SABK (South Atlantic Bancshares) Long-Term Debt: $177.00 Mil (As of Mar. 2026)


SABK South Atlantic Bancshares Inc SABK
69 GF Score
Price $25.67
GF Value $19.41
Valuation Significantly Overvalued
! 7 Warning Signs
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What is South Atlantic Bancshares Long-Term Debt?

South Atlantic Bancshares SABK 69 Long-Term Debt is $177.00 Mil as of Mar. 2026. GuruFocus rates SABK with a GF Score™ of 69/100 and a GF Value™ of $19.41 (Significantly Overvalued). The stock has 7 warning signs investors should review.

South Atlantic Bancshares's Long-Term Debt for the quarter that ended in Mar. 2026 was $177.00 Mil.

South Atlantic Bancshares's quarterly Long-Term Debt increased from Sep. 2025 ($149.86 Mil) to Dec. 2025 ($210.00 Mil) but then declined from Dec. 2025 ($210.00 Mil) to Mar. 2026 ($177.00 Mil).

South Atlantic Bancshares's annual Long-Term Debt declined from Dec. 2023 ($205.00 Mil) to Dec. 2024 ($190.00 Mil) but then increased from Dec. 2024 ($190.00 Mil) to Dec. 2025 ($210.00 Mil).

South Atlantic Bancshares  (OTCPK:SABK) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

South Atlantic Bancshares Long-Term Debt Related Terms

South Atlantic Bancshares Long-Term Debt Historical Data

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The historical data trend for South Atlantic Bancshares's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

South Atlantic Bancshares Long-Term Debt Chart

South Atlantic Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.00 86.00 205.00 190.00 210.00

South Atlantic Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 159.80 109.83 149.86 210.00 177.00
SABK
69GF Score
South Atlantic Bancshares Inc SABK
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $177.00 Mil mean?
South Atlantic Bancshares (SABK) has a Long-Term Debt of $177.00 Mil as of Mar. 2026.
Is South Atlantic Bancshares' Long-Term Debt too high?
South Atlantic Bancshares' current Long-Term Debt is $177.00 Mil. Overall, South Atlantic Bancshares has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does South Atlantic Bancshares' Long-Term Debt compare to RBKB and CSBB?
South Atlantic Bancshares' Long-Term Debt of $177.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. South Atlantic Bancshares's current Long-Term Debt is $177.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Atlantic Bancshares stock overvalued right now?
Based on GuruFocus' analysis, South Atlantic Bancshares (SABK) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.41, compared to a current price of $25.67 — trading 32.3% above its estimated fair value. The current Long-Term Debt is $177.00 Mil. South Atlantic Bancshares' overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For South Atlantic Bancshares (SABK), the current Long-Term Debt is $177.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is South Atlantic Bancshares (SABK) Overvalued in 2026?

Based on GuruFocus' analysis, South Atlantic Bancshares stock appears to be overvalued. The current stock price of $25.67 is trading 32.3% above its estimated GF Value™ of $19.41. GuruFocus considers South Atlantic Bancshares to be Significantly Overvalued.

Key valuation signals for SABK:

  • Long-Term Debt: $177.00 Mil
  • GF Value™: $19.41 vs. price of $25.67 (32.3% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the SABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

South Atlantic Bancshares Business Description

Address 630 29th Avenue North, Myrtle Beach, SC, USA, 29577
South Atlantic Bancshares Inc is A United States-based bank holding company. Through its banking subsidiary, it provides banking services to domestic markets, principally in Horry, Georgetown, Charleston, and Beaufort counties, South Carolina. Its financial products and service offerings include personal and business checking, savings, and money market accounts; residential mortgages, commercial loans, lines of credit; telephone and online banking, ATM services; and debit and credit cards, among others.
69GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.67
Price
$19.41
GF Value