Al-Etihad Cooperative Insurance Co (SAU:8170) Cyclically Adjusted PS Ratio: 0.32 (As of Aug. 13, 2026) — 63% Below Median

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SAU:8170 Al-Etihad Cooperative Insurance Co SAU:8170
72 GF Score
Price ﷼7.24
GF Value ﷼10.36
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Al-Etihad Cooperative Insurance Co Cyclically Adjusted PS Ratio?

Al-Etihad Cooperative Insurance Co SAU:8170 -1.63% 72 Cyclically Adjusted PS Ratio is 0.32 as of Aug. 13, 2026, which is 63% below its 10-year median of 0.86. GuruFocus rates SAU:8170 with a GF Score™ of 72/100 and a GF Value™ of ﷼10.36 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 416 Insurance companies, Al-Etihad Cooperative Insurance Co ranks better than 90.62% on this metric.

As of today (2026-08-13), Al-Etihad Cooperative Insurance Co's current share price is ﷼7.24. Al-Etihad Cooperative Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ﷼22.57. Al-Etihad Cooperative Insurance Co's Cyclically Adjusted PS Ratio for today is 0.32.

The historical rank and industry rank for Al-Etihad Cooperative Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

SAU:8170' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.26   Med: 0.86   Max: 1.3
Current: 0.3

During the past years, Al-Etihad Cooperative Insurance Co's highest Cyclically Adjusted PS Ratio was 1.30. The lowest was 0.26. And the median was 0.86.

SAU:8170's Cyclically Adjusted PS Ratio is ranked better than
90.62% of 416 companies
in the Insurance industry
Industry Median: 1.205 vs SAU:8170: 0.30

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Al-Etihad Cooperative Insurance Co's adjusted revenue per share data for the three months ended in Mar. 2026 was ﷼5.775. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ﷼22.57 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Al-Etihad Cooperative Insurance Co  (SAU:8170) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Al-Etihad Cooperative Insurance Co Cyclically Adjusted PS Ratio Related Terms


Al-Etihad Cooperative Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Al-Etihad Cooperative Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Etihad Cooperative Insurance Co Cyclically Adjusted PS Ratio Chart

Al-Etihad Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.02 0.80 0.86 0.84 0.36

Al-Etihad Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.66 0.51 0.36 0.28

SAU:8170 vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Al-Etihad Cooperative Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Etihad Cooperative Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Etihad Cooperative Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Al-Etihad Cooperative Insurance Co's Cyclically Adjusted PS Ratio falls into.


SAU:8170
72GF Score
Al-Etihad Cooperative Insurance Co SAU:8170
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Etihad Cooperative Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Al-Etihad Cooperative Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=7.24/22.57
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Etihad Cooperative Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Al-Etihad Cooperative Insurance Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.775/330.2130*330.2130
=5.775

Current CPI (Mar. 2026) = 330.2130.

Al-Etihad Cooperative Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 4.418 241.018 6.053
201609 4.052 241.428 5.542
201612 3.560 241.432 4.869
201703 3.827 243.801 5.183
201706 3.862 244.955 5.206
201709 3.680 246.819 4.923
201712 3.556 246.524 4.763
201803 3.548 249.554 4.695
201806 0.000 251.989 0.000
201809 3.764 252.439 4.924
201812 4.558 251.233 5.991
201903 4.381 254.202 5.691
201906 4.443 256.143 5.728
201909 4.076 256.759 5.242
201912 4.123 256.974 5.298
202003 4.044 258.115 5.174
202006 3.986 257.797 5.106
202009 3.525 260.280 4.472
202012 2.272 260.474 2.880
202103 3.690 264.877 4.600
202106 3.776 271.696 4.589
202109 3.999 274.310 4.814
202112 4.455 278.802 5.277
202203 4.539 287.504 5.213
202206 4.750 296.311 5.293
202209 5.833 296.808 6.489
202212 5.358 296.797 5.961
202303 5.338 301.836 5.840
202306 5.524 305.109 5.979
202309 5.922 307.789 6.353
202312 7.165 306.746 7.713
202403 7.037 312.332 7.440
202406 7.102 314.175 7.465
202409 7.023 315.301 7.355
202412 7.401 315.605 7.744
202503 5.631 319.799 5.814
202506 5.910 322.561 6.050
202509 6.392 324.800 6.499
202512 5.903 324.054 6.015
202603 5.775 330.213 5.775

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.32 mean?
Al-Etihad Cooperative Insurance Co (SAU:8170) has a Cyclically Adjusted PS Ratio of 0.32 as of Aug. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al-Etihad Cooperative Insurance Co and its competitors. This is 63% below median its historical median of 0.86. Over the past decade, Al-Etihad Cooperative Insurance Co's Cyclically Adjusted PS Ratio has ranged from 0.26 to 1.30. According to the industry distribution chart, Al-Etihad Cooperative Insurance Co ranks #39 out of 416 companies in the Insurance industry, placing it in the top 9.4%.
Is Al-Etihad Cooperative Insurance Co's Cyclically Adjusted PS Ratio too high?
Al-Etihad Cooperative Insurance Co's current Cyclically Adjusted PS Ratio of 0.32 is 63% below median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 1.30. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. Al-Etihad Cooperative Insurance Co's value of 0.32 is 73.4% below this industry median. Based on the distribution chart, Al-Etihad Cooperative Insurance Co ranks #39 out of 416 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Al-Etihad Cooperative Insurance Co has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Etihad Cooperative Insurance Co's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Etihad Cooperative Insurance Co ranks #39 out of 416 companies for Cyclically Adjusted PS Ratio. This places Al-Etihad Cooperative Insurance Co in the top 9% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.21. Al-Etihad Cooperative Insurance Co's value of 0.32 is 73.4% below this benchmark. Historically, Al-Etihad Cooperative Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 0.26 to 1.30 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 1.21, Al-Etihad Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Etihad Cooperative Insurance Co's current Cyclically Adjusted PS Ratio of 0.32 is 73.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al-Etihad Cooperative Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Etihad Cooperative Insurance Co's current Cyclically Adjusted PS Ratio is 0.32, which is 63% below median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Etihad Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co (SAU:8170) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼10.36, compared to a current price of ﷼7.24 — trading 30.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.32, which is 63% below median its 10-year median of 0.86 and 73.4% below the Insurance industry median of 1.21. Al-Etihad Cooperative Insurance Co's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Al-Etihad Cooperative Insurance Co (SAU:8170), the current Cyclically Adjusted PS Ratio is 0.32 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Etihad Cooperative Insurance Co (SAU:8170) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼7.24 is trading 30.1% below its estimated GF Value™ of ﷼10.36. GuruFocus considers Al-Etihad Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8170:

  • Cyclically Adjusted PS Ratio: 0.32 (63% below median its 10-year median of 0.86)
  • GF Value™: ﷼10.36 vs. price of ﷼7.24 (30.1% below fair value)
  • GF Score™: 72/100 with 1 warning sign
  • Industry Position: 73.4% below the Insurance median (#39 of 416)

No single metric tells the full story. See the SAU:8170 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Etihad Cooperative Insurance Co Business Description

Address 8514 King Fahad bin Abdulaziz Road, P. O. Box 1022, Al Abdulkarim Tower, Unit No 15, Al-Qashlah District, Dhahran, SAU, 34232-4233
Al-Etihad Cooperative Insurance Co provides insurance and reinsurance services in Saudi Arabia. It offers services through the segments of Medical insurance, Property insurance, Engineering, Motor insurance, General accident, and others.
72GF Score

Get the complete analysis for SAU:8170

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼7.24
Price
﷼10.36
GF Value