FarGlory Life Insurance CoROCO:5859 55 Net Margin % is 4.81% as of Dec. 2025, which is 51% above its 10-year median of 3.18. GuruFocus rates ROCO:5859 with a GF Score™ of 55/100 and a GF Value™ of NT$20.35 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 503 Insurance companies, FarGlory Life Insurance Co ranks worse than 61.63% on this metric.
The historical rank and industry rank for FarGlory Life Insurance Co's Net Margin % or its related term are showing as below:
ROCO:5859'
s Net Margin % Range Over the Past 10 Years
Min: 0.85 Med: 3.18 Max: 8.85
Current: 6.73
ROCO:5859's Net Margin % is ranked worse than 61.63% of 503
companies
in the Insurance industry
Industry Median: 9.2
vs ROCO:5859: 6.73
FarGlory Life Insurance Co (ROCO:5859) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
FarGlory Life Insurance Co Net Margin % Related Terms
FarGlory Life Insurance Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ROCO:5859 vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, FarGlory Life Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FarGlory Life Insurance Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, FarGlory Life Insurance Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where FarGlory Life Insurance Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FarGlory Life Insurance Co (ROCO:5859) has a Net Margin % of 4.81% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on FarGlory Life Insurance Co and its competitors. This is 51% above median its historical median of 3.18. Over the past decade, FarGlory Life Insurance Co's Net Margin % has ranged from 0.85 to 8.85. According to the industry distribution chart, FarGlory Life Insurance Co ranks #310 out of 503 companies in the Insurance industry, placing it in the top 61.6%.
Is FarGlory Life Insurance Co's Net Margin % too high?
FarGlory Life Insurance Co's current Net Margin % of 4.81% is 51% above median its 10-year median of 3.18. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 8.85. The Insurance industry median Net Margin % is 9.20. FarGlory Life Insurance Co's value of 4.81% is 47.7% below this industry median. Based on the distribution chart, FarGlory Life Insurance Co ranks #310 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, FarGlory Life Insurance Co has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FarGlory Life Insurance Co's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, FarGlory Life Insurance Co ranks #310 out of 503 companies for Net Margin %. This places FarGlory Life Insurance Co in the lower half of its industry. The industry median Net Margin % is 9.20. FarGlory Life Insurance Co's value of 4.81% is 47.7% below this benchmark. Historically, FarGlory Life Insurance Co's own Net Margin % has ranged from 0.85 to 8.85 over the past decade. While the company's 10-year median is 3.18 vs. the industry median of 9.20, FarGlory Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.20, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FarGlory Life Insurance Co's current Net Margin % of 4.81% is 47.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on FarGlory Life Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FarGlory Life Insurance Co's current Net Margin % is 4.81%, which is 51% above median its own 10-year median of 3.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FarGlory Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, FarGlory Life Insurance Co (ROCO:5859) is currently considered Possible Value Trap. The stock's GF Value™ is NT$20.35, compared to a current price of NT$13.40 — trading 34.2% below its estimated fair value. The current Net Margin % is 4.81%, which is 51% above median its 10-year median of 3.18 and 47.7% below the Insurance industry median of 9.20. FarGlory Life Insurance Co's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For FarGlory Life Insurance Co (ROCO:5859), the current Net Margin % is 4.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FarGlory Life Insurance Co (ROCO:5859) Overvalued in 2026?
Based on GuruFocus' analysis, FarGlory Life Insurance Co stock appears to be undervalued.
The current stock price of NT$13.40 is trading 34.2% below its estimated GF Value™ of NT$20.35.
GuruFocus considers FarGlory Life Insurance Co to be Possible Value Trap.
Key valuation signals for ROCO:5859:
Net Margin %: 4.81% (51% above median its 10-year median of 3.18)
GF Value™: NT$20.35 vs. price of NT$13.40 (34.2% below fair value)
Industry Position: 47.7% below the Insurance median (#310 of 503)
No single metric tells the full story. See the ROCO:5859 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FarGlory Life Insurance Co Ltd is a Taiwan based life insurance company. The company offers products including personal life insurance, personal health insurance, personal accident insurance, annuity insurance, group insurance and investment-type insurance.
55GF Score
Get the complete analysis for ROCO:5859
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