Al-Etihad Cooperative Insurance Co (SAU:8170) GF Score: 66/100 (As of Jul. 21, 2026) — 12% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8170 Al-Etihad Cooperative Insurance Co SAU:8170
66 GF Score
Price ﷼7.40
GF Value ﷼10.37
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Al-Etihad Cooperative Insurance Co GF Score?

Al-Etihad Cooperative Insurance Co SAU:8170 -3.77% 66 GF Score is 66 as of Jul. 21, 2026, which is 12% above its 10-year median of 59.00. GuruFocus rates SAU:8170 with a GF Score™ of 66/100 and a GF Value™ of ﷼10.37 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Al-Etihad Cooperative Insurance Co has the GF Score of 66, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 6/10
3. Growth Rank : 4/10
4. GF Value Rank : 7/10
5. Momentum Rank : 2/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Al-Etihad Cooperative Insurance Co might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Al-Etihad Cooperative Insurance Co  (SAU:8170) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Al-Etihad Cooperative Insurance Co GF Score Related Terms


SAU:8170 vs BRK.A, AIG, HIG: GF Score Comparison

For the Insurance - Diversified subindustry, Al-Etihad Cooperative Insurance Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Etihad Cooperative Insurance Co GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Etihad Cooperative Insurance Co's GF Score distribution charts can be found below:

* The bar in red indicates where Al-Etihad Cooperative Insurance Co's GF Score falls into.


SAU:8170
66GF Score
Al-Etihad Cooperative Insurance Co SAU:8170
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 66 mean?
Al-Etihad Cooperative Insurance Co (SAU:8170) has a GF Score of 66 as of Jul. 21, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Al-Etihad Cooperative Insurance Co and its competitors. This is 12% above median its historical median of 59.00. Over the past decade, Al-Etihad Cooperative Insurance Co's GF Score has ranged from 24.00 to 77.00.
Is Al-Etihad Cooperative Insurance Co's GF Score too high?
Al-Etihad Cooperative Insurance Co's current GF Score of 66 is 12% above median its 10-year median of 59.00. Over the past 10 years, this metric has ranged from a low of 24.00 to a high of 77.00. Overall, Al-Etihad Cooperative Insurance Co has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Etihad Cooperative Insurance Co's GF Score compare to BRK.A and AIG?
Al-Etihad Cooperative Insurance Co's GF Score of 66 can be compared against companies in the Insurance industry. Historically, Al-Etihad Cooperative Insurance Co's own GF Score has ranged from 24.00 to 77.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Al-Etihad Cooperative Insurance Co and its competitors. Al-Etihad Cooperative Insurance Co's current GF Score is 66, which is 12% above median its own 10-year median of 59.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Etihad Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co (SAU:8170) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼10.37, compared to a current price of ﷼7.40 — trading 28.6% below its estimated fair value. The current GF Score is 66, which is 12% above median its 10-year median of 59.00. Al-Etihad Cooperative Insurance Co's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Al-Etihad Cooperative Insurance Co (SAU:8170), the current GF Score is 66 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Etihad Cooperative Insurance Co (SAU:8170) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼7.40 is trading 28.6% below its estimated GF Value™ of ﷼10.37. GuruFocus considers Al-Etihad Cooperative Insurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8170:

  • GF Score: 66 (12% above median its 10-year median of 59.00)
  • GF Value™: ﷼10.37 vs. price of ﷼7.40 (28.6% below fair value)
  • GF Score™: 66/100 with 1 warning sign

No single metric tells the full story. See the SAU:8170 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Etihad Cooperative Insurance Co Business Description

Address 8514 King Fahad bin Abdulaziz Road, P. O. Box 1022, Al Abdulkarim Tower, Unit No 15, Al-Qashlah District, Dhahran, SAU, 34232-4233
Al-Etihad Cooperative Insurance Co provides insurance and reinsurance services in Saudi Arabia. It offers services through the segments of Medical insurance, Property insurance, Engineering, Motor insurance, General accident, and others.
66GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼7.40
Price
﷼10.37
GF Value