PT Bank Sinarmas Tbk has the GF Score of 48, which implies that the company
might have
Worst future performance potential, or not enough data.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes PT Bank Sinarmas Tbk
might have
Worst future performance potential, or not enough data.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
PT Bank Sinarmas Tbk (FRA:08S) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
PT Bank Sinarmas Tbk GF Score Related Terms
PT Bank Sinarmas Tbk GF Score Competitor Comparison
For the Banks - Regional subindustry, PT Bank Sinarmas Tbk's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Sinarmas Tbk GF Score vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Sinarmas Tbk's GF Score distribution charts can be found below:
* The bar in red indicates where PT Bank Sinarmas Tbk's GF Score falls into.
PT Bank Sinarmas Tbk (FRA:08S) has a GF Score of 48 as of Jul. 08, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank Sinarmas Tbk and its competitors. This is 32% below median its historical median of 71.00. Over the past decade, PT Bank Sinarmas Tbk's GF Score has ranged from 44.00 to 91.00.
Is PT Bank Sinarmas Tbk's GF Score too high?
PT Bank Sinarmas Tbk's current GF Score of 48 is 32% below median its 10-year median of 71.00. Over the past 10 years, this metric has ranged from a low of 44.00 to a high of 91.00. Overall, PT Bank Sinarmas Tbk has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Sinarmas Tbk's GF Score compare to competitors?
PT Bank Sinarmas Tbk's GF Score of 48 can be compared against companies in the Banks industry. Historically, PT Bank Sinarmas Tbk's own GF Score has ranged from 44.00 to 91.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank Sinarmas Tbk and its competitors. PT Bank Sinarmas Tbk's current GF Score is 48, which is 32% below median its own 10-year median of 71.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Sinarmas Tbk stock overvalued right now?
PT Bank Sinarmas Tbk (FRA:08S) has a current GF Score of 48. The stock's GF Value™ is €0.04, compared to a current price of €0.03 — trading 28.8% below its estimated fair value. The current GF Score is 48, which is 32% below median its 10-year median of 71.00. PT Bank Sinarmas Tbk's overall GF Score™ is 48/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For PT Bank Sinarmas Tbk (FRA:08S), the current GF Score is 48 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Sinarmas Tbk (FRA:08S) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Sinarmas Tbk stock appears to be undervalued.
The current stock price of €0.03 is trading 28.8% below its estimated GF Value™ of €0.04.
Key valuation signals for FRA:08S:
GF Score: 48 (32% below median its 10-year median of 71.00)
GF Value™: €0.04 vs. price of €0.03 (28.8% below fair value)
No single metric tells the full story. See the FRA:08S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Sinarmas Tbk provides financial services. The company is involved in credit activities, fund collection, banking service and e-banking products, bancassurance and investment products sales, credit card business, international business activities and treasury, and sharia business unit. It collects funds from the public to be distributed in the form of loans to both individuals and corporations. The company's operating segment includes Commercial Bank and Sharia Business Unit. It generates maximum revenue from the Commercial Bank segment which includes Marketing and Credit, Treasury, and Trade Finance.
48GF Score
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