PT Bank Sinarmas Tbk (FRA:08S) Cyclically Adjusted PS Ratio: 3.05 (As of Jul. 24, 2026) — 33% Below Median

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FRA:08S PT Bank Sinarmas Tbk FRA:08S
48 GF Score
Price €0.03
GF Value €0.04
! 1 Warning Sign
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What is PT Bank Sinarmas Tbk Cyclically Adjusted PS Ratio?

PT Bank Sinarmas Tbk FRA:08S +3.39% 48 Cyclically Adjusted PS Ratio is 3.05 as of Jul. 24, 2026, which is 33% below its 10-year median of 4.56. GuruFocus rates FRA:08S with a GF Score™ of 48/100 and a GF Value™ of €0.04. The stock has 1 warning sign investors should review. Among 1,299 Banks companies, PT Bank Sinarmas Tbk ranks worse than 53.96% on this metric.

As of today (2026-07-24), PT Bank Sinarmas Tbk's current share price is €0.0305. PT Bank Sinarmas Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €0.01. PT Bank Sinarmas Tbk's Cyclically Adjusted PS Ratio for today is 3.05.

The historical rank and industry rank for PT Bank Sinarmas Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:08S' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.91   Med: 4.56   Max: 7.85
Current: 3.53

During the past years, PT Bank Sinarmas Tbk's highest Cyclically Adjusted PS Ratio was 7.85. The lowest was 2.91. And the median was 4.56.

FRA:08S's Cyclically Adjusted PS Ratio is ranked worse than
53.96% of 1299 companies
in the Banks industry
Industry Median: 3.36 vs FRA:08S: 3.53

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Bank Sinarmas Tbk's adjusted revenue per share data for the three months ended in Mar. 2026 was €0.002. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €0.01 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank Sinarmas Tbk  (FRA:08S) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Bank Sinarmas Tbk Cyclically Adjusted PS Ratio Related Terms


PT Bank Sinarmas Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Sinarmas Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Sinarmas Tbk Cyclically Adjusted PS Ratio Chart

PT Bank Sinarmas Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.51 4.95 4.92 4.36 4.45

PT Bank Sinarmas Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.52 4.89 4.64 4.45 4.64

PT Bank Sinarmas Tbk Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Sinarmas Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Sinarmas Tbk Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Sinarmas Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Sinarmas Tbk's Cyclically Adjusted PS Ratio falls into.


FRA:08S
48GF Score
PT Bank Sinarmas Tbk FRA:08S
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Sinarmas Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Bank Sinarmas Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.0305/0.01
=3.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Sinarmas Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, PT Bank Sinarmas Tbk's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.002/136.5387*136.5387
=0.002

Current CPI (Mar. 2026) = 136.5387.

PT Bank Sinarmas Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.003 103.212 0.004
201609 0.003 104.142 0.004
201612 0.002 105.222 0.003
201703 0.002 106.476 0.003
201706 0.002 107.722 0.003
201709 0.002 108.020 0.003
201712 0.002 109.017 0.003
201803 0.002 110.097 0.002
201806 0.002 111.085 0.002
201809 0.002 111.135 0.002
201812 0.002 112.430 0.002
201903 0.002 112.829 0.002
201906 0.003 114.730 0.004
201909 0.002 114.905 0.002
201912 0.005 115.486 0.006
202003 0.004 116.252 0.005
202006 0.003 116.630 0.004
202009 0.002 116.397 0.002
202012 0.003 117.318 0.003
202103 0.002 117.840 0.002
202106 0.002 118.184 0.002
202109 0.003 118.262 0.003
202112 0.003 119.516 0.003
202203 0.003 120.948 0.003
202206 0.003 123.322 0.003
202209 0.003 125.298 0.003
202212 0.003 126.098 0.003
202303 0.002 126.953 0.002
202306 0.003 127.663 0.003
202309 0.003 128.151 0.003
202312 0.003 129.395 0.003
202403 0.003 130.607 0.003
202406 0.002 130.792 0.002
202409 0.003 130.361 0.003
202412 0.003 131.432 0.003
202503 0.002 131.948 0.002
202506 0.002 133.241 0.002
202509 0.002 133.819 0.002
202512 0.002 135.271 0.002
202603 0.002 136.539 0.002

