SABK (South Atlantic Bancshares) EV-to-OCF: (As of Aug. 13, 2026)

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SABK South Atlantic Bancshares Inc SABK
70 GF Score
Price $24.77
GF Value $19.85
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is South Atlantic Bancshares EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, South Atlantic Bancshares's Enterprise Value is $264.08 Mil. South Atlantic Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, South Atlantic Bancshares's EV-to-OCF for today is .

The historical rank and industry rank for South Atlantic Bancshares's EV-to-OCF or its related term are showing as below:

SABK' s EV-to-OCF Range Over the Past 10 Years
Min: 22.54   Med: 0   Max: 22.54
Current: 22.54

During the past 13 years, the highest EV-to-OCF of South Atlantic Bancshares was 22.54. The lowest was 22.54. And the median was .

SABK's EV-to-OCF is ranked worse than
90.11% of 1497 companies
in the Banks industry
Industry Median: 3.98 vs SABK: 22.54

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-13), South Atlantic Bancshares's stock price is $24.77. South Atlantic Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $2.380. Therefore, South Atlantic Bancshares's PE Ratio (TTM) for today is 10.41.


South Atlantic Bancshares  (OTCPK:SABK) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

South Atlantic Bancshares's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=24.77/2.380
=10.41

South Atlantic Bancshares's share price for today is $24.77.
South Atlantic Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.380.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


South Atlantic Bancshares EV-to-OCF Related Terms


South Atlantic Bancshares EV-to-OCF Historical Data

* Premium members only.

The historical data trend for South Atlantic Bancshares's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

South Atlantic Bancshares EV-to-OCF Chart

South Atlantic Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.14 7.12 29.06 18.48 25.57

South Atlantic Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 25.57 0.00 0.00

SABK vs FNWD, RBKB, CSBB: EV-to-OCF Comparison

For the Banks - Regional subindustry, South Atlantic Bancshares's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


South Atlantic Bancshares EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, South Atlantic Bancshares's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where South Atlantic Bancshares's EV-to-OCF falls into.


SABK
70GF Score
South Atlantic Bancshares Inc SABK
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

South Atlantic Bancshares EV-to-OCF Calculation

South Atlantic Bancshares's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=264.081/0
=

South Atlantic Bancshares's current Enterprise Value is $264.08 Mil.
South Atlantic Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is South Atlantic Bancshares (SABK) Overvalued in 2026?

Based on GuruFocus' analysis, South Atlantic Bancshares stock appears to be overvalued. The current stock price of $24.77 is trading 24.8% above its estimated GF Value™ of $19.85. GuruFocus considers South Atlantic Bancshares to be Modestly Overvalued.

Key valuation signals for SABK:

  • EV-to-OCF:
  • GF Value™: $19.85 vs. price of $24.77 (24.8% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the SABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


South Atlantic Bancshares Business Description

Address 630 29th Avenue North, Myrtle Beach, SC, USA, 29577
South Atlantic Bancshares Inc is A United States-based bank holding company. Through its banking subsidiary, it provides banking services to domestic markets, principally in Horry, Georgetown, Charleston, and Beaufort counties, South Carolina. Its financial products and service offerings include personal and business checking, savings, and money market accounts; residential mortgages, commercial loans, lines of credit; telephone and online banking, ATM services; and debit and credit cards, among others.
70GF Score

Get the complete analysis for SABK

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.77
Price
$19.85
GF Value