PBDIF (PT Bank Danamon Indonesia Tbk) Retained Earnings: $2,305 Mil (As of Mar. 2026)

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PBDIF PT Bank Danamon Indonesia Tbk PBDIF
50 GF Score
Price $0.31
GF Value $0.23
! 2 Warning Signs
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What is PT Bank Danamon Indonesia Tbk Retained Earnings?

PT Bank Danamon Indonesia Tbk PBDIF 50 Retained Earnings is $2,305 Mil as of Mar. 2026. GuruFocus rates PBDIF with a GF Score™ of 50/100 and a GF Value™ of $0.23. The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. PT Bank Danamon Indonesia Tbk's retained earnings for the quarter that ended in Mar. 2026 was $2,305 Mil.

PT Bank Danamon Indonesia Tbk's quarterly retained earnings increased from Sep. 2025 ($2,322 Mil) to Dec. 2025 ($2,354 Mil) but then declined from Dec. 2025 ($2,354 Mil) to Mar. 2026 ($2,305 Mil).

PT Bank Danamon Indonesia Tbk's annual retained earnings increased from Dec. 2023 ($2,237 Mil) to Dec. 2024 ($2,285 Mil) and increased from Dec. 2024 ($2,285 Mil) to Dec. 2025 ($2,354 Mil).


PT Bank Danamon Indonesia Tbk  (OTCPK:PBDIF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


PT Bank Danamon Indonesia Tbk Retained Earnings Historical Data

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The historical data trend for PT Bank Danamon Indonesia Tbk's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Danamon Indonesia Tbk Retained Earnings Chart

PT Bank Danamon Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,076.39 2,080.44 2,237.00 2,284.67 2,353.98

PT Bank Danamon Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,200.97 2,276.28 2,322.02 2,353.98 2,305.31
PBDIF
50GF Score
PT Bank Danamon Indonesia Tbk PBDIF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Danamon Indonesia Tbk Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $2,305 Mil mean?
PT Bank Danamon Indonesia Tbk (PBDIF) has a Retained Earnings of $2,305 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Bank Danamon Indonesia Tbk and its competitors.
Is PT Bank Danamon Indonesia Tbk's Retained Earnings too high?
PT Bank Danamon Indonesia Tbk's current Retained Earnings is $2,305 Mil. Overall, PT Bank Danamon Indonesia Tbk has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Danamon Indonesia Tbk's Retained Earnings compare to competitors?
PT Bank Danamon Indonesia Tbk's Retained Earnings of $2,305 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. PT Bank Danamon Indonesia Tbk's current Retained Earnings is $2,305 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Danamon Indonesia Tbk stock overvalued right now?
PT Bank Danamon Indonesia Tbk (PBDIF) has a current Retained Earnings of $2,305 Mil. The stock's GF Value™ is $0.23, compared to a current price of $0.31 — trading 34.8% above its estimated fair value. The current Retained Earnings is $2,305 Mil. PT Bank Danamon Indonesia Tbk's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For PT Bank Danamon Indonesia Tbk (PBDIF), the current Retained Earnings is $2,305 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Danamon Indonesia Tbk (PBDIF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Danamon Indonesia Tbk stock appears to be overvalued. The current stock price of $0.31 is trading 34.8% above its estimated GF Value™ of $0.23.

Key valuation signals for PBDIF:

  • Retained Earnings: $2,305 Mil
  • GF Value™: $0.23 vs. price of $0.31 (34.8% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the PBDIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Danamon Indonesia Tbk Business Description

Other Exchanges BDMN:IndonesiaHX9:Germany
Address Menara Bank Danamon, Jalan HR. Rasuna Said, Blok C No. 10, 17th Floor, Karet Setiabudi, Kuningan, Jakarta, IDN, 12920
PT Bank Danamon Indonesia Tbk is an Indonesia-based company that is principally engaged in providing banking services. The company's core business segments consist of the retail business segment, which includes micro banking, retail banking, a credit card business, insurance, consumer financing, and syariah banking, and the wholesale business segment, which provides commercial and corporate customers with products such as cash management, trade finance, financial supply chain, loans, and foreign exchange transactions. It generates maximum revenue from the retail business segment.
50GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.31
Price
$0.23
GF Value