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IFCINSE:IFCI -0.36%55 PEG Ratio is 6.37 as of Jul. 22, 2026, which is 14% below its 10-year median of 7.43. GuruFocus rates NSE:IFCI with a GF Score™ of 55/100 and a GF Value™ of ₹58.62 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 233 Credit Services companies, IFCI ranks worse than 87.55% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, IFCI's PE Ratio without NRI is 104.55. IFCI's 5-Year Book Value growth rate is 16.40%. Therefore, IFCI's PEG Ratio for today is 6.37.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for IFCI's PEG Ratio or its related term are showing as below:
NSE:IFCI'
s PEG Ratio Range Over the Past 10 Years
Min: 4.6 Med: 7.43 Max: 162.81
Current: 6.38
During the past 13 years, IFCI's highest PEG Ratio was 162.81. The lowest was 4.60. And the median was 7.43.
NSE:IFCI's PEG Ratio is ranked worse than 87.55% of 233
companies
in the Credit Services industry
Industry Median: 0.92
vs NSE:IFCI: 6.38
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
IFCI (NSE:IFCI) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
IFCI PEG Ratio Related Terms
IFCI PEG Ratio Historical Data
* Premium members only.
The historical data trend for IFCI's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, IFCI's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFCI PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IFCI's PEG Ratio distribution charts can be found below:
* The bar in red indicates where IFCI's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
IFCI (NSE:IFCI) has a PEG Ratio of 6.37 as of Jul. 22, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on IFCI and its competitors. This is 14% below median its historical median of 7.43. Over the past decade, IFCI's PEG Ratio has ranged from 4.60 to 162.81. According to the industry distribution chart, IFCI ranks #204 out of 233 companies in the Credit Services industry, placing it in the top 87.6%.
Is IFCI's PEG Ratio too high?
IFCI's current PEG Ratio of 6.37 is 14% below median its 10-year median of 7.43. Over the past 10 years, this metric has ranged from a low of 4.60 to a high of 162.81. The Credit Services industry median PEG Ratio is 0.92. IFCI's value of 6.37 is 592.4% above this industry median. Based on the distribution chart, IFCI ranks #204 out of 233 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, IFCI has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IFCI's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, IFCI ranks #204 out of 233 companies for PEG Ratio. This places IFCI in the lower half of its industry. The industry median PEG Ratio is 0.92. IFCI's value of 6.37 is 592.4% above this benchmark. Historically, IFCI's own PEG Ratio has ranged from 4.60 to 162.81 over the past decade. While the company's 10-year median is 7.43 vs. the industry median of 0.92, IFCI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.92, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFCI's current PEG Ratio of 6.37 is 592.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on IFCI and its competitors. For the Credit Services industry, the median PEG Ratio is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFCI's current PEG Ratio is 6.37, which is 14% below median its own 10-year median of 7.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFCI stock overvalued right now?
Based on GuruFocus' analysis, IFCI (NSE:IFCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹58.62, compared to a current price of ₹72.87 — trading 24.3% above its estimated fair value. The current PEG Ratio is 6.37, which is 14% below median its 10-year median of 7.43 and 592.4% above the Credit Services industry median of 0.92. IFCI's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For IFCI (NSE:IFCI), the current PEG Ratio is 6.37 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFCI (NSE:IFCI) Overvalued in 2026?
Based on GuruFocus' analysis, IFCI stock appears to be overvalued.
The current stock price of ₹72.87 is trading 24.3% above its estimated GF Value™ of ₹58.62.
GuruFocus considers IFCI to be Modestly Overvalued.
Key valuation signals for NSE:IFCI:
PEG Ratio: 6.37 (14% below median its 10-year median of 7.43)
GF Value™: ₹58.62 vs. price of ₹72.87 (24.3% above fair value)
Industry Position: 592.4% above the Credit Services median (#204 of 233)
No single metric tells the full story. See the NSE:IFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFCI Ltd is a public sector non-banking financial company providing financial support across industries like airports, roads, telecom, power, real estate, and manufacturing. Its financial products include Project Finance for greenfield and modernization projects; Corporate Finance offering balance sheet funding, loans against shares, lease rental discounting, promoter funding, working capital, and short-term loans and Structured Finance with mezzanine debt, acquisition finance, pre-IPO funding, and off-balance sheet solutions. It also provides government and corporate advisory services and acts as a Project Management Agency for government incentive schemes promoting domestic manufacturing.
55GF Score
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