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.05 mean?
PT Bank Sinarmas Tbk (FRA:08S) has a Cyclically Adjusted PS Ratio of 3.05 as of Jul. 24, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Sinarmas Tbk and its competitors. This is 33% below median its historical median of 4.56. Over the past decade, PT Bank Sinarmas Tbk's Cyclically Adjusted PS Ratio has ranged from 2.91 to 7.85. According to the industry distribution chart, PT Bank Sinarmas Tbk ranks #701 out of 1299 companies in the Banks industry, placing it in the top 54%.
Is PT Bank Sinarmas Tbk's Cyclically Adjusted PS Ratio too high?
PT Bank Sinarmas Tbk's current Cyclically Adjusted PS Ratio of 3.05 is 33% below median its 10-year median of 4.56. Over the past 10 years, this metric has ranged from a low of 2.91 to a high of 7.85. The Banks industry median Cyclically Adjusted PS Ratio is 3.36. PT Bank Sinarmas Tbk's value of 3.05 is 9.2% below this industry median. Based on the distribution chart, PT Bank Sinarmas Tbk ranks #701 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Sinarmas Tbk has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Sinarmas Tbk's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Sinarmas Tbk ranks #701 out of 1299 companies for Cyclically Adjusted PS Ratio. This places PT Bank Sinarmas Tbk in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.36. PT Bank Sinarmas Tbk's value of 3.05 is 9.2% below this benchmark. Historically, PT Bank Sinarmas Tbk's own Cyclically Adjusted PS Ratio has ranged from 2.91 to 7.85 over the past decade. While the company's 10-year median is 4.56 vs. the industry median of 3.36, PT Bank Sinarmas Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.36, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Sinarmas Tbk's current Cyclically Adjusted PS Ratio of 3.05 is 9.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Sinarmas Tbk and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Sinarmas Tbk's current Cyclically Adjusted PS Ratio is 3.05, which is 33% below median its own 10-year median of 4.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Sinarmas Tbk stock overvalued right now?
PT Bank Sinarmas Tbk (FRA:08S) has a current Cyclically Adjusted PS Ratio of 3.05. The stock's GF Value™ is €0.04, compared to a current price of €0.03 — trading 23.8% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.05, which is 33% below median its 10-year median of 4.56 and 9.2% below the Banks industry median of 3.36. PT Bank Sinarmas Tbk's overall GF Score™ is 48/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Bank Sinarmas Tbk (FRA:08S), the current Cyclically Adjusted PS Ratio is 3.05 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Sinarmas Tbk (FRA:08S) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Sinarmas Tbk stock appears to be undervalued. The current stock price of €0.03 is trading 23.8% below its estimated GF Value™ of €0.04.

Key valuation signals for FRA:08S:

  • Cyclically Adjusted PS Ratio: 3.05 (33% below median its 10-year median of 4.56)
  • GF Value™: €0.04 vs. price of €0.03 (23.8% below fair value)
  • GF Score™: 48/100 with 1 warning sign
  • Industry Position: 9.2% below the Banks median (#701 of 1299)

No single metric tells the full story. See the FRA:08S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Sinarmas Tbk Business Description

Other Exchanges BSIM:Indonesia
Address Jalan MH. Thamrin No. 51, Sinar Mas Land Plaza Tower I, 1st and 2nd Floor, Jakarta, IDN, 10350
PT Bank Sinarmas Tbk provides financial services. The company is involved in credit activities, fund collection, banking service and e-banking products, bancassurance and investment products sales, credit card business, international business activities and treasury, and sharia business unit. It collects funds from the public to be distributed in the form of loans to both individuals and corporations. The company's operating segment includes Commercial Bank and Sharia Business Unit. It generates maximum revenue from the Commercial Bank segment which includes Marketing and Credit, Treasury, and Trade Finance.
48GF Score

Get the complete analysis for FRA:08S

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.03
Price
€0.04
GF Value