PWBK (Pacific West Bancorp) Cyclically Adjusted PS Ratio: 1.07 (As of Jul. 22, 2026) — Near Median

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PWBK Pacific West Bancorp PWBK
66 GF Score
Price $12.35
GF Value $12.87
Valuation Fairly Valued
! 3 Warning Signs
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What is Pacific West Bancorp Cyclically Adjusted PS Ratio?

Pacific West Bancorp PWBK 66 Cyclically Adjusted PS Ratio is 1.07 as of Jul. 22, 2026, which is 3% above its 10-year median of 1.04. GuruFocus rates PWBK with a GF Score™ of 66/100 and a GF Value™ of $12.87 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,299 Banks companies, Pacific West Bancorp ranks better than 89.92% on this metric.

As of today (2026-07-22), Pacific West Bancorp's current share price is $12.35. Pacific West Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $11.55. Pacific West Bancorp's Cyclically Adjusted PS Ratio for today is 1.07.

The historical rank and industry rank for Pacific West Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

PWBK' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.98   Med: 1.04   Max: 1.07
Current: 1.07

During the past years, Pacific West Bancorp's highest Cyclically Adjusted PS Ratio was 1.07. The lowest was 0.98. And the median was 1.04.

PWBK's Cyclically Adjusted PS Ratio is ranked better than
89.92% of 1299 companies
in the Banks industry
Industry Median: 3.37 vs PWBK: 1.07

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Pacific West Bancorp's adjusted revenue per share data for the three months ended in Mar. 2026 was $1.317. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $11.55 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Pacific West Bancorp  (OTCPK:PWBK) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Pacific West Bancorp Cyclically Adjusted PS Ratio Related Terms


Pacific West Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Pacific West Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific West Bancorp Cyclically Adjusted PS Ratio Chart

Pacific West Bancorp Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.04

Pacific West Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.04 1.01

PWBK vs FBPA, WOBK, PCLB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Pacific West Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific West Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pacific West Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Pacific West Bancorp's Cyclically Adjusted PS Ratio falls into.


PWBK
66GF Score
Pacific West Bancorp PWBK
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pacific West Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Pacific West Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=12.35/11.55
=1.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific West Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Pacific West Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.317/330.2130*330.2130
=1.317

Current CPI (Mar. 2026) = 330.2130.

Pacific West Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
200503 1.149 193.300 1.963
200506 1.405 194.500 2.385
200509 1.919 198.800 3.188
200512 3.056 196.800 5.128
200603 3.838 199.800 6.343
200606 4.243 202.900 6.905
200609 4.797 202.900 7.807
200612 5.689 201.800 9.309
200703 6.014 205.352 9.671
200706 6.730 208.352 10.666
200709 7.878 208.490 12.477
200712 7.743 210.036 12.173
201803 0.321 249.554 0.425
201909 0.396 256.759 0.509
201912 0.381 256.974 0.490
202003 0.433 258.115 0.554
202006 0.469 257.797 0.601
202009 0.530 260.280 0.672
202012 0.802 260.474 1.017
202103 0.830 264.877 1.035
202106 0.770 271.696 0.936
202109 1.051 274.310 1.265
202112 1.047 278.802 1.240
202203 0.956 287.504 1.098
202206 1.031 296.311 1.149
202209 1.136 296.808 1.264
202212 1.137 296.797 1.265
202303 1.057 301.836 1.156
202306 0.993 305.109 1.075
202309 0.928 307.789 0.996
202312 0.981 306.746 1.056
202403 0.785 312.332 0.830
202406 0.840 314.175 0.883
202409 0.816 315.301 0.855
202412 1.061 315.605 1.110
202503 1.001 319.799 1.034
202506 1.102 322.561 1.128
202509 1.144 324.800 1.163
202512 1.318 324.054 1.343
202603 1.317 330.213 1.317

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.07 mean?
Pacific West Bancorp (PWBK) has a Cyclically Adjusted PS Ratio of 1.07 as of Jul. 22, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Pacific West Bancorp and its competitors. This is near median its historical median of 1.04. Over the past decade, Pacific West Bancorp's Cyclically Adjusted PS Ratio has ranged from 0.98 to 1.07. According to the industry distribution chart, Pacific West Bancorp ranks #131 out of 1299 companies in the Banks industry, placing it in the top 10.1%.
Is Pacific West Bancorp's Cyclically Adjusted PS Ratio too high?
Pacific West Bancorp's current Cyclically Adjusted PS Ratio of 1.07 is near median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 1.07. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Pacific West Bancorp's value of 1.07 is 68.2% below this industry median. Based on the distribution chart, Pacific West Bancorp ranks #131 out of 1299 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific West Bancorp has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific West Bancorp's Cyclically Adjusted PS Ratio compare to FBPA and WOBK?
According to the Banks industry distribution chart, Pacific West Bancorp ranks #131 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Pacific West Bancorp in the top 10% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.37. Pacific West Bancorp's value of 1.07 is 68.2% below this benchmark. Historically, Pacific West Bancorp's own Cyclically Adjusted PS Ratio has ranged from 0.98 to 1.07 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 3.37, Pacific West Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific West Bancorp's current Cyclically Adjusted PS Ratio of 1.07 is 68.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Pacific West Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific West Bancorp's current Cyclically Adjusted PS Ratio is 1.07, which is near median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific West Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pacific West Bancorp (PWBK) is currently considered Fairly Valued. The stock's GF Value™ is $12.87, compared to a current price of $12.35 — trading 4% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.07, which is near median its 10-year median of 1.04 and 68.2% below the Banks industry median of 3.37. Pacific West Bancorp's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Pacific West Bancorp (PWBK), the current Cyclically Adjusted PS Ratio is 1.07 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific West Bancorp (PWBK) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific West Bancorp stock appears to be undervalued. The current stock price of $12.35 is trading 4% below its estimated GF Value™ of $12.87. GuruFocus considers Pacific West Bancorp to be Fairly Valued.

Key valuation signals for PWBK:

  • Cyclically Adjusted PS Ratio: 1.07 (near median its 10-year median of 1.04)
  • GF Value™: $12.87 vs. price of $12.35 (4% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 68.2% below the Banks median (#131 of 1299)

No single metric tells the full story. See the PWBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific West Bancorp Business Description

Address 2040 8th Avenue, West Linn, OR, USA, 97068
Pacific West Bancorp provides banking products and services to small and medium-sized businesses and individuals in Oregon. The company offers deposit products, including checking, savings, money market accounts, Treasury Management, and certificates of deposit. The company also offers debit and credit cards, safe deposit boxes, ATM services, and online and mobile banking services.
66GF Score

Get the complete analysis for PWBK

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.35
Price
$12.87
GF Value