SABK (South Atlantic Bancshares) FCF Yield %: 4.51 (As of Jun. 29, 2026)


SABK South Atlantic Bancshares Inc SABK
69 GF Score
Price $25.50
GF Value $19.36
Valuation Significantly Overvalued
! 7 Warning Signs
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What is South Atlantic Bancshares FCF Yield %?

South Atlantic Bancshares SABK +0.04% 69 FCF Yield % is 4.51 as of Jun. 29, 2026. GuruFocus rates SABK with a GF Score™ of 69/100 and a GF Value™ of $19.36 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,507 Banks companies, South Atlantic Bancshares ranks worse than 63.84% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, South Atlantic Bancshares's Trailing 12-Month Free Cash Flow is $8.74 Mil, and Market Cap is $193.53 Mil. Therefore, South Atlantic Bancshares's FCF Yield % for today is 4.51%.

The historical rank and industry rank for South Atlantic Bancshares's FCF Yield % or its related term are showing as below:

SABK' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 4.51
Current: 4.51


During the past 13 years, the highest FCF Yield % of South Atlantic Bancshares was 4.51%. The lowest was 0.00%. And the median was 0.00%.

SABK's FCF Yield % is ranked worse than
63.84% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs SABK: 4.51

South Atlantic Bancshares's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


South Atlantic Bancshares FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


South Atlantic Bancshares FCF Yield % Related Terms


South Atlantic Bancshares FCF Yield % Historical Data

* Premium members only.

The historical data trend for South Atlantic Bancshares's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

South Atlantic Bancshares FCF Yield % Chart

South Atlantic Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.43 23.81 5.99 6.07 5.84

South Atlantic Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SABK vs RBKB, CSBB, CBFV: FCF Yield % Comparison

For the Banks - Regional subindustry, South Atlantic Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


South Atlantic Bancshares FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, South Atlantic Bancshares's FCF Yield % distribution charts can be found below:

* The bar in red indicates where South Atlantic Bancshares's FCF Yield % falls into.


SABK
69GF Score
South Atlantic Bancshares Inc SABK
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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South Atlantic Bancshares FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

South Atlantic Bancshares's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=8.735 / 149.60625
=5.84%

South Atlantic Bancshares's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 172.2171
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 4.51 mean?
South Atlantic Bancshares (SABK) has a FCF Yield % of 4.51 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on South Atlantic Bancshares and its competitors. According to the industry distribution chart, South Atlantic Bancshares ranks #962 out of 1507 companies in the Banks industry, placing it in the top 63.8%.
Is South Atlantic Bancshares' FCF Yield % too high?
South Atlantic Bancshares' current FCF Yield % is 4.51. The Banks industry median FCF Yield % is 8.14. South Atlantic Bancshares' value of 4.51 is 44.6% below this industry median. Based on the distribution chart, South Atlantic Bancshares ranks #962 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, South Atlantic Bancshares has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does South Atlantic Bancshares' FCF Yield % compare to RBKB and CSBB?
According to the Banks industry distribution chart, South Atlantic Bancshares ranks #962 out of 1507 companies for FCF Yield %. This places South Atlantic Bancshares in the lower half of its industry. The industry median FCF Yield % is 8.14. South Atlantic Bancshares' value of 4.51 is 44.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. South Atlantic Bancshares's current FCF Yield % of 4.51 is 44.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on South Atlantic Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. South Atlantic Bancshares's current FCF Yield % is 4.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Atlantic Bancshares stock overvalued right now?
Based on GuruFocus' analysis, South Atlantic Bancshares (SABK) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.36, compared to a current price of $25.50 — trading 31.7% above its estimated fair value. The current FCF Yield % is 4.51 and 44.6% below the Banks industry median of 8.14. South Atlantic Bancshares' overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For South Atlantic Bancshares (SABK), the current FCF Yield % is 4.51 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is South Atlantic Bancshares (SABK) Overvalued in 2026?

Based on GuruFocus' analysis, South Atlantic Bancshares stock appears to be overvalued. The current stock price of $25.50 is trading 31.7% above its estimated GF Value™ of $19.36. GuruFocus considers South Atlantic Bancshares to be Significantly Overvalued.

Key valuation signals for SABK:

  • FCF Yield %: 4.51
  • GF Value™: $19.36 vs. price of $25.50 (31.7% above fair value)
  • GF Score™: 69/100 with 7 warning signs
  • Industry Position: 44.6% below the Banks median (#962 of 1507)

No single metric tells the full story. See the SABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


South Atlantic Bancshares Business Description

Address 630 29th Avenue North, Myrtle Beach, SC, USA, 29577
South Atlantic Bancshares Inc is A United States-based bank holding company. Through its banking subsidiary, it provides banking services to domestic markets, principally in Horry, Georgetown, Charleston, and Beaufort counties, South Carolina. Its financial products and service offerings include personal and business checking, savings, and money market accounts; residential mortgages, commercial loans, lines of credit; telephone and online banking, ATM services; and debit and credit cards, among others.
69GF Score

Get the complete analysis for SABK

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.50
Price
$19.36
GF Value