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Fynske Bank ASLTS:0QIE 16 Debt-to-Equity is 0.07 as of Jun. 2026, which is 50% below its 10-year median of 0.14. GuruFocus rates LTS:0QIE with a GF Score™ of 16/100 and a GF Value™ of kr185.03 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,410 Banks companies, Fynske Bank AS ranks better than 94.68% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Fynske Bank AS's Debt-to-Equity or its related term are showing as below:
LTS:0QIE'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.03 Med: 0.14 Max: 0.15
Current: 0.05
During the past 13 years, the highest Debt-to-Equity Ratio of Fynske Bank AS was 0.15. The lowest was 0.03. And the median was 0.14.
LTS:0QIE's Debt-to-Equity is ranked better than 94.68% of 1410
companies
in the Banks industry
Industry Median: 0.58
vs LTS:0QIE: 0.05
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Fynske Bank AS Debt-to-Equity Related Terms
Fynske Bank AS Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Fynske Bank AS's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fynske Bank AS Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Fynske Bank AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fynske Bank AS Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Fynske Bank AS's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Fynske Bank AS's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fynske Bank AS (LTS:0QIE) has a Debt-to-Equity of 0.07 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fynske Bank AS and its competitors. This is 50% below median its historical median of 0.14. Over the past decade, Fynske Bank AS's Debt-to-Equity has ranged from 0.03 to 0.15. According to the industry distribution chart, Fynske Bank AS ranks #75 out of 1410 companies in the Banks industry, placing it in the top 5.3%.
Is Fynske Bank AS's Debt-to-Equity too high?
Fynske Bank AS's current Debt-to-Equity of 0.07 is 50% below median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.15. The Banks industry median Debt-to-Equity is 0.58. Fynske Bank AS's value of 0.07 is 87.9% below this industry median. Based on the distribution chart, Fynske Bank AS ranks #75 out of 1410 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Fynske Bank AS has a GF Score™ of 16/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fynske Bank AS's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Fynske Bank AS ranks #75 out of 1410 companies for Debt-to-Equity. This places Fynske Bank AS in the top 5% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Fynske Bank AS's value of 0.07 is 87.9% below this benchmark. Historically, Fynske Bank AS's own Debt-to-Equity has ranged from 0.03 to 0.15 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.58, Fynske Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fynske Bank AS's current Debt-to-Equity of 0.07 is 87.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fynske Bank AS and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fynske Bank AS's current Debt-to-Equity is 0.07, which is 50% below median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fynske Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Fynske Bank AS (LTS:0QIE) is currently considered Fairly Valued. The stock's GF Value™ is kr185.03, compared to a current price of kr203.00 — trading 9.7% above its estimated fair value. The current Debt-to-Equity is 0.07, which is 50% below median its 10-year median of 0.14 and 87.9% below the Banks industry median of 0.58. Fynske Bank AS's overall GF Score™ is 16/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Fynske Bank AS (LTS:0QIE), the current Debt-to-Equity is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fynske Bank AS (LTS:0QIE) Overvalued in 2026?
Based on GuruFocus' analysis, Fynske Bank AS stock appears to be overvalued.
The current stock price of kr203.00 is trading 9.7% above its estimated GF Value™ of kr185.03.
GuruFocus considers Fynske Bank AS to be Fairly Valued.
Key valuation signals for LTS:0QIE:
Debt-to-Equity: 0.07 (50% below median its 10-year median of 0.14)
GF Value™: kr185.03 vs. price of kr203.00 (9.7% above fair value)
Industry Position: 87.9% below the Banks median (#75 of 1410)
No single metric tells the full story. See the LTS:0QIE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fynske Bank AS is a well-consolidated local bank that provides financial products, advice, and related services to private customers as well as small and medium-sized businesses on Funen and in East Jutland, thereby creating development, sustainable growth, increased financial awareness, and a financial return for the local community, customers, employees, and owners. The Group is divided into the segments of leasing and traditional banking.
16GF Score
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