Yield (Joel Greenblatt) % among Personal Services companies is 5.99, based on 94 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XPS Pensions Group's current Earnings Yield (Joel Greenblatt) % of 6.61% is 10.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on XPS Pensions Group and its competitors. For the Personal Services industry, the median Earnings Yield (Joel Greenblatt) % is 5.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XPS Pensions Group's current Earnings Yield (Joel Greenblatt) % is 6.61%, which is 58% above median its own 10-year median of 4.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XPS Pensions Group stock overvalued right now?
Based on GuruFocus' analysis, XPS Pensions Group (CHIX:XPSL) is currently considered Modestly Undervalued. The stock's GF Value™ is £3.88, compared to a current price of £3.17 — trading 18.4% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 6.61%, which is 58% above median its 10-year median of 4.19 and 10.4% above the Personal Services industry median of 5.99. XPS Pensions Group's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For XPS Pensions Group (CHIX:XPSL), the current Earnings Yield (Joel Greenblatt) % is 6.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XPS Pensions Group (CHIX:XPSL) Overvalued in 2026?
Based on GuruFocus' analysis, XPS Pensions Group stock appears to be undervalued.
The current stock price of £3.17 is trading 18.4% below its estimated GF Value™ of £3.88.
GuruFocus considers XPS Pensions Group to be Modestly Undervalued.
Key valuation signals for CHIX:XPSL:
Earnings Yield (Joel Greenblatt) %: 6.61% (58% above median its 10-year median of 4.19)
GF Value™: £3.88 vs. price of £3.17 (18.4% below fair value)
Industry Position: 10.4% above the Personal Services median (#46 of 94)
No single metric tells the full story. See the CHIX:XPSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XPS Pensions Group PLC is a UK employee benefits consultancy and related business services. The services provided by the company include Pensions, Investment, National Pension Trust Administration, and Self-Invested Pensions. The company derives maximum revenue from Pensions Actuarial & Consulting followed by Pensions Administration, Pensions Investment, National Pension Trust (NPT), and SIP.
85GF Score
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