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IFCINSE:IFCI +4.06%60 Return-on-Tangible-Equity is 0.62% as of Mar. 2026. GuruFocus rates NSE:IFCI with a GF Score™ of 60/100 and a GF Value™ of ₹58.75 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 527 Credit Services companies, IFCI ranks worse than 68.12% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. IFCI's annualized net income for the quarter that ended in Mar. 2026 was ₹529 Mil. IFCI's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹84,995 Mil. Therefore, IFCI's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 0.62%.
The historical rank and industry rank for IFCI's Return-on-Tangible-Equity or its related term are showing as below:
NSE:IFCI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -65.8 Med: -5.48 Max: 7.5
Current: 2.17
During the past 13 years, IFCI's highest Return-on-Tangible-Equity was 7.50%. The lowest was -65.80%. And the median was -5.48%.
NSE:IFCI's Return-on-Tangible-Equity is ranked worse than 68.12% of 527
companies
in the Credit Services industry
Industry Median: 7.05
vs NSE:IFCI: 2.17
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
IFCI Return-on-Tangible-Equity Related Terms
IFCI Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for IFCI's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:IFCI vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, IFCI's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFCI Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IFCI's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where IFCI's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 0.62% mean?
IFCI (NSE:IFCI) has a Return-on-Tangible-Equity of 0.62% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on IFCI and its competitors. According to the industry distribution chart, IFCI ranks #359 out of 527 companies in the Credit Services industry, placing it in the top 68.1%.
Is IFCI's Return-on-Tangible-Equity too high?
IFCI's current Return-on-Tangible-Equity is 0.62%. The Credit Services industry median Return-on-Tangible-Equity is 7.05. IFCI's value of 0.62% is 91.2% below this industry median. Based on the distribution chart, IFCI ranks #359 out of 527 companies in the Credit Services industry, which is below the industry midpoint. Overall, IFCI has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IFCI's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, IFCI ranks #359 out of 527 companies for Return-on-Tangible-Equity. This places IFCI in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.05. IFCI's value of 0.62% is 91.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.05, based on 527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFCI's current Return-on-Tangible-Equity of 0.62% is 91.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on IFCI and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFCI's current Return-on-Tangible-Equity is 0.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFCI stock overvalued right now?
Based on GuruFocus' analysis, IFCI (NSE:IFCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹58.75, compared to a current price of ₹71.30 — trading 21.4% above its estimated fair value. The current Return-on-Tangible-Equity is 0.62% and 91.2% below the Credit Services industry median of 7.05. IFCI's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For IFCI (NSE:IFCI), the current Return-on-Tangible-Equity is 0.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFCI (NSE:IFCI) Overvalued in 2026?
Based on GuruFocus' analysis, IFCI stock appears to be overvalued.
The current stock price of ₹71.30 is trading 21.4% above its estimated GF Value™ of ₹58.75.
GuruFocus considers IFCI to be Modestly Overvalued.
Key valuation signals for NSE:IFCI:
Return-on-Tangible-Equity: 0.62%
GF Value™: ₹58.75 vs. price of ₹71.30 (21.4% above fair value)
Industry Position: 91.2% below the Credit Services median (#359 of 527)
No single metric tells the full story. See the NSE:IFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFCI Ltd is a public sector non-banking financial company providing financial support across industries like airports, roads, telecom, power, real estate, and manufacturing. Its financial products include Project Finance for greenfield and modernization projects; Corporate Finance offering balance sheet funding, loans against shares, lease rental discounting, promoter funding, working capital, and short-term loans and Structured Finance with mezzanine debt, acquisition finance, pre-IPO funding, and off-balance sheet solutions. It also provides government and corporate advisory services and acts as a Project Management Agency for government incentive schemes promoting domestic manufacturing.
60GF Score
Get the complete analysis for NSE:IFCI
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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