XPS Pensions GroupCHIX:XPSL -2.93%85 Dividend Yield % is 4.12% as of Jun. 24, 2026, which is 1% below its 10-year median of 4.16. GuruFocus rates CHIX:XPSL with a GF Score™ of 85/100 and a GF Value™ of £3.76 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 48 Personal Services companies, XPS Pensions Group ranks better than 64.58% on this metric.
As of today (2026-06-24), the Trailing Annual Dividend Yield of XPS Pensions Group is 4.12%.
Good Sign:
XPS Pensions Group PLC stock Dividend Yield % is close to 3-year high.
The historical rank and industry rank for XPS Pensions Group's Dividend Yield % or its related term are showing as below:
CHIX:XPSl'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.49 Med: 4.16 Max: 6.7
Current: 4.12
During the past 13 years, the highest Dividend Yield of XPS Pensions Group was 6.70%. The lowest was 1.49%. And the median was 4.16%.
CHIX:XPSl's Dividend Yield % is ranked better than 64.58% of 48
companies
in the Personal Services industry
Industry Median: 2.97
vs CHIX:XPSl: 4.12
During the past 12 months, XPS Pensions Group's average Dividends Per Share Growth Rate was 15.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 17.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 14.10% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of XPS Pensions Group was 33.10% per year. The lowest was 1.50% per year. And the median was 12.95% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
XPS Pensions Group (CHIX:XPSl) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
XPS Pensions Group Dividend Yield % Historical Data
* Premium members only.
The historical data trend for XPS Pensions Group's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:XPSL vs ROL, SCI, HRB: Dividend Yield % Comparison
For the Personal Services subindustry, XPS Pensions Group's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XPS Pensions Group Dividend Yield % vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, XPS Pensions Group's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where XPS Pensions Group's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
XPS Pensions Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
GBP 0.041000
2026-01-08
2026-01-09
2026-02-06
Cash Dividend
semi-annually
GBP:GBP 1.000000
GBP 0.082000
2025-08-21
2025-08-22
2025-09-22
Cash Dividend
semi-annually
GBP:GBP 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
XPS Pensions Group's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPS Pensions Group (CHIX:XPSL) has a Dividend Yield % of 4.12% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on XPS Pensions Group and its competitors. This is near median its historical median of 4.16. Over the past decade, XPS Pensions Group's Dividend Yield % has ranged from 1.49 to 6.70. According to the industry distribution chart, XPS Pensions Group ranks #17 out of 48 companies in the Personal Services industry, placing it in the top 35.4%.
Is XPS Pensions Group's Dividend Yield % too high?
XPS Pensions Group's current Dividend Yield % of 4.12% is near median its 10-year median of 4.16. Over the past 10 years, this metric has ranged from a low of 1.49 to a high of 6.70. The Personal Services industry median Dividend Yield % is 2.97. XPS Pensions Group's value of 4.12% is 38.7% above this industry median. Based on the distribution chart, XPS Pensions Group ranks #17 out of 48 companies in the Personal Services industry, which is above the industry midpoint. Overall, XPS Pensions Group has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does XPS Pensions Group's Dividend Yield % compare to ROL and SCI?
According to the Personal Services industry distribution chart, XPS Pensions Group ranks #17 out of 48 companies for Dividend Yield %. This puts XPS Pensions Group in the upper half of its industry. The industry median Dividend Yield % is 2.97. XPS Pensions Group's value of 4.12% is 38.7% above this benchmark. Historically, XPS Pensions Group's own Dividend Yield % has ranged from 1.49 to 6.70 over the past decade. While the company's 10-year median is 4.16 vs. the industry median of 2.97, XPS Pensions Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Personal Services company?
The median Dividend Yield % among Personal Services companies is 2.97, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XPS Pensions Group's current Dividend Yield % of 4.12% is 38.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on XPS Pensions Group and its competitors. For the Personal Services industry, the median Dividend Yield % is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XPS Pensions Group's current Dividend Yield % is 4.12%, which is near median its own 10-year median of 4.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XPS Pensions Group stock overvalued right now?
Based on GuruFocus' analysis, XPS Pensions Group (CHIX:XPSL) is currently considered Modestly Undervalued. The stock's GF Value™ is £3.76, compared to a current price of £2.99 — trading 20.6% below its estimated fair value. The current Dividend Yield % is 4.12%, which is near median its 10-year median of 4.16 and 38.7% above the Personal Services industry median of 2.97. XPS Pensions Group's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For XPS Pensions Group (CHIX:XPSL), the current Dividend Yield % is 4.12% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XPS Pensions Group (CHIX:XPSL) Overvalued in 2026?
Based on GuruFocus' analysis, XPS Pensions Group stock appears to be undervalued.
The current stock price of £2.99 is trading 20.6% below its estimated GF Value™ of £3.76.
GuruFocus considers XPS Pensions Group to be Modestly Undervalued.
Key valuation signals for CHIX:XPSL:
Dividend Yield %: 4.12% (near median its 10-year median of 4.16)
GF Value™: £3.76 vs. price of £2.99 (20.6% below fair value)
Industry Position: 38.7% above the Personal Services median (#17 of 48)
No single metric tells the full story. See the CHIX:XPSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XPS Pensions Group PLC is a UK employee benefits consultancy and related business services. The services provided by the company include Pensions, Investment, National Pension Trust Administration, and Self-Invested Pensions. The company derives maximum revenue from Pensions Actuarial & Consulting followed by Pensions Administration, Pensions Investment, National Pension Trust (NPT), and SIP.
85GF Score
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