Fynske Bank ASLTS:0QIE 66 Net Margin % is 15.63% as of Mar. 2026, which is 35% below its 10-year median of 24.12. GuruFocus rates LTS:0QIE with a GF Score™ of 66/100 and a GF Value™ of kr176.97. The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Fynske Bank AS ranks worse than 72.82% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Fynske Bank AS's Net Income for the
three
months ended in Mar. 2026 was kr16.8 Mil. Fynske Bank AS's Revenue for the
three
months ended in Mar. 2026 was kr107.5 Mil. Therefore, Fynske Bank AS's net margin for the quarter that ended in Mar. 2026 was 15.63%.
The historical rank and industry rank for Fynske Bank AS's Net Margin % or its related term are showing as below:
LTS:0QIE'
s Net Margin % Range Over the Past 10 Years
Min: 11.55 Med: 24.12 Max: 32.93
Current: 18.93
LTS:0QIE's Net Margin % is ranked worse than 72.82% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs LTS:0QIE: 18.93
Fynske Bank AS (LTS:0QIE) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Fynske Bank AS Net Margin % Related Terms
Fynske Bank AS Net Margin % Historical Data
* Premium members only.
The historical data trend for Fynske Bank AS's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Fynske Bank AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fynske Bank AS Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Fynske Bank AS's Net Margin % distribution charts can be found below:
* The bar in red indicates where Fynske Bank AS's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fynske Bank AS (LTS:0QIE) has a Net Margin % of 15.63% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Fynske Bank AS and its competitors. This is 35% below median its historical median of 24.12. Over the past decade, Fynske Bank AS's Net Margin % has ranged from 11.55 to 32.93. According to the industry distribution chart, Fynske Bank AS ranks #1112 out of 1527 companies in the Banks industry, placing it in the top 72.8%.
Is Fynske Bank AS's Net Margin % too high?
Fynske Bank AS's current Net Margin % of 15.63% is 35% below median its 10-year median of 24.12. Over the past 10 years, this metric has ranged from a low of 11.55 to a high of 32.93. The Banks industry median Net Margin % is 26.95. Fynske Bank AS's value of 15.63% is 42% below this industry median. Based on the distribution chart, Fynske Bank AS ranks #1112 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Fynske Bank AS has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Fynske Bank AS's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Fynske Bank AS ranks #1112 out of 1527 companies for Net Margin %. This places Fynske Bank AS in the lower half of its industry. The industry median Net Margin % is 26.95. Fynske Bank AS's value of 15.63% is 42% below this benchmark. Historically, Fynske Bank AS's own Net Margin % has ranged from 11.55 to 32.93 over the past decade. While the company's 10-year median is 24.12 vs. the industry median of 26.95, Fynske Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fynske Bank AS's current Net Margin % of 15.63% is 42% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Fynske Bank AS and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fynske Bank AS's current Net Margin % is 15.63%, which is 35% below median its own 10-year median of 24.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fynske Bank AS stock overvalued right now?
Fynske Bank AS (LTS:0QIE) has a current Net Margin % of 15.63%. The stock's GF Value™ is kr176.97, compared to a current price of kr193.00 — trading 9.1% above its estimated fair value. The current Net Margin % is 15.63%, which is 35% below median its 10-year median of 24.12 and 42% below the Banks industry median of 26.95. Fynske Bank AS's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Fynske Bank AS (LTS:0QIE), the current Net Margin % is 15.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fynske Bank AS (LTS:0QIE) Overvalued in 2026?
Based on GuruFocus' analysis, Fynske Bank AS stock appears to be overvalued.
The current stock price of kr193.00 is trading 9.1% above its estimated GF Value™ of kr176.97.
Key valuation signals for LTS:0QIE:
Net Margin %: 15.63% (35% below median its 10-year median of 24.12)
GF Value™: kr176.97 vs. price of kr193.00 (9.1% above fair value)
Industry Position: 42% below the Banks median (#1112 of 1527)
No single metric tells the full story. See the LTS:0QIE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fynske Bank AS is a well-consolidated local bank that provides financial products, advice, and related services to private customers as well as small and medium-sized businesses on Funen and in East Jutland, thereby creating development, sustainable growth, increased financial awareness, and a financial return for the local community, customers, employees, and owners. The Group is divided into the segments of leasing and traditional banking.
66GF Score
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