Fynske Bank ASLTS:0QIE 48 Pretax Margin % is 17.25% as of Mar. 2026, which is 39% below its 10-year median of 28.49. GuruFocus rates LTS:0QIE with a GF Score™ of 48/100 and a GF Value™ of kr152.55 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, Fynske Bank AS ranks worse than 75.2% on this metric.
The historical rank and industry rank for Fynske Bank AS's Pretax Margin % or its related term are showing as below:
LTS:0QIE'
s Pretax Margin % Range Over the Past 10 Years
Min: 13.62 Med: 28.49 Max: 42.27
Current: 23.57
LTS:0QIE's Pretax Margin % is ranked worse than 75.2% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs LTS:0QIE: 23.57
Fynske Bank AS (LTS:0QIE) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Fynske Bank AS Pretax Margin % Related Terms
Fynske Bank AS Pretax Margin % Historical Data
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The historical data trend for Fynske Bank AS's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fynske Bank AS Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Fynske Bank AS's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fynske Bank AS Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Fynske Bank AS's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Fynske Bank AS's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fynske Bank AS (LTS:0QIE) has a Pretax Margin % of 17.25% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Fynske Bank AS and its competitors. This is 39% below median its historical median of 28.49. Over the past decade, Fynske Bank AS's Pretax Margin % has ranged from 13.62 to 42.27. According to the industry distribution chart, Fynske Bank AS ranks #1149 out of 1528 companies in the Banks industry, placing it in the top 75.2%.
Is Fynske Bank AS's Pretax Margin % too high?
Fynske Bank AS's current Pretax Margin % of 17.25% is 39% below median its 10-year median of 28.49. Over the past 10 years, this metric has ranged from a low of 13.62 to a high of 42.27. The Banks industry median Pretax Margin % is 34.67. Fynske Bank AS's value of 17.25% is 50.2% below this industry median. Based on the distribution chart, Fynske Bank AS ranks #1149 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fynske Bank AS has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fynske Bank AS's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Fynske Bank AS ranks #1149 out of 1528 companies for Pretax Margin %. This places Fynske Bank AS in the lower half of its industry. The industry median Pretax Margin % is 34.67. Fynske Bank AS's value of 17.25% is 50.2% below this benchmark. Historically, Fynske Bank AS's own Pretax Margin % has ranged from 13.62 to 42.27 over the past decade. While the company's 10-year median is 28.49 vs. the industry median of 34.67, Fynske Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fynske Bank AS's current Pretax Margin % of 17.25% is 50.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Fynske Bank AS and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fynske Bank AS's current Pretax Margin % is 17.25%, which is 39% below median its own 10-year median of 28.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fynske Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Fynske Bank AS (LTS:0QIE) is currently considered Modestly Overvalued. The stock's GF Value™ is kr152.55, compared to a current price of kr187.50 — trading 22.9% above its estimated fair value. The current Pretax Margin % is 17.25%, which is 39% below median its 10-year median of 28.49 and 50.2% below the Banks industry median of 34.67. Fynske Bank AS's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Fynske Bank AS (LTS:0QIE), the current Pretax Margin % is 17.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fynske Bank AS (LTS:0QIE) Overvalued in 2026?
Based on GuruFocus' analysis, Fynske Bank AS stock appears to be overvalued.
The current stock price of kr187.50 is trading 22.9% above its estimated GF Value™ of kr152.55.
GuruFocus considers Fynske Bank AS to be Modestly Overvalued.
Key valuation signals for LTS:0QIE:
Pretax Margin %: 17.25% (39% below median its 10-year median of 28.49)
GF Value™: kr152.55 vs. price of kr187.50 (22.9% above fair value)
Industry Position: 50.2% below the Banks median (#1149 of 1528)
No single metric tells the full story. See the LTS:0QIE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fynske Bank AS is a well-consolidated local bank that provides financial products, advice, and related services to private customers as well as small and medium-sized businesses on Funen and in East Jutland, thereby creating development, sustainable growth, increased financial awareness, and a financial return for the local community, customers, employees, and owners. The Group is divided into the segments of leasing and traditional banking.
48GF Score
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