FarGlory Life Insurance CoROCO:5859 55 FCF Margin % is 53.13% as of Dec. 2025, which is 66% above its 10-year median of 31.94. GuruFocus rates ROCO:5859 with a GF Score™ of 55/100 and a GF Value™ of NT$20.35 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 504 Insurance companies, FarGlory Life Insurance Co ranks better than 94.05% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ROCO:5859 vs AFL, MET, PRU: FCF Margin % Comparison
For the Insurance - Life subindustry, FarGlory Life Insurance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FarGlory Life Insurance Co FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, FarGlory Life Insurance Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where FarGlory Life Insurance Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FarGlory Life Insurance Co (ROCO:5859) has a FCF Margin % of 53.13% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on FarGlory Life Insurance Co and its competitors. This is 66% above median its historical median of 31.94. Over the past decade, FarGlory Life Insurance Co's FCF Margin % has ranged from 15.90 to 56.43. According to the industry distribution chart, FarGlory Life Insurance Co ranks #30 out of 504 companies in the Insurance industry, placing it in the top 6%.
Is FarGlory Life Insurance Co's FCF Margin % too high?
FarGlory Life Insurance Co's current FCF Margin % of 53.13% is 66% above median its 10-year median of 31.94. Over the past 10 years, this metric has ranged from a low of 15.90 to a high of 56.43. The Insurance industry median FCF Margin % is 9.32. FarGlory Life Insurance Co's value of 53.13% is 470.4% above this industry median. Based on the distribution chart, FarGlory Life Insurance Co ranks #30 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, FarGlory Life Insurance Co has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FarGlory Life Insurance Co's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, FarGlory Life Insurance Co ranks #30 out of 504 companies for FCF Margin %. This places FarGlory Life Insurance Co in the top 6% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.32. FarGlory Life Insurance Co's value of 53.13% is 470.4% above this benchmark. Historically, FarGlory Life Insurance Co's own FCF Margin % has ranged from 15.90 to 56.43 over the past decade. While the company's 10-year median is 31.94 vs. the industry median of 9.32, FarGlory Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.32, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FarGlory Life Insurance Co's current FCF Margin % of 53.13% is 470.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on FarGlory Life Insurance Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FarGlory Life Insurance Co's current FCF Margin % is 53.13%, which is 66% above median its own 10-year median of 31.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FarGlory Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, FarGlory Life Insurance Co (ROCO:5859) is currently considered Possible Value Trap. The stock's GF Value™ is NT$20.35, compared to a current price of NT$13.40 — trading 34.2% below its estimated fair value. The current FCF Margin % is 53.13%, which is 66% above median its 10-year median of 31.94 and 470.4% above the Insurance industry median of 9.32. FarGlory Life Insurance Co's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For FarGlory Life Insurance Co (ROCO:5859), the current FCF Margin % is 53.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FarGlory Life Insurance Co (ROCO:5859) Overvalued in 2026?
Based on GuruFocus' analysis, FarGlory Life Insurance Co stock appears to be undervalued.
The current stock price of NT$13.40 is trading 34.2% below its estimated GF Value™ of NT$20.35.
GuruFocus considers FarGlory Life Insurance Co to be Possible Value Trap.
Key valuation signals for ROCO:5859:
FCF Margin %: 53.13% (66% above median its 10-year median of 31.94)
GF Value™: NT$20.35 vs. price of NT$13.40 (34.2% below fair value)
Industry Position: 470.4% above the Insurance median (#30 of 504)
No single metric tells the full story. See the ROCO:5859 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FarGlory Life Insurance Co Ltd is a Taiwan based life insurance company. The company offers products including personal life insurance, personal health insurance, personal accident insurance, annuity insurance, group insurance and investment-type insurance.
55GF Score
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