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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for PT Bank Danamon Indonesia Tbk's Debt-to-Equity or its related term are showing as below:
PBDIF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.22 Med: 0.4 Max: 0.62
Current: 0.37
During the past 13 years, the highest Debt-to-Equity Ratio of PT Bank Danamon Indonesia Tbk was 0.62. The lowest was 0.22. And the median was 0.40.
PBDIF's Debt-to-Equity is ranked better than 62.94% of 1422
companies
in the Banks industry
Industry Median: 0.57
vs PBDIF: 0.37
PT Bank Danamon Indonesia Tbk (OTCPK:PBDIF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PT Bank Danamon Indonesia Tbk Debt-to-Equity Related Terms
PT Bank Danamon Indonesia Tbk Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Danamon Indonesia Tbk Debt-to-Equity Chart
PT Bank Danamon Indonesia Tbk Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, PT Bank Danamon Indonesia Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Danamon Indonesia Tbk Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Danamon Indonesia Tbk's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PT Bank Danamon Indonesia Tbk's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Danamon Indonesia Tbk (PBDIF) has a Debt-to-Equity of 0.37 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. This is near median its historical median of 0.40. Over the past decade, PT Bank Danamon Indonesia Tbk's Debt-to-Equity has ranged from 0.22 to 0.62. According to the industry distribution chart, PT Bank Danamon Indonesia Tbk ranks #527 out of 1422 companies in the Banks industry, placing it in the top 37.1%.
Is PT Bank Danamon Indonesia Tbk's Debt-to-Equity too high?
PT Bank Danamon Indonesia Tbk's current Debt-to-Equity of 0.37 is near median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.62. The Banks industry median Debt-to-Equity is 0.57. PT Bank Danamon Indonesia Tbk's value of 0.37 is 35.1% below this industry median. Based on the distribution chart, PT Bank Danamon Indonesia Tbk ranks #527 out of 1422 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Danamon Indonesia Tbk has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Danamon Indonesia Tbk's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, PT Bank Danamon Indonesia Tbk ranks #527 out of 1422 companies for Debt-to-Equity. This puts PT Bank Danamon Indonesia Tbk in the upper half of its industry. The industry median Debt-to-Equity is 0.57. PT Bank Danamon Indonesia Tbk's value of 0.37 is 35.1% below this benchmark. Historically, PT Bank Danamon Indonesia Tbk's own Debt-to-Equity has ranged from 0.22 to 0.62 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.57, PT Bank Danamon Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Danamon Indonesia Tbk's current Debt-to-Equity of 0.37 is 35.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Danamon Indonesia Tbk's current Debt-to-Equity is 0.37, which is near median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Danamon Indonesia Tbk stock overvalued right now?
PT Bank Danamon Indonesia Tbk (PBDIF) has a current Debt-to-Equity of 0.37. The stock's GF Value™ is $0.23, compared to a current price of $0.31 — trading 34.8% above its estimated fair value. The current Debt-to-Equity is 0.37, which is near median its 10-year median of 0.40 and 35.1% below the Banks industry median of 0.57. PT Bank Danamon Indonesia Tbk's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Bank Danamon Indonesia Tbk (PBDIF), the current Debt-to-Equity is 0.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Danamon Indonesia Tbk (PBDIF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Danamon Indonesia Tbk stock appears to be overvalued.
The current stock price of $0.31 is trading 34.8% above its estimated GF Value™ of $0.23.
Key valuation signals for PBDIF:
Debt-to-Equity: 0.37 (near median its 10-year median of 0.40)
GF Value™: $0.23 vs. price of $0.31 (34.8% above fair value)
Industry Position: 35.1% below the Banks median (#527 of 1422)
No single metric tells the full story. See the PBDIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Danamon Indonesia Tbk Business Description
PT Bank Danamon Indonesia Tbk is an Indonesia-based company that is principally engaged in providing banking services. The company's core business segments consist of the retail business segment, which includes micro banking, retail banking, a credit card business, insurance, consumer financing, and syariah banking, and the wholesale business segment, which provides commercial and corporate customers with products such as cash management, trade finance, financial supply chain, loans, and foreign exchange transactions. It generates maximum revenue from the retail business segment.
52GF Score
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