PWBK (Pacific West Bancorp) Scaled Net Operating Assets: -0.09 (As of Mar. 2026)


PWBK Pacific West Bancorp PWBK
64 GF Score
Price $12.31
GF Value $12.86
Valuation Fairly Valued
! 3 Warning Signs
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What is Pacific West Bancorp Scaled Net Operating Assets?

Pacific West Bancorp PWBK 64 Scaled Net Operating Assets is -0.09 as of Mar. 2026. GuruFocus rates PWBK with a GF Score™ of 64/100 and a GF Value™ of $12.86 (Fairly Valued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Pacific West Bancorp's operating assets for the quarter that ended in Mar. 2026 was $325.96 Mil. Pacific West Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was $362.58 Mil. Pacific West Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $386.10 Mil. Therefore, Pacific West Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.09.

PWBK
64GF Score
Pacific West Bancorp PWBK
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Pacific West Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Pacific West Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(332.582-343.499)/328.798
=-0.03

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=386.098 - 53.516
=332.582

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=350.445 - 6.946 - 0
=343.499

Pacific West Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(325.96-362.577)/386.098
=-0.09

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=403.359 - 77.399
=325.96

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=367.616 - 5.039 - 0
=362.577

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.09 mean?
Pacific West Bancorp (PWBK) has a Scaled Net Operating Assets of -0.09 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Pacific West Bancorp and its competitors.
Is Pacific West Bancorp's Scaled Net Operating Assets too high?
Pacific West Bancorp's current Scaled Net Operating Assets is -0.09. Overall, Pacific West Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific West Bancorp's Scaled Net Operating Assets compare to FBPA and WOBK?
Pacific West Bancorp's Scaled Net Operating Assets of -0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Pacific West Bancorp and its competitors. Pacific West Bancorp's current Scaled Net Operating Assets is -0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific West Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pacific West Bancorp (PWBK) is currently considered Fairly Valued. The stock's GF Value™ is $12.86, compared to a current price of $12.31 — trading 4.3% below its estimated fair value. The current Scaled Net Operating Assets is -0.09. Pacific West Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Pacific West Bancorp (PWBK), the current Scaled Net Operating Assets is -0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific West Bancorp (PWBK) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific West Bancorp stock appears to be undervalued. The current stock price of $12.31 is trading 4.3% below its estimated GF Value™ of $12.86. GuruFocus considers Pacific West Bancorp to be Fairly Valued.

Key valuation signals for PWBK:

  • Scaled Net Operating Assets: -0.09
  • GF Value™: $12.86 vs. price of $12.31 (4.3% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the PWBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pacific West Bancorp Business Description

Address 2040 8th Avenue, West Linn, OR, USA, 97068
Pacific West Bancorp provides banking products and services to small and medium-sized businesses and individuals in Oregon. The company offers deposit products, including checking, savings, money market accounts, Treasury Management, and certificates of deposit. The company also offers debit and credit cards, safe deposit boxes, ATM services, and online and mobile banking services.
64GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.31
Price
$12.86
GF Value