PT Bank Sinarmas Tbk (FRA:08S) FCF Margin %: -546.07% (As of Mar. 2026)


FRA:08S PT Bank Sinarmas Tbk FRA:08S
48 GF Score
Price €0.03
GF Value €0.04
! 1 Warning Sign
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What is PT Bank Sinarmas Tbk FCF Margin %?

PT Bank Sinarmas Tbk FRA:08S -1.64% 48 FCF Margin % is -546.07% as of Mar. 2026. GuruFocus rates FRA:08S with a GF Score™ of 48/100 and a GF Value™ of €0.04. The stock has 1 warning sign investors should review. Among 1,505 Banks companies, PT Bank Sinarmas Tbk ranks better than 64.25% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Bank Sinarmas Tbk's Free Cash Flow for the three months ended in Mar. 2026 was €-169.1 Mil. PT Bank Sinarmas Tbk's Revenue for the three months ended in Mar. 2026 was €31.0 Mil. Therefore, PT Bank Sinarmas Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -546.07%.

As of today, PT Bank Sinarmas Tbk's current FCF Yield % is 7.75%.

The historical rank and industry rank for PT Bank Sinarmas Tbk's FCF Margin % or its related term are showing as below:

FRA:08S' s FCF Margin % Range Over the Past 10 Years
Min: -156.32   Med: 2   Max: 228.48
Current: 37.75


During the past 13 years, the highest FCF Margin % of PT Bank Sinarmas Tbk was 228.48%. The lowest was -156.32%. And the median was 2.00%.

FRA:08S's FCF Margin % is ranked better than
64.25% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs FRA:08S: 37.75


PT Bank Sinarmas Tbk FCF Margin % Related Terms


PT Bank Sinarmas Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Sinarmas Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Sinarmas Tbk FCF Margin % Chart

PT Bank Sinarmas Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 228.48 -156.32 127.55 29.34 -23.25

PT Bank Sinarmas Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -706.77 167.77 369.12 0.38 -546.07

PT Bank Sinarmas Tbk FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Sinarmas Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Sinarmas Tbk FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Sinarmas Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Sinarmas Tbk's FCF Margin % falls into.


FRA:08S
48GF Score
PT Bank Sinarmas Tbk FRA:08S
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Sinarmas Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Bank Sinarmas Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-37.634/161.899
=-23.25 %

PT Bank Sinarmas Tbk's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-169.074/30.962
=-546.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -546.07% mean?
PT Bank Sinarmas Tbk (FRA:08S) has a FCF Margin % of -546.07% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Sinarmas Tbk and its competitors. According to the industry distribution chart, PT Bank Sinarmas Tbk ranks #538 out of 1505 companies in the Banks industry, placing it in the top 35.7%.
Is PT Bank Sinarmas Tbk's FCF Margin % too high?
PT Bank Sinarmas Tbk's current FCF Margin % is -546.07%. Based on the distribution chart, PT Bank Sinarmas Tbk ranks #538 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Sinarmas Tbk has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Sinarmas Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Sinarmas Tbk ranks #538 out of 1505 companies for FCF Margin %. This puts PT Bank Sinarmas Tbk in the upper half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Sinarmas Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Sinarmas Tbk's current FCF Margin % is -546.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Sinarmas Tbk stock overvalued right now?
PT Bank Sinarmas Tbk (FRA:08S) has a current FCF Margin % of -546.07%. The stock's GF Value™ is €0.04, compared to a current price of €0.03 — trading 25% below its estimated fair value. The current FCF Margin % is -546.07%. PT Bank Sinarmas Tbk's overall GF Score™ is 48/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Sinarmas Tbk (FRA:08S), the current FCF Margin % is -546.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Sinarmas Tbk (FRA:08S) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Sinarmas Tbk stock appears to be undervalued. The current stock price of €0.03 is trading 25% below its estimated GF Value™ of €0.04.

Key valuation signals for FRA:08S:

  • FCF Margin %: -546.07%
  • GF Value™: €0.04 vs. price of €0.03 (25% below fair value)
  • GF Score™: 48/100 with 1 warning sign

No single metric tells the full story. See the FRA:08S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Sinarmas Tbk Business Description

Other Exchanges BSIM:Indonesia
Address Jalan MH. Thamrin No. 51, Sinar Mas Land Plaza Tower I, 1st and 2nd Floor, Jakarta, IDN, 10350
PT Bank Sinarmas Tbk provides financial services. The company is involved in credit activities, fund collection, banking service and e-banking products, bancassurance and investment products sales, credit card business, international business activities and treasury, and sharia business unit. It collects funds from the public to be distributed in the form of loans to both individuals and corporations. The company's operating segment includes Commercial Bank and Sharia Business Unit. It generates maximum revenue from the Commercial Bank segment which includes Marketing and Credit, Treasury, and Trade Finance.
48GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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