IFCI (NSE:IFCI) Cyclically Adjusted PS Ratio: 12.63 (As of Aug. 16, 2026) — 28% Above Median

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NSE:IFCI IFCI Ltd NSE:IFCI
60 GF Score
Price ₹76.94
GF Value ₹55.72
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is IFCI Cyclically Adjusted PS Ratio?

IFCI NSE:IFCI +0.37% 60 Cyclically Adjusted PS Ratio is 12.63 as of Aug. 16, 2026, which is 28% above its 10-year median of 9.83. GuruFocus rates NSE:IFCI with a GF Score™ of 60/100 and a GF Value™ of ₹55.72 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 423 Credit Services companies, IFCI ranks worse than 84.16% on this metric.

As of today (2026-08-16), IFCI's current share price is ₹76.94. IFCI's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹6.09. IFCI's Cyclically Adjusted PS Ratio for today is 12.63.

The historical rank and industry rank for IFCI's Cyclically Adjusted PS Ratio or its related term are showing as below:

NSE:IFCI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 6.7   Med: 9.83   Max: 14.46
Current: 12.64

During the past years, IFCI's highest Cyclically Adjusted PS Ratio was 14.46. The lowest was 6.70. And the median was 9.83.

NSE:IFCI's Cyclically Adjusted PS Ratio is ranked worse than
84.16% of 423 companies
in the Credit Services industry
Industry Median: 2.99 vs NSE:IFCI: 12.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

IFCI's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹0.799. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹6.09 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


IFCI  (NSE:IFCI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


IFCI Cyclically Adjusted PS Ratio Related Terms


IFCI Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for IFCI's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFCI Cyclically Adjusted PS Ratio Chart

IFCI Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 7.36 7.85

IFCI Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.07 8.88 8.68 7.85 12.31

NSE:IFCI vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, IFCI's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IFCI Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IFCI's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where IFCI's Cyclically Adjusted PS Ratio falls into.


NSE:IFCI
60GF Score
IFCI Ltd NSE:IFCI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IFCI Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

IFCI's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=76.94/6.09
=12.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFCI's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, IFCI's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.799/167.3573*167.3573
=0.799

Current CPI (Jun. 2026) = 167.3573.

IFCI Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201203 0.000 76.889 0.000
201303 0.000 85.687 0.000
201403 0.000 91.425 0.000
201503 0.000 97.163 0.000
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201803 0.000 109.786 0.000
201806 1.735 111.317 2.608
201809 2.117 115.142 3.077
201812 1.190 115.142 1.730
201903 0.136 118.202 0.193
201906 1.189 120.880 1.646
201909 0.737 123.175 1.001
201912 2.297 126.235 3.045
202003 2.008 124.705 2.695
202006 1.628 127.000 2.145
202009 2.889 130.118 3.716
202012 1.603 130.889 2.050
202103 -1.530 131.771 -1.943
202106 0.589 134.084 0.735
202109 0.512 135.847 0.631
202112 0.675 138.161 0.818
202203 1.961 138.822 2.364
202206 0.602 142.347 0.708
202209 1.150 144.661 1.330
202212 0.810 145.763 0.930
202303 2.085 146.865 2.376
202306 0.584 150.280 0.650
202309 1.786 151.492 1.973
202312 1.224 152.924 1.340
202403 1.716 153.035 1.877
202406 0.921 155.789 0.989
202409 2.416 157.882 2.561
202412 1.162 158.323 1.228
202503 0.986 157.552 1.047
202506 1.173 159.755 1.229
202509 2.290 162.289 2.362
202512 1.327 163.281 1.360
202603 1.288 164.272 1.312
202606 0.799 167.357 0.799

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 12.63 mean?
IFCI (NSE:IFCI) has a Cyclically Adjusted PS Ratio of 12.63 as of Aug. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on IFCI and its competitors. This is 28% above median its historical median of 9.83. Over the past decade, IFCI's Cyclically Adjusted PS Ratio has ranged from 6.70 to 14.46. According to the industry distribution chart, IFCI ranks #356 out of 423 companies in the Credit Services industry, placing it in the top 84.2%.
Is IFCI's Cyclically Adjusted PS Ratio too high?
IFCI's current Cyclically Adjusted PS Ratio of 12.63 is 28% above median its 10-year median of 9.83. Over the past 10 years, this metric has ranged from a low of 6.70 to a high of 14.46. The Credit Services industry median Cyclically Adjusted PS Ratio is 2.99. IFCI's value of 12.63 is 322.4% above this industry median. Based on the distribution chart, IFCI ranks #356 out of 423 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, IFCI has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IFCI's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, IFCI ranks #356 out of 423 companies for Cyclically Adjusted PS Ratio. This places IFCI in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 2.99. IFCI's value of 12.63 is 322.4% above this benchmark. Historically, IFCI's own Cyclically Adjusted PS Ratio has ranged from 6.70 to 14.46 over the past decade. While the company's 10-year median is 9.83 vs. the industry median of 2.99, IFCI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 2.99, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFCI's current Cyclically Adjusted PS Ratio of 12.63 is 322.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on IFCI and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFCI's current Cyclically Adjusted PS Ratio is 12.63, which is 28% above median its own 10-year median of 9.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFCI stock overvalued right now?
Based on GuruFocus' analysis, IFCI (NSE:IFCI) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹55.72, compared to a current price of ₹76.94 — trading 38.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 12.63, which is 28% above median its 10-year median of 9.83 and 322.4% above the Credit Services industry median of 2.99. IFCI's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For IFCI (NSE:IFCI), the current Cyclically Adjusted PS Ratio is 12.63 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFCI (NSE:IFCI) Overvalued in 2026?

Based on GuruFocus' analysis, IFCI stock appears to be overvalued. The current stock price of ₹76.94 is trading 38.1% above its estimated GF Value™ of ₹55.72. GuruFocus considers IFCI to be Significantly Overvalued.

Key valuation signals for NSE:IFCI:

  • Cyclically Adjusted PS Ratio: 12.63 (28% above median its 10-year median of 9.83)
  • GF Value™: ₹55.72 vs. price of ₹76.94 (38.1% above fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 322.4% above the Credit Services median (#356 of 423)

No single metric tells the full story. See the NSE:IFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IFCI Business Description

Other Exchanges 500106:India
Address IFCI Towers, 61 Nehru Place, New Delhi, IND, 110 019
IFCI Ltd is a public sector non-banking financial company providing financial support across industries like airports, roads, telecom, power, real estate, and manufacturing. Its financial products include Project Finance for greenfield and modernization projects; Corporate Finance offering balance sheet funding, loans against shares, lease rental discounting, promoter funding, working capital, and short-term loans and Structured Finance with mezzanine debt, acquisition finance, pre-IPO funding, and off-balance sheet solutions. It also provides government and corporate advisory services and acts as a Project Management Agency for government incentive schemes promoting domestic manufacturing.
60GF Score

Get the complete analysis for NSE:IFCI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹76.94
Price
₹55.72
GF Value