Al-Etihad Cooperative Insurance Co (SAU:8170) Pretax Margin %: -12.66% (As of Mar. 2026)


SAU:8170 Al-Etihad Cooperative Insurance Co SAU:8170
67 GF Score
Price ﷼6.95
GF Value ﷼10.38
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Al-Etihad Cooperative Insurance Co Pretax Margin %?

Al-Etihad Cooperative Insurance Co SAU:8170 -0.71% 67 Pretax Margin % is -12.66% as of Mar. 2026. GuruFocus rates SAU:8170 with a GF Score™ of 67/100 and a GF Value™ of ﷼10.38 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 503 Insurance companies, Al-Etihad Cooperative Insurance Co ranks worse than 96.62% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Al-Etihad Cooperative Insurance Co's Pre-Tax Income for the three months ended in Mar. 2026 was ﷼-37 Mil. Al-Etihad Cooperative Insurance Co's Revenue for the three months ended in Mar. 2026 was ﷼289 Mil. Therefore, Al-Etihad Cooperative Insurance Co's pretax margin for the quarter that ended in Mar. 2026 was -12.66%.

The historical rank and industry rank for Al-Etihad Cooperative Insurance Co's Pretax Margin % or its related term are showing as below:

SAU:8170' s Pretax Margin % Range Over the Past 10 Years
Min: -21.73   Med: 5.94   Max: 11.43
Current: -21.73


SAU:8170's Pretax Margin % is ranked worse than
96.62% of 503 companies
in the Insurance industry
Industry Median: 11.99 vs SAU:8170: -21.73

Al-Etihad Cooperative Insurance Co  (SAU:8170) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Al-Etihad Cooperative Insurance Co Pretax Margin % Related Terms


Al-Etihad Cooperative Insurance Co Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Al-Etihad Cooperative Insurance Co's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Etihad Cooperative Insurance Co Pretax Margin % Chart

Al-Etihad Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.08 3.03 8.62 3.95 -19.51

Al-Etihad Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.00 -20.73 -9.79 -44.55 -12.66

SAU:8170 vs BRK.A, AIG, HIG: Pretax Margin % Comparison

For the Insurance - Diversified subindustry, Al-Etihad Cooperative Insurance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Etihad Cooperative Insurance Co Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Etihad Cooperative Insurance Co's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Al-Etihad Cooperative Insurance Co's Pretax Margin % falls into.


SAU:8170
67GF Score
Al-Etihad Cooperative Insurance Co SAU:8170
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Al-Etihad Cooperative Insurance Co Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Al-Etihad Cooperative Insurance Co's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-232.662/1192.284
=-19.51 %

Al-Etihad Cooperative Insurance Co's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-36.565/288.733
=-12.66 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of -12.66% mean?
Al-Etihad Cooperative Insurance Co (SAU:8170) has a Pretax Margin % of -12.66% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Al-Etihad Cooperative Insurance Co and its competitors. According to the industry distribution chart, Al-Etihad Cooperative Insurance Co ranks #486 out of 503 companies in the Insurance industry, placing it in the top 96.6%.
Is Al-Etihad Cooperative Insurance Co's Pretax Margin % too high?
Al-Etihad Cooperative Insurance Co's current Pretax Margin % is -12.66%. Based on the distribution chart, Al-Etihad Cooperative Insurance Co ranks #486 out of 503 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al-Etihad Cooperative Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Etihad Cooperative Insurance Co's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Etihad Cooperative Insurance Co ranks #486 out of 503 companies for Pretax Margin %. This places Al-Etihad Cooperative Insurance Co in the lower half of its industry. The industry median Pretax Margin % is 11.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.99, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Al-Etihad Cooperative Insurance Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Etihad Cooperative Insurance Co's current Pretax Margin % is -12.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Etihad Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co (SAU:8170) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼10.38, compared to a current price of ﷼6.95 — trading 33% below its estimated fair value. The current Pretax Margin % is -12.66%. Al-Etihad Cooperative Insurance Co's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Al-Etihad Cooperative Insurance Co (SAU:8170), the current Pretax Margin % is -12.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Etihad Cooperative Insurance Co (SAU:8170) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼6.95 is trading 33% below its estimated GF Value™ of ﷼10.38. GuruFocus considers Al-Etihad Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8170:

  • Pretax Margin %: -12.66%
  • GF Value™: ﷼10.38 vs. price of ﷼6.95 (33% below fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the SAU:8170 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Etihad Cooperative Insurance Co Business Description

Address 8514 King Fahad bin Abdulaziz Road, P. O. Box 1022, Al Abdulkarim Tower, Unit No 15, Al-Qashlah District, Dhahran, SAU, 34232-4233
Al-Etihad Cooperative Insurance Co provides insurance and reinsurance services in Saudi Arabia. It offers services through the segments of Medical insurance, Property insurance, Engineering, Motor insurance, General accident, and others.
67GF Score

Get the complete analysis for SAU:8170

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼6.95
Price
﷼10.38
GF Value