PWBK (Pacific West Bancorp) E10: $0.98 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PWBK Pacific West Bancorp PWBK
66 GF Score
Price $12.35
GF Value $13.25
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Pacific West Bancorp E10?

Pacific West Bancorp PWBK 66 E10 is $0.98 as of Jun. 2026. GuruFocus rates PWBK with a GF Score™ of 66/100 and a GF Value™ of $13.25 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Pacific West Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.160. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.98 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-18), Pacific West Bancorp's current stock price is $12.35. Pacific West Bancorp's E10 for the quarter that ended in Jun. 2026 was $0.98. Pacific West Bancorp's Shiller PE Ratio of today is 12.60.

During the past 11 years, the highest Shiller PE Ratio of Pacific West Bancorp was 21.12. The lowest was 12.56. And the median was 20.61.


Pacific West Bancorp  (OTCPK:PWBK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Pacific West Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=12.35/0.98
=12.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of Pacific West Bancorp was 21.12. The lowest was 12.56. And the median was 20.61.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Pacific West Bancorp E10 Related Terms


Pacific West Bancorp E10 Historical Data

* Premium members only.

The historical data trend for Pacific West Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific West Bancorp E10 Chart

Pacific West Bancorp Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.58

Pacific West Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.58 0.58 0.98

PWBK vs FBPA, RBNK, WOBK: E10 Comparison

For the Banks - Regional subindustry, Pacific West Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific West Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pacific West Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Pacific West Bancorp's Shiller PE Ratio falls into.


PWBK
66GF Score
Pacific West Bancorp PWBK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pacific West Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Pacific West Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.16/333.9520*333.9520
=0.160

Current CPI (Jun. 2026) = 333.9520.

Pacific West Bancorp Quarterly Data

per share eps CPI Adj_EPS
200506 -2.219 194.500 -3.810
200509 -1.699 198.800 -2.854
200512 -1.432 196.800 -2.430
200603 -0.431 199.800 -0.720
200606 -0.013 202.900 -0.021
200609 0.795 202.900 1.308
200612 5.814 201.800 9.621
200703 0.930 205.352 1.512
200706 1.092 208.352 1.750
200709 1.929 208.490 3.090
200712 0.819 210.036 1.302
201803 -0.070 249.554 -0.094
201909 -0.090 256.759 -0.117
201912 -0.120 256.974 -0.156
202003 -0.170 258.115 -0.220
202006 -0.050 257.797 -0.065
202009 -0.100 260.280 -0.128
202012 0.090 260.474 0.115
202103 0.170 264.877 0.214
202106 0.090 271.696 0.111
202109 0.230 274.310 0.280
202112 0.080 278.802 0.096
202203 0.130 287.504 0.151
202206 0.150 296.311 0.169
202209 0.200 296.808 0.225
202212 0.210 296.797 0.236
202303 0.090 301.836 0.100
202306 -0.050 305.109 -0.055
202309 -0.080 307.789 -0.087
202312 -0.060 306.746 -0.065
202403 -0.090 312.332 -0.096
202406 -0.090 314.175 -0.096
202409 -0.004 315.301 -0.004
202412 0.060 315.605 0.063
202503 0.030 319.799 0.031
202506 0.050 322.561 0.052
202509 0.110 324.800 0.113
202512 0.050 324.054 0.052
202603 0.060 330.213 0.061
202606 0.160 333.952 0.160

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.98 mean?
Pacific West Bancorp (PWBK) has a E10 of $0.98 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Pacific West Bancorp and its competitors.
Is Pacific West Bancorp's E10 too high?
Pacific West Bancorp's current E10 is $0.98. Overall, Pacific West Bancorp has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific West Bancorp's E10 compare to FBPA and RBNK?
Pacific West Bancorp's E10 of $0.98 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Pacific West Bancorp and its competitors. Pacific West Bancorp's current E10 is $0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific West Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pacific West Bancorp (PWBK) is currently considered Fairly Valued. The stock's GF Value™ is $13.25, compared to a current price of $12.35 — trading 6.8% below its estimated fair value. The current E10 is $0.98. Pacific West Bancorp's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Pacific West Bancorp (PWBK), the current E10 is $0.98 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific West Bancorp (PWBK) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific West Bancorp stock appears to be undervalued. The current stock price of $12.35 is trading 6.8% below its estimated GF Value™ of $13.25. GuruFocus considers Pacific West Bancorp to be Fairly Valued.

Key valuation signals for PWBK:

  • E10: $0.98
  • GF Value™: $13.25 vs. price of $12.35 (6.8% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the PWBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific West Bancorp Business Description

Address 2040 8th Avenue, West Linn, OR, USA, 97068
Pacific West Bancorp provides banking products and services to small and medium-sized businesses and individuals in Oregon. The company offers deposit products, including checking, savings, money market accounts, Treasury Management, and certificates of deposit. The company also offers debit and credit cards, safe deposit boxes, ATM services, and online and mobile banking services.
66GF Score

Get the complete analysis for PWBK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.35
Price
$13.25
GF Value