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During the past 12 months, South Atlantic Bancshares's average EPS without NRIGrowth Rate was 43.40% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 9.90% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 10.40% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 14.40% per year.
During the past 13 years, South Atlantic Bancshares's highest 3-Year average EPS without NRI Growth Rate was 32.10% per year. The lowest was -2.90% per year. And the median was 10.10% per year.
South Atlantic Bancshares (OTCPK:SABK) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
South Atlantic Bancshares Earnings per Share (Diluted) Related Terms
South Atlantic Bancshares Earnings per Share (Diluted) Historical Data
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The historical data trend for South Atlantic Bancshares's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
South Atlantic Bancshares Earnings per Share (Diluted) Chart
SABK vs FNWD, RBKB, CSBB: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, South Atlantic Bancshares's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
South Atlantic Bancshares PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, South Atlantic Bancshares's PE Ratio distribution charts can be found below:
* The bar in red indicates where South Atlantic Bancshares's PE Ratio falls into.
South Atlantic Bancshares Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
South Atlantic Bancshares's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.38
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $2.38 mean?
South Atlantic Bancshares (SABK) has a Earnings per Share (Diluted) of $2.38 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on South Atlantic Bancshares and its competitors. According to the industry distribution chart, South Atlantic Bancshares ranks #614 out of 1409 companies in the Banks industry, placing it in the top 43.6%.
Is South Atlantic Bancshares' Earnings per Share (Diluted) too high?
South Atlantic Bancshares' current Earnings per Share (Diluted) is $2.38. The Banks industry median Earnings per Share (Diluted) is 7.50. South Atlantic Bancshares' value of $2.38 is 68.3% below this industry median. Based on the distribution chart, South Atlantic Bancshares ranks #614 out of 1409 companies in the Banks industry, which is above the industry midpoint. Overall, South Atlantic Bancshares has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does South Atlantic Bancshares' Earnings per Share (Diluted) compare to FNWD and RBKB?
According to the Banks industry distribution chart, South Atlantic Bancshares ranks #614 out of 1409 companies for Earnings per Share (Diluted). This puts South Atlantic Bancshares in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.50. South Atlantic Bancshares' value of $2.38 is 68.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. South Atlantic Bancshares's current Earnings per Share (Diluted) of $2.38 is 68.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on South Atlantic Bancshares and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. South Atlantic Bancshares's current Earnings per Share (Diluted) is $2.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Atlantic Bancshares stock overvalued right now?
Based on GuruFocus' analysis, South Atlantic Bancshares (SABK) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.88, compared to a current price of $24.72 — trading 24.3% above its estimated fair value. The current Earnings per Share (Diluted) is $2.38 and 68.3% below the Banks industry median of 7.50. South Atlantic Bancshares' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For South Atlantic Bancshares (SABK), the current Earnings per Share (Diluted) is $2.38 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is South Atlantic Bancshares (SABK) Overvalued in 2026?
Based on GuruFocus' analysis, South Atlantic Bancshares stock appears to be overvalued.
The current stock price of $24.72 is trading 24.3% above its estimated GF Value™ of $19.88.
GuruFocus considers South Atlantic Bancshares to be Modestly Overvalued.
Key valuation signals for SABK:
Earnings per Share (Diluted): $2.38
GF Value™: $19.88 vs. price of $24.72 (24.3% above fair value)
Industry Position: 68.3% below the Banks median (#614 of 1409)
No single metric tells the full story. See the SABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
South Atlantic Bancshares Inc is A United States-based bank holding company. Through its banking subsidiary, it provides banking services to domestic markets, principally in Horry, Georgetown, Charleston, and Beaufort counties, South Carolina. Its financial products and service offerings include personal and business checking, savings, and money market accounts; residential mortgages, commercial loans, lines of credit; telephone and online banking, ATM services; and debit and credit cards, among others.
70GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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