PBDIF (PT Bank Danamon Indonesia Tbk) Cyclically Adjusted PS Ratio: 1.15 (As of Jul. 12, 2026) — Near Median


PBDIF PT Bank Danamon Indonesia Tbk PBDIF
50 GF Score
Price $0.31
GF Value $0.23
! 2 Warning Signs
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What is PT Bank Danamon Indonesia Tbk Cyclically Adjusted PS Ratio?

PT Bank Danamon Indonesia Tbk PBDIF 50 Cyclically Adjusted PS Ratio is 1.15 as of Jul. 12, 2026, which is 3% below its 10-year median of 1.19. GuruFocus rates PBDIF with a GF Score™ of 50/100 and a GF Value™ of $0.23. The stock has 2 warning signs investors should review. Among 1,300 Banks companies, PT Bank Danamon Indonesia Tbk ranks better than 80.92% on this metric.

As of today (2026-07-12), PT Bank Danamon Indonesia Tbk's current share price is $0.31. PT Bank Danamon Indonesia Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $0.27. PT Bank Danamon Indonesia Tbk's Cyclically Adjusted PS Ratio for today is 1.15.

The historical rank and industry rank for PT Bank Danamon Indonesia Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

PBDIF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.76   Med: 1.19   Max: 4.3
Current: 1.85

During the past years, PT Bank Danamon Indonesia Tbk's highest Cyclically Adjusted PS Ratio was 4.30. The lowest was 0.76. And the median was 1.19.

PBDIF's Cyclically Adjusted PS Ratio is ranked better than
80.92% of 1300 companies
in the Banks industry
Industry Median: 3.31 vs PBDIF: 1.85

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Bank Danamon Indonesia Tbk's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.036. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $0.27 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank Danamon Indonesia Tbk  (OTCPK:PBDIF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Bank Danamon Indonesia Tbk Cyclically Adjusted PS Ratio Related Terms


PT Bank Danamon Indonesia Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Danamon Indonesia Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Danamon Indonesia Tbk Cyclically Adjusted PS Ratio Chart

PT Bank Danamon Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.04 1.20 1.25 1.16 1.11

PT Bank Danamon Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.11 1.11 1.09 1.11 1.14

PT Bank Danamon Indonesia Tbk Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Danamon Indonesia Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Danamon Indonesia Tbk Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Danamon Indonesia Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Danamon Indonesia Tbk's Cyclically Adjusted PS Ratio falls into.


PBDIF
50GF Score
PT Bank Danamon Indonesia Tbk PBDIF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Danamon Indonesia Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Bank Danamon Indonesia Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.31/0.27
=1.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Danamon Indonesia Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, PT Bank Danamon Indonesia Tbk's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.036/136.5387*136.5387
=0.036

Current CPI (Mar. 2026) = 136.5387.

PT Bank Danamon Indonesia Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.039 103.212 0.052
201609 0.038 104.142 0.050
201612 0.038 105.222 0.049
201703 0.038 106.476 0.049
201706 0.038 107.722 0.048
201709 0.026 108.020 0.033
201712 0.034 109.017 0.043
201803 0.033 110.097 0.041
201806 0.033 111.085 0.041
201809 0.031 111.135 0.038
201812 0.032 112.430 0.039
201903 0.032 112.829 0.039
201906 0.031 114.730 0.037
201909 0.033 114.905 0.039
201912 0.036 115.486 0.043
202003 0.036 116.252 0.042
202006 0.028 116.630 0.033
202009 0.029 116.397 0.034
202012 0.030 117.318 0.035
202103 0.030 117.840 0.035
202106 0.031 118.184 0.036
202109 0.030 118.262 0.035
202112 0.034 119.516 0.039
202203 0.031 120.948 0.035
202206 0.030 123.322 0.033
202209 0.030 125.298 0.033
202212 0.031 126.098 0.034
202303 0.031 126.953 0.033
202306 0.031 127.663 0.033
202309 0.032 128.151 0.034
202312 0.034 129.395 0.036
202403 0.032 130.607 0.033
202406 0.031 130.792 0.032
202409 0.034 130.361 0.036
202412 0.042 131.432 0.044
202503 0.034 131.948 0.035
202506 0.028 133.241 0.029
202509 0.033 133.819 0.034
202512 0.046 135.271 0.046
202603 0.036 136.539 0.036

