IFCINSE:IFCI -1.17%55 Net Margin % is 3.88% as of Mar. 2026. GuruFocus rates NSE:IFCI with a GF Score™ of 55/100 and a GF Value™ of ₹58.37 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 533 Credit Services companies, IFCI ranks worse than 57.79% on this metric.
Net margin is calculated as Net Income divided by its Revenue. IFCI's Net Income for the
three
months ended in Mar. 2026 was ₹132 Mil. IFCI's Revenue for the
three
months ended in Mar. 2026 was ₹3,405 Mil. Therefore, IFCI's net margin for the quarter that ended in Mar. 2026 was 3.88%.
The historical rank and industry rank for IFCI's Net Margin % or its related term are showing as below:
NSE:IFCI'
s Net Margin % Range Over the Past 10 Years
Min: -222.27 Med: -21.67 Max: 20.49
Current: 11.25
NSE:IFCI's Net Margin % is ranked worse than 57.79% of 533
companies
in the Credit Services industry
Industry Median: 14.54
vs NSE:IFCI: 11.25
IFCI (NSE:IFCI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
IFCI Net Margin % Related Terms
IFCI Net Margin % Historical Data
* Premium members only.
The historical data trend for IFCI's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, IFCI's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFCI Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IFCI's Net Margin % distribution charts can be found below:
* The bar in red indicates where IFCI's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFCI (NSE:IFCI) has a Net Margin % of 3.88% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on IFCI and its competitors. According to the industry distribution chart, IFCI ranks #308 out of 533 companies in the Credit Services industry, placing it in the top 57.8%.
Is IFCI's Net Margin % too high?
IFCI's current Net Margin % is 3.88%. The Credit Services industry median Net Margin % is 14.54. IFCI's value of 3.88% is 73.3% below this industry median. Based on the distribution chart, IFCI ranks #308 out of 533 companies in the Credit Services industry, which is below the industry midpoint. Overall, IFCI has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IFCI's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, IFCI ranks #308 out of 533 companies for Net Margin %. This places IFCI in the lower half of its industry. The industry median Net Margin % is 14.54. IFCI's value of 3.88% is 73.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.54, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFCI's current Net Margin % of 3.88% is 73.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on IFCI and its competitors. For the Credit Services industry, the median Net Margin % is 14.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFCI's current Net Margin % is 3.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFCI stock overvalued right now?
Based on GuruFocus' analysis, IFCI (NSE:IFCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹58.37, compared to a current price of ₹75.91 — trading 30% above its estimated fair value. The current Net Margin % is 3.88% and 73.3% below the Credit Services industry median of 14.54. IFCI's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For IFCI (NSE:IFCI), the current Net Margin % is 3.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFCI (NSE:IFCI) Overvalued in 2026?
Based on GuruFocus' analysis, IFCI stock appears to be overvalued.
The current stock price of ₹75.91 is trading 30% above its estimated GF Value™ of ₹58.37.
GuruFocus considers IFCI to be Modestly Overvalued.
Key valuation signals for NSE:IFCI:
Net Margin %: 3.88%
GF Value™: ₹58.37 vs. price of ₹75.91 (30% above fair value)
Industry Position: 73.3% below the Credit Services median (#308 of 533)
No single metric tells the full story. See the NSE:IFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFCI Ltd is a public sector non-banking financial company providing financial support across industries like airports, roads, telecom, power, real estate, and manufacturing. Its financial products include Project Finance for greenfield and modernization projects; Corporate Finance offering balance sheet funding, loans against shares, lease rental discounting, promoter funding, working capital, and short-term loans and Structured Finance with mezzanine debt, acquisition finance, pre-IPO funding, and off-balance sheet solutions. It also provides government and corporate advisory services and acts as a Project Management Agency for government incentive schemes promoting domestic manufacturing.
55GF Score
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