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PT Bank Danamon Indonesia Tbk (OTCPK:PBDIF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PT Bank Danamon Indonesia Tbk Equity-to-Asset Related Terms
PT Bank Danamon Indonesia Tbk Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Danamon Indonesia Tbk Equity-to-Asset Chart
PT Bank Danamon Indonesia Tbk Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, PT Bank Danamon Indonesia Tbk's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Danamon Indonesia Tbk Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Danamon Indonesia Tbk's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where PT Bank Danamon Indonesia Tbk's Equity-to-Asset falls into.
PT Bank Danamon Indonesia Tbk Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Danamon Indonesia Tbk (PBDIF) has a Equity-to-Asset of 0.18 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. This is 18% below median its historical median of 0.22. Over the past decade, PT Bank Danamon Indonesia Tbk's Equity-to-Asset has ranged from 0.18 to 0.24. According to the industry distribution chart, PT Bank Danamon Indonesia Tbk ranks #125 out of 1525 companies in the Banks industry, placing it in the top 8.2%.
Is PT Bank Danamon Indonesia Tbk's Equity-to-Asset too high?
PT Bank Danamon Indonesia Tbk's current Equity-to-Asset of 0.18 is 18% below median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.24. The Banks industry median Equity-to-Asset is 0.10. PT Bank Danamon Indonesia Tbk's value of 0.18 is 80% above this industry median. Based on the distribution chart, PT Bank Danamon Indonesia Tbk ranks #125 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Danamon Indonesia Tbk has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Danamon Indonesia Tbk's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, PT Bank Danamon Indonesia Tbk ranks #125 out of 1525 companies for Equity-to-Asset. This places PT Bank Danamon Indonesia Tbk in the top 8% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. PT Bank Danamon Indonesia Tbk's value of 0.18 is 80% above this benchmark. Historically, PT Bank Danamon Indonesia Tbk's own Equity-to-Asset has ranged from 0.18 to 0.24 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.10, PT Bank Danamon Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Danamon Indonesia Tbk's current Equity-to-Asset of 0.18 is 80% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Danamon Indonesia Tbk's current Equity-to-Asset is 0.18, which is 18% below median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Danamon Indonesia Tbk stock overvalued right now?
PT Bank Danamon Indonesia Tbk (PBDIF) has a current Equity-to-Asset of 0.18. The stock's GF Value™ is $0.23, compared to a current price of $0.31 — trading 34.8% above its estimated fair value. The current Equity-to-Asset is 0.18, which is 18% below median its 10-year median of 0.22 and 80% above the Banks industry median of 0.10. PT Bank Danamon Indonesia Tbk's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PT Bank Danamon Indonesia Tbk (PBDIF), the current Equity-to-Asset is 0.18 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Danamon Indonesia Tbk (PBDIF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Danamon Indonesia Tbk stock appears to be overvalued.
The current stock price of $0.31 is trading 34.8% above its estimated GF Value™ of $0.23.
Key valuation signals for PBDIF:
Equity-to-Asset: 0.18 (18% below median its 10-year median of 0.22)
GF Value™: $0.23 vs. price of $0.31 (34.8% above fair value)
Industry Position: 80% above the Banks median (#125 of 1525)
No single metric tells the full story. See the PBDIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Danamon Indonesia Tbk is an Indonesia-based company that is principally engaged in providing banking services. The company's core business segments consist of the retail business segment, which includes micro banking, retail banking, a credit card business, insurance, consumer financing, and syariah banking, and the wholesale business segment, which provides commercial and corporate customers with products such as cash management, trade finance, financial supply chain, loans, and foreign exchange transactions. It generates maximum revenue from the retail business segment.
50GF Score
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