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.15 mean?
PT Bank Danamon Indonesia Tbk (PBDIF) has a Cyclically Adjusted PS Ratio of 1.15 as of Jul. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. This is near median its historical median of 1.19. Over the past decade, PT Bank Danamon Indonesia Tbk's Cyclically Adjusted PS Ratio has ranged from 0.76 to 4.30. According to the industry distribution chart, PT Bank Danamon Indonesia Tbk ranks #248 out of 1300 companies in the Banks industry, placing it in the top 19.1%.
Is PT Bank Danamon Indonesia Tbk's Cyclically Adjusted PS Ratio too high?
PT Bank Danamon Indonesia Tbk's current Cyclically Adjusted PS Ratio of 1.15 is near median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 4.30. The Banks industry median Cyclically Adjusted PS Ratio is 3.31. PT Bank Danamon Indonesia Tbk's value of 1.15 is 65.3% below this industry median. Based on the distribution chart, PT Bank Danamon Indonesia Tbk ranks #248 out of 1300 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Danamon Indonesia Tbk has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Danamon Indonesia Tbk's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Danamon Indonesia Tbk ranks #248 out of 1300 companies for Cyclically Adjusted PS Ratio. This places PT Bank Danamon Indonesia Tbk in the top 19% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.31. PT Bank Danamon Indonesia Tbk's value of 1.15 is 65.3% below this benchmark. Historically, PT Bank Danamon Indonesia Tbk's own Cyclically Adjusted PS Ratio has ranged from 0.76 to 4.30 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 3.31, PT Bank Danamon Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.31, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Danamon Indonesia Tbk's current Cyclically Adjusted PS Ratio of 1.15 is 65.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Danamon Indonesia Tbk's current Cyclically Adjusted PS Ratio is 1.15, which is near median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Danamon Indonesia Tbk stock overvalued right now?
PT Bank Danamon Indonesia Tbk (PBDIF) has a current Cyclically Adjusted PS Ratio of 1.15. The stock's GF Value™ is $0.23, compared to a current price of $0.31 — trading 34.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.15, which is near median its 10-year median of 1.19 and 65.3% below the Banks industry median of 3.31. PT Bank Danamon Indonesia Tbk's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Bank Danamon Indonesia Tbk (PBDIF), the current Cyclically Adjusted PS Ratio is 1.15 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Danamon Indonesia Tbk (PBDIF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Danamon Indonesia Tbk stock appears to be overvalued. The current stock price of $0.31 is trading 34.8% above its estimated GF Value™ of $0.23.

Key valuation signals for PBDIF:

  • Cyclically Adjusted PS Ratio: 1.15 (near median its 10-year median of 1.19)
  • GF Value™: $0.23 vs. price of $0.31 (34.8% above fair value)
  • GF Score™: 50/100 with 2 warning signs
  • Industry Position: 65.3% below the Banks median (#248 of 1300)

No single metric tells the full story. See the PBDIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Danamon Indonesia Tbk Business Description

Other Exchanges BDMN:IndonesiaHX9:Germany
Address Menara Bank Danamon, Jalan HR. Rasuna Said, Blok C No. 10, 17th Floor, Karet Setiabudi, Kuningan, Jakarta, IDN, 12920
PT Bank Danamon Indonesia Tbk is an Indonesia-based company that is principally engaged in providing banking services. The company's core business segments consist of the retail business segment, which includes micro banking, retail banking, a credit card business, insurance, consumer financing, and syariah banking, and the wholesale business segment, which provides commercial and corporate customers with products such as cash management, trade finance, financial supply chain, loans, and foreign exchange transactions. It generates maximum revenue from the retail business segment.
50GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.31
Price
$0.23
GF Value