PBDIF (PT Bank Danamon Indonesia Tbk) Net Debt Paydown Yield % : 3.12% (As of Jul. 07, 2026) — 51% Above Median


PBDIF PT Bank Danamon Indonesia Tbk PBDIF
50 GF Score
Price $0.31
GF Value $0.25
! 2 Warning Signs
View Full Analysis

What is PT Bank Danamon Indonesia Tbk Net Debt Paydown Yield %?

PT Bank Danamon Indonesia Tbk PBDIF 50 Net Debt Paydown Yield % is 3.12% as of Jul. 07, 2026, which is 51% above its 10-year median of 2.06. GuruFocus rates PBDIF with a GF Score™ of 50/100 and a GF Value™ of $0.25. The stock has 2 warning signs investors should review. Among 1,420 Banks companies, PT Bank Danamon Indonesia Tbk ranks better than 71.97% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, PT Bank Danamon Indonesia Tbk's Net Debt Paydown Yield % was 3.12%.


PT Bank Danamon Indonesia Tbk  (OTCPK:PBDIF) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


PT Bank Danamon Indonesia Tbk Net Debt Paydown Yield % Related Terms


PT Bank Danamon Indonesia Tbk Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank Danamon Indonesia Tbk's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Danamon Indonesia Tbk Net Debt Paydown Yield % Chart

PT Bank Danamon Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.79 7.73 -12.99 -22.02 7.95

PT Bank Danamon Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.20 -4.91 2.25 7.95 4.71

PT Bank Danamon Indonesia Tbk Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Danamon Indonesia Tbk's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Danamon Indonesia Tbk Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Danamon Indonesia Tbk's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank Danamon Indonesia Tbk's Net Debt Paydown Yield % falls into.


PBDIF
50GF Score
PT Bank Danamon Indonesia Tbk PBDIF
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Danamon Indonesia Tbk Net Debt Paydown Yield % Calculation

PT Bank Danamon Indonesia Tbk's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 1227.11-1112.81 )/3029.80143
=3.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 3.12% mean?
PT Bank Danamon Indonesia Tbk (PBDIF) has a Net Debt Paydown Yield % of 3.12% as of Jul. 07, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. This is 51% above median its historical median of 2.06. According to the industry distribution chart, PT Bank Danamon Indonesia Tbk ranks #398 out of 1420 companies in the Banks industry, placing it in the top 28%.
Is PT Bank Danamon Indonesia Tbk's Net Debt Paydown Yield % too high?
PT Bank Danamon Indonesia Tbk's current Net Debt Paydown Yield % of 3.12% is 51% above median its 10-year median of 2.06. Based on the distribution chart, PT Bank Danamon Indonesia Tbk ranks #398 out of 1420 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Danamon Indonesia Tbk has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Danamon Indonesia Tbk's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Danamon Indonesia Tbk ranks #398 out of 1420 companies for Net Debt Paydown Yield %. This puts PT Bank Danamon Indonesia Tbk in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. PT Bank Danamon Indonesia Tbk's current Net Debt Paydown Yield % is 3.12%, which is 51% above median its own 10-year median of 2.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Danamon Indonesia Tbk stock overvalued right now?
PT Bank Danamon Indonesia Tbk (PBDIF) has a current Net Debt Paydown Yield % of 3.12%. The stock's GF Value™ is $0.25, compared to a current price of $0.31 — trading 24% above its estimated fair value. The current Net Debt Paydown Yield % is 3.12%, which is 51% above median its 10-year median of 2.06. PT Bank Danamon Indonesia Tbk's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For PT Bank Danamon Indonesia Tbk (PBDIF), the current Net Debt Paydown Yield % is 3.12% as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Danamon Indonesia Tbk (PBDIF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Danamon Indonesia Tbk stock appears to be overvalued. The current stock price of $0.31 is trading 24% above its estimated GF Value™ of $0.25.

Key valuation signals for PBDIF:

  • Net Debt Paydown Yield %: 3.12% (51% above median its 10-year median of 2.06)
  • GF Value™: $0.25 vs. price of $0.31 (24% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the PBDIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Danamon Indonesia Tbk Business Description

Other Exchanges BDMN:IndonesiaHX9:Germany
Address Menara Bank Danamon, Jalan HR. Rasuna Said, Blok C No. 10, 17th Floor, Karet Setiabudi, Kuningan, Jakarta, IDN, 12920
PT Bank Danamon Indonesia Tbk is an Indonesia-based company that is principally engaged in providing banking services. The company's core business segments consist of the retail business segment, which includes micro banking, retail banking, a credit card business, insurance, consumer financing, and syariah banking, and the wholesale business segment, which provides commercial and corporate customers with products such as cash management, trade finance, financial supply chain, loans, and foreign exchange transactions. It generates maximum revenue from the retail business segment.
50GF Score

Get the complete analysis for PBDIF

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.31
Price
$0.25
GF Value