PWBK (Pacific West Bancorp) Debt-to-Equity : 0.96 (As of Sep. 2024)

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What is Pacific West Bancorp Debt-to-Equity?

Pacific West Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $0.00 Mil. Pacific West Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $32.84 Mil. Pacific West Bancorp's Total Stockholders Equity for the quarter that ended in Sep. 2024 was $34.23 Mil. Pacific West Bancorp's debt to equity for the quarter that ended in Sep. 2024 was 0.96.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Pacific West Bancorp's Debt-to-Equity or its related term are showing as below:

PWBK' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.08 Med: 0.59 Max: 1.32
Current: 0.96

During the past 9 years, the highest Debt-to-Equity Ratio of Pacific West Bancorp was 1.32. The lowest was 0.08. And the median was 0.59.

PWBK's Debt-to-Equity is ranked worse than
64.6% of 1449 companies
in the Banks industry
Industry Median: 0.63 vs PWBK: 0.96

Pacific West Bancorp Debt-to-Equity Historical Data

The historical data trend for Pacific West Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pacific West Bancorp Debt-to-Equity Chart

Pacific West Bancorp Annual Data

Trend

Dec04

Dec05

Dec06

Dec07

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

Get a 7-Day Free Trial

0.08

0.22

0.20

1.32

Pacific West Bancorp Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Debt-to-Equity	Get a 7-Day Free Trial															1.17	1.32	1.15	1.09	0.96

Competitive Comparison of Pacific West Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, Pacific West Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pacific West Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pacific West Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Pacific West Bancorp's Debt-to-Equity falls into.

Pacific West Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Pacific West Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	44.782)	/	34.051
	=	1.32

Pacific West Bancorp's Debt to Equity Ratio for the quarter that ended in Sep. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	32.838)	/	34.225
	=	0.96

Pacific West Bancorp (OTCPK:PWBK) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Pacific West Bancorp Debt-to-Equity Related Terms

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Pacific West Bancorp Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Pacific West Bancorp (OTCPK:PWBK) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

2040 8th Avenue, West Linn, OR, USA, 97068

Website

https://www.pacificwestbank.com

Pacific West Bancorp provides banking products and services to small and medium-sized businesses and individuals in Oregon. The company offers deposit products, including checking, savings, money market accounts, and certificates of deposit. The company also offers debit and credit cards, safe deposit boxes, ATM services, and online and mobile banking services.