FarGlory Life Insurance Co (ROCO:5859) Cyclically Adjusted PS Ratio: 0.21 (As of Aug. 12, 2026) — Near Median

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ROCO:5859 FarGlory Life Insurance Co Ltd ROCO:5859
54 GF Score
Price NT$13.90
GF Value NT$20.67
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is FarGlory Life Insurance Co Cyclically Adjusted PS Ratio?

FarGlory Life Insurance Co ROCO:5859 -1.07% 54 Cyclically Adjusted PS Ratio is 0.21 as of Aug. 12, 2026, which is at its 10-year median of 0.21. GuruFocus rates ROCO:5859 with a GF Score™ of 54/100 and a GF Value™ of NT$20.67 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 416 Insurance companies, FarGlory Life Insurance Co ranks better than 95.67% on this metric.

As of today (2026-08-12), FarGlory Life Insurance Co's current share price is NT$13.90. FarGlory Life Insurance Co's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was NT$65.97. FarGlory Life Insurance Co's Cyclically Adjusted PS Ratio for today is 0.21.

The historical rank and industry rank for FarGlory Life Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

ROCO:5859' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.13   Med: 0.21   Max: 0.28
Current: 0.21

During the past 13 years, FarGlory Life Insurance Co's highest Cyclically Adjusted PS Ratio was 0.28. The lowest was 0.13. And the median was 0.21.

ROCO:5859's Cyclically Adjusted PS Ratio is ranked better than
95.67% of 416 companies
in the Insurance industry
Industry Median: 1.205 vs ROCO:5859: 0.21

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

FarGlory Life Insurance Co's adjusted revenue per share data of for the fiscal year that ended in Dec25 was NT$47.357. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is NT$65.97 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


FarGlory Life Insurance Co  (ROCO:5859) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


FarGlory Life Insurance Co Cyclically Adjusted PS Ratio Related Terms


FarGlory Life Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for FarGlory Life Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FarGlory Life Insurance Co Cyclically Adjusted PS Ratio Chart

FarGlory Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.21 0.19 0.17 0.23 0.24

FarGlory Life Insurance Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.00 0.23 0.00 0.24

ROCO:5859 vs AFL, MET, PRU: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Life subindustry, FarGlory Life Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FarGlory Life Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, FarGlory Life Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where FarGlory Life Insurance Co's Cyclically Adjusted PS Ratio falls into.


ROCO:5859
54GF Score
FarGlory Life Insurance Co Ltd ROCO:5859
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FarGlory Life Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

FarGlory Life Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=13.90/65.97
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FarGlory Life Insurance Co's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, FarGlory Life Insurance Co's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=47.357/324.0540*324.0540
=47.357

Current CPI (Dec25) = 324.0540.

FarGlory Life Insurance Co Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 50.143 241.432 67.303
201712 49.748 246.524 65.393
201812 51.940 251.233 66.995
201912 67.342 256.974 84.921
202012 65.788 260.474 81.846
202112 64.080 278.802 74.481
202212 54.910 296.797 59.953
202312 50.894 306.746 53.766
202412 56.156 315.605 57.659
202512 47.357 324.054 47.357

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.21 mean?
FarGlory Life Insurance Co (ROCO:5859) has a Cyclically Adjusted PS Ratio of 0.21 as of Aug. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on FarGlory Life Insurance Co and its competitors. This is near median its historical median of 0.21. Over the past decade, FarGlory Life Insurance Co's Cyclically Adjusted PS Ratio has ranged from 0.13 to 0.28. According to the industry distribution chart, FarGlory Life Insurance Co ranks #18 out of 416 companies in the Insurance industry, placing it in the top 4.3%.
Is FarGlory Life Insurance Co's Cyclically Adjusted PS Ratio too high?
FarGlory Life Insurance Co's current Cyclically Adjusted PS Ratio of 0.21 is near median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.28. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. FarGlory Life Insurance Co's value of 0.21 is 82.6% below this industry median. Based on the distribution chart, FarGlory Life Insurance Co ranks #18 out of 416 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, FarGlory Life Insurance Co has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FarGlory Life Insurance Co's Cyclically Adjusted PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, FarGlory Life Insurance Co ranks #18 out of 416 companies for Cyclically Adjusted PS Ratio. This places FarGlory Life Insurance Co in the top 4% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.21. FarGlory Life Insurance Co's value of 0.21 is 82.6% below this benchmark. Historically, FarGlory Life Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 0.13 to 0.28 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 1.21, FarGlory Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FarGlory Life Insurance Co's current Cyclically Adjusted PS Ratio of 0.21 is 82.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on FarGlory Life Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FarGlory Life Insurance Co's current Cyclically Adjusted PS Ratio is 0.21, which is near median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FarGlory Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, FarGlory Life Insurance Co (ROCO:5859) is currently considered Possible Value Trap. The stock's GF Value™ is NT$20.67, compared to a current price of NT$13.90 — trading 32.8% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.21, which is near median its 10-year median of 0.21 and 82.6% below the Insurance industry median of 1.21. FarGlory Life Insurance Co's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For FarGlory Life Insurance Co (ROCO:5859), the current Cyclically Adjusted PS Ratio is 0.21 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FarGlory Life Insurance Co (ROCO:5859) Overvalued in 2026?

Based on GuruFocus' analysis, FarGlory Life Insurance Co stock appears to be undervalued. The current stock price of NT$13.90 is trading 32.8% below its estimated GF Value™ of NT$20.67. GuruFocus considers FarGlory Life Insurance Co to be Possible Value Trap.

Key valuation signals for ROCO:5859:

  • Cyclically Adjusted PS Ratio: 0.21 (near median its 10-year median of 0.21)
  • GF Value™: NT$20.67 vs. price of NT$13.90 (32.8% below fair value)
  • GF Score™: 54/100 with 3 warning signs
  • Industry Position: 82.6% below the Insurance median (#18 of 416)

No single metric tells the full story. See the ROCO:5859 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FarGlory Life Insurance Co Business Description

Address No.1, Songgao Road, 28th Floor, Taipei, TWN
FarGlory Life Insurance Co Ltd is a Taiwan based life insurance company. The company offers products including personal life insurance, personal health insurance, personal accident insurance, annuity insurance, group insurance and investment-type insurance.
54GF Score

Get the complete analysis for ROCO:5859

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$13.90
Price
NT$20.67
GF Value