FarGlory Life Insurance Co (ROCO:5859) Dividend Payout Ratio: 0.26 (As of Dec. 2025) — 24% Above Median


ROCO:5859 FarGlory Life Insurance Co Ltd ROCO:5859
55 GF Score
Price NT$13.40
GF Value NT$20.36
Valuation Possible Value Trap
! 3 Warning Signs
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What is FarGlory Life Insurance Co Dividend Payout Ratio?

FarGlory Life Insurance Co ROCO:5859 55 Dividend Payout Ratio is 0.26 as of Dec. 2025, which is 24% above its 10-year median of 0.21. GuruFocus rates ROCO:5859 with a GF Score™ of 55/100 and a GF Value™ of NT$20.36 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 335 Insurance companies, FarGlory Life Insurance Co ranks better than 89.85% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. FarGlory Life Insurance Co's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.26.

The historical rank and industry rank for FarGlory Life Insurance Co's Dividend Payout Ratio or its related term are showing as below:

ROCO:5859' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.21   Max: 0.58
Current: 0.12


During the past 13 years, the highest Dividend Payout Ratio of FarGlory Life Insurance Co was 0.58. The lowest was 0.12. And the median was 0.21.

ROCO:5859's Dividend Payout Ratio is ranked better than
89.85% of 335 companies
in the Insurance industry
Industry Median: 0.38 vs ROCO:5859: 0.12

As of today (2026-07-13), the Dividend Yield % of FarGlory Life Insurance Co is 2.79%.

During the past 13 years, the highest Trailing Annual Dividend Yield of FarGlory Life Insurance Co was 8.66%. The lowest was 2.33%. And the median was 5.32%.

FarGlory Life Insurance Co's Dividends per Share for the months ended in Dec. 2025 was NT$0.37.

During the past 3 years, the average Dividends Per Share Growth Rate was -24.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of FarGlory Life Insurance Co was -24.10% per year. The lowest was -24.10% per year. And the median was -24.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


FarGlory Life Insurance Co (ROCO:5859) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


FarGlory Life Insurance Co Dividend Payout Ratio Related Terms


FarGlory Life Insurance Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for FarGlory Life Insurance Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FarGlory Life Insurance Co Dividend Payout Ratio Chart

FarGlory Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.21 0.00 0.00 0.12

FarGlory Life Insurance Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.26

ROCO:5859 vs AFL, MET, PRU: Dividend Payout Ratio Comparison

For the Insurance - Life subindustry, FarGlory Life Insurance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FarGlory Life Insurance Co Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, FarGlory Life Insurance Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where FarGlory Life Insurance Co's Dividend Payout Ratio falls into.


ROCO:5859
55GF Score
FarGlory Life Insurance Co Ltd ROCO:5859
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FarGlory Life Insurance Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

FarGlory Life Insurance Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.374/ 3.19
=0.12

FarGlory Life Insurance Co's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.374/ 1.414
=0.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.26 mean?
FarGlory Life Insurance Co (ROCO:5859) has a Dividend Payout Ratio of 0.26 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on FarGlory Life Insurance Co and its competitors. This is 24% above median its historical median of 0.21. Over the past decade, FarGlory Life Insurance Co's Dividend Payout Ratio has ranged from 0.12 to 0.58. According to the industry distribution chart, FarGlory Life Insurance Co ranks #34 out of 335 companies in the Insurance industry, placing it in the top 10.1%.
Is FarGlory Life Insurance Co's Dividend Payout Ratio too high?
FarGlory Life Insurance Co's current Dividend Payout Ratio of 0.26 is 24% above median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.58. The Insurance industry median Dividend Payout Ratio is 0.38. FarGlory Life Insurance Co's value of 0.26 is 31.6% below this industry median. Based on the distribution chart, FarGlory Life Insurance Co ranks #34 out of 335 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, FarGlory Life Insurance Co has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FarGlory Life Insurance Co's Dividend Payout Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, FarGlory Life Insurance Co ranks #34 out of 335 companies for Dividend Payout Ratio. This places FarGlory Life Insurance Co in the top 10% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. FarGlory Life Insurance Co's value of 0.26 is 31.6% below this benchmark. Historically, FarGlory Life Insurance Co's own Dividend Payout Ratio has ranged from 0.12 to 0.58 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.38, FarGlory Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FarGlory Life Insurance Co's current Dividend Payout Ratio of 0.26 is 31.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on FarGlory Life Insurance Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FarGlory Life Insurance Co's current Dividend Payout Ratio is 0.26, which is 24% above median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FarGlory Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, FarGlory Life Insurance Co (ROCO:5859) is currently considered Possible Value Trap. The stock's GF Value™ is NT$20.36, compared to a current price of NT$13.40 — trading 34.2% below its estimated fair value. The current Dividend Payout Ratio is 0.26, which is 24% above median its 10-year median of 0.21 and 31.6% below the Insurance industry median of 0.38. FarGlory Life Insurance Co's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For FarGlory Life Insurance Co (ROCO:5859), the current Dividend Payout Ratio is 0.26 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FarGlory Life Insurance Co (ROCO:5859) Overvalued in 2026?

Based on GuruFocus' analysis, FarGlory Life Insurance Co stock appears to be undervalued. The current stock price of NT$13.40 is trading 34.2% below its estimated GF Value™ of NT$20.36. GuruFocus considers FarGlory Life Insurance Co to be Possible Value Trap.

Key valuation signals for ROCO:5859:

  • Dividend Payout Ratio: 0.26 (24% above median its 10-year median of 0.21)
  • GF Value™: NT$20.36 vs. price of NT$13.40 (34.2% below fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 31.6% below the Insurance median (#34 of 335)

No single metric tells the full story. See the ROCO:5859 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FarGlory Life Insurance Co Business Description

Address No.1, Songgao Road, 28th Floor, Taipei, TWN
FarGlory Life Insurance Co Ltd is a Taiwan based life insurance company. The company offers products including personal life insurance, personal health insurance, personal accident insurance, annuity insurance, group insurance and investment-type insurance.
55GF Score

Get the complete analysis for ROCO:5859

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$13.40
Price
NT$20.36
GF Value