Fynske Bank AS (LTS:0QIE) Cyclically Adjusted PS Ratio: 4.07 (As of Aug. 06, 2026) — 30% Above Median

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LTS:0QIE Fynske Bank AS LTS:0QIE
48 GF Score
Price kr187.50
GF Value kr154.96
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Fynske Bank AS Cyclically Adjusted PS Ratio?

Fynske Bank AS LTS:0QIE 48 Cyclically Adjusted PS Ratio is 4.07 as of Aug. 06, 2026, which is 30% above its 10-year median of 3.12. GuruFocus rates LTS:0QIE with a GF Score™ of 48/100 and a GF Value™ of kr154.96 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,299 Banks companies, Fynske Bank AS ranks worse than 58.97% on this metric.

As of today (2026-08-06), Fynske Bank AS's current share price is kr187.50. Fynske Bank AS's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was kr46.02. Fynske Bank AS's Cyclically Adjusted PS Ratio for today is 4.07.

The historical rank and industry rank for Fynske Bank AS's Cyclically Adjusted PS Ratio or its related term are showing as below:

LTS:0QIE' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.66   Med: 3.12   Max: 4.48
Current: 3.83

During the past years, Fynske Bank AS's highest Cyclically Adjusted PS Ratio was 4.48. The lowest was 1.66. And the median was 3.12.

LTS:0QIE's Cyclically Adjusted PS Ratio is ranked worse than
58.97% of 1299 companies
in the Banks industry
Industry Median: 3.41 vs LTS:0QIE: 3.83

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Fynske Bank AS's adjusted revenue per share data for the three months ended in Mar. 2026 was kr14.202. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is kr46.02 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Fynske Bank AS  (LTS:0QIE) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Fynske Bank AS Cyclically Adjusted PS Ratio Related Terms


Fynske Bank AS Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Fynske Bank AS's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fynske Bank AS Cyclically Adjusted PS Ratio Chart

Fynske Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.22 3.03 3.33 3.06 3.85

Fynske Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.03 3.20 3.22 3.85 3.69

Fynske Bank AS Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Fynske Bank AS's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fynske Bank AS Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fynske Bank AS's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Fynske Bank AS's Cyclically Adjusted PS Ratio falls into.


LTS:0QIE
48GF Score
Fynske Bank AS LTS:0QIE
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fynske Bank AS Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Fynske Bank AS's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=187.50/46.02
=4.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fynske Bank AS's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Fynske Bank AS's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=14.202/121.6800*121.6800
=14.202

Current CPI (Mar. 2026) = 121.6800.

Fynske Bank AS Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 11.019 100.600 13.328
201609 10.498 100.200 12.748
201612 11.106 100.300 13.473
201703 11.080 101.200 13.322
201706 9.186 101.200 11.045
201709 8.520 101.800 10.184
201712 9.549 101.300 11.470
201803 14.131 101.700 16.907
201806 9.006 102.300 10.712
201809 9.203 102.400 10.936
201812 8.157 102.100 9.721
201903 10.912 102.900 12.904
201906 9.734 102.900 11.511
201909 11.252 102.900 13.306
201912 8.591 102.900 10.159
202003 7.252 103.300 8.542
202006 10.278 103.200 12.118
202009 9.562 103.500 11.242
202012 6.968 103.400 8.200
202103 9.078 104.300 10.591
202106 9.479 105.000 10.985
202109 9.190 105.800 10.569
202112 10.018 106.600 11.435
202203 6.748 109.900 7.471
202206 5.841 113.600 6.256
202209 8.913 116.400 9.317
202212 13.352 115.900 14.018
202303 14.893 117.300 15.449
202306 14.510 116.400 15.168
202309 15.672 117.400 16.243
202312 17.898 116.700 18.662
202403 17.326 118.400 17.806
202406 15.760 118.500 16.183
202409 17.270 118.900 17.674
202412 15.456 118.900 15.817
202503 15.504 120.200 15.695
202506 16.209 120.700 16.341
202509 16.099 121.600 16.110
202512 16.407 121.200 16.472
202603 14.202 121.680 14.202

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.07 mean?
Fynske Bank AS (LTS:0QIE) has a Cyclically Adjusted PS Ratio of 4.07 as of Aug. 06, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Fynske Bank AS and its competitors. This is 30% above median its historical median of 3.12. Over the past decade, Fynske Bank AS's Cyclically Adjusted PS Ratio has ranged from 1.66 to 4.48. According to the industry distribution chart, Fynske Bank AS ranks #766 out of 1299 companies in the Banks industry, placing it in the top 59%.
Is Fynske Bank AS's Cyclically Adjusted PS Ratio too high?
Fynske Bank AS's current Cyclically Adjusted PS Ratio of 4.07 is 30% above median its 10-year median of 3.12. Over the past 10 years, this metric has ranged from a low of 1.66 to a high of 4.48. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Fynske Bank AS's value of 4.07 is 19.4% above this industry median. Based on the distribution chart, Fynske Bank AS ranks #766 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, Fynske Bank AS has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fynske Bank AS's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Fynske Bank AS ranks #766 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Fynske Bank AS in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Fynske Bank AS's value of 4.07 is 19.4% above this benchmark. Historically, Fynske Bank AS's own Cyclically Adjusted PS Ratio has ranged from 1.66 to 4.48 over the past decade. While the company's 10-year median is 3.12 vs. the industry median of 3.41, Fynske Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fynske Bank AS's current Cyclically Adjusted PS Ratio of 4.07 is 19.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Fynske Bank AS and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fynske Bank AS's current Cyclically Adjusted PS Ratio is 4.07, which is 30% above median its own 10-year median of 3.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fynske Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Fynske Bank AS (LTS:0QIE) is currently considered Modestly Overvalued. The stock's GF Value™ is kr154.96, compared to a current price of kr187.50 — trading 21% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.07, which is 30% above median its 10-year median of 3.12 and 19.4% above the Banks industry median of 3.41. Fynske Bank AS's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Fynske Bank AS (LTS:0QIE), the current Cyclically Adjusted PS Ratio is 4.07 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fynske Bank AS (LTS:0QIE) Overvalued in 2026?

Based on GuruFocus' analysis, Fynske Bank AS stock appears to be overvalued. The current stock price of kr187.50 is trading 21% above its estimated GF Value™ of kr154.96. GuruFocus considers Fynske Bank AS to be Modestly Overvalued.

Key valuation signals for LTS:0QIE:

  • Cyclically Adjusted PS Ratio: 4.07 (30% above median its 10-year median of 3.12)
  • GF Value™: kr154.96 vs. price of kr187.50 (21% above fair value)
  • GF Score™: 48/100 with 3 warning signs
  • Industry Position: 19.4% above the Banks median (#766 of 1299)

No single metric tells the full story. See the LTS:0QIE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fynske Bank AS Business Description

Other Exchanges FYNBK:Denmark
Address Cortex Park Vest 4, 1. sal, Odense, DNK, 5230
Fynske Bank AS is a well-consolidated local bank that provides financial products, advice, and related services to private customers as well as small and medium-sized businesses on Funen and in East Jutland, thereby creating development, sustainable growth, increased financial awareness, and a financial return for the local community, customers, employees, and owners. The Group is divided into the segments of leasing and traditional banking.
48GF Score

Get the complete analysis for LTS:0QIE

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr187.50
Price
kr154.96
GF Value