PT Bank Sinarmas Tbk (FRA:08S) Moat Score: 0/10 (As of Jul. 06, 2026)


FRA:08S PT Bank Sinarmas Tbk FRA:08S
52 GF Score
Price €0.03
GF Value €0.04
! 1 Warning Sign
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What is PT Bank Sinarmas Tbk Moat Score?

PT Bank Sinarmas Tbk has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

PT Bank Sinarmas Tbk has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes PT Bank Sinarmas Tbk might have No Moat - No discernible moat.

PT Bank Sinarmas Tbk  (FRA:08S) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

PT Bank Sinarmas Tbk Moat Score Related Terms

FRA:08S
52GF Score
PT Bank Sinarmas Tbk FRA:08S
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank Sinarmas Tbk (FRA:08S) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Sinarmas Tbk stock appears to be undervalued. The current stock price of €0.03 is trading 25% below its estimated GF Value™ of €0.04.

Key valuation signals for FRA:08S:

  • Moat Score: 0
  • GF Value™: €0.04 vs. price of €0.03 (25% below fair value)
  • GF Score™: 52/100 with 1 warning sign

No single metric tells the full story. See the FRA:08S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Sinarmas Tbk Business Description

Other Exchanges BSIM:Indonesia
Address Jalan MH. Thamrin No. 51, Sinar Mas Land Plaza Tower I, 1st and 2nd Floor, Jakarta, IDN, 10350
PT Bank Sinarmas Tbk provides financial services. The company is involved in credit activities, fund collection, banking service and e-banking products, bancassurance and investment products sales, credit card business, international business activities and treasury, and sharia business unit. It collects funds from the public to be distributed in the form of loans to both individuals and corporations. The company's operating segment includes Commercial Bank and Sharia Business Unit. It generates maximum revenue from the Commercial Bank segment which includes Marketing and Credit, Treasury, and Trade Finance.
52GF Score

Get the complete analysis for FRA:08S

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.03
Price
€0.04
GF Value