SABK (South Atlantic Bancshares) Cyclically Adjusted PS Ratio: (As of Jul. 27, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SABK South Atlantic Bancshares Inc SABK
69 GF Score
Price $25.00
GF Value $19.48
Valuation Modestly Overvalued
! 7 Warning Signs
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What is South Atlantic Bancshares Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


South Atlantic Bancshares  (OTCPK:SABK) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


South Atlantic Bancshares Cyclically Adjusted PS Ratio Related Terms


South Atlantic Bancshares Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for South Atlantic Bancshares's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

South Atlantic Bancshares Cyclically Adjusted PS Ratio Chart

South Atlantic Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 2.79 3.21

South Atlantic Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.69 2.90 3.21 3.58 0.00

SABK vs FNWD, RBKB, CSBB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, South Atlantic Bancshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


South Atlantic Bancshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, South Atlantic Bancshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where South Atlantic Bancshares's Cyclically Adjusted PS Ratio falls into.


SABK
69GF Score
South Atlantic Bancshares Inc SABK
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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South Atlantic Bancshares Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

South Atlantic Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, South Atlantic Bancshares's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.176/333.9520*333.9520
=2.176

Current CPI (Jun. 2026) = 333.9520.

South Atlantic Bancshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.795 241.428 1.100
201612 1.098 241.432 1.519
201703 0.733 243.801 1.004
201706 0.966 244.955 1.317
201709 1.027 246.819 1.390
201712 0.646 246.524 0.875
201803 0.933 249.554 1.249
201806 0.993 251.989 1.316
201809 0.951 252.439 1.258
201812 0.926 251.233 1.231
201903 0.958 254.202 1.259
201906 1.084 256.143 1.413
201909 1.102 256.759 1.433
201912 1.046 256.974 1.359
202003 1.099 258.115 1.422
202006 1.293 257.797 1.675
202009 1.279 260.280 1.641
202012 1.363 260.474 1.747
202103 1.623 264.877 2.046
202106 1.456 271.696 1.790
202109 1.439 274.310 1.752
202112 1.446 278.802 1.732
202203 1.361 287.504 1.581
202206 1.555 296.311 1.753
202209 1.754 296.808 1.974
202212 1.799 296.797 2.024
202303 1.609 301.836 1.780
202306 1.553 305.109 1.700
202309 1.520 307.789 1.649
202312 1.554 306.746 1.692
202403 1.473 312.332 1.575
202406 1.557 314.175 1.655
202409 1.701 315.301 1.802
202412 1.821 315.605 1.927
202503 1.856 319.799 1.938
202506 1.959 322.561 2.028
202509 2.140 324.800 2.200
202512 2.143 324.054 2.208
202603 2.059 330.213 2.082
202606 2.176 333.952 2.176

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is South Atlantic Bancshares (SABK) Overvalued in 2026?

Based on GuruFocus' analysis, South Atlantic Bancshares stock appears to be overvalued. The current stock price of $25.00 is trading 28.3% above its estimated GF Value™ of $19.48. GuruFocus considers South Atlantic Bancshares to be Modestly Overvalued.

Key valuation signals for SABK:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $19.48 vs. price of $25.00 (28.3% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the SABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


South Atlantic Bancshares Business Description

Address 630 29th Avenue North, Myrtle Beach, SC, USA, 29577
South Atlantic Bancshares Inc is A United States-based bank holding company. Through its banking subsidiary, it provides banking services to domestic markets, principally in Horry, Georgetown, Charleston, and Beaufort counties, South Carolina. Its financial products and service offerings include personal and business checking, savings, and money market accounts; residential mortgages, commercial loans, lines of credit; telephone and online banking, ATM services; and debit and credit cards, among others.
69GF Score

Get the complete analysis for SABK

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.00
Price
$19.48
GF Value