Al-Etihad Cooperative Insurance Co (SAU:8170) EBIT: ﷼-261 Mil (TTM As of Mar. 2026)


SAU:8170 Al-Etihad Cooperative Insurance Co SAU:8170
63 GF Score
Price ﷼6.50
GF Value ﷼10.38
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Al-Etihad Cooperative Insurance Co EBIT?

Al-Etihad Cooperative Insurance Co SAU:8170 +0.62% 63 EBIT is ﷼-261 Mil as of Mar. 2026. GuruFocus rates SAU:8170 with a GF Score™ of 63/100 and a GF Value™ of ﷼10.38 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Al-Etihad Cooperative Insurance Co's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ﷼-37 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-261 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Al-Etihad Cooperative Insurance Co's annualized ROC % for the quarter that ended in Mar. 2026 was -13.79%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Al-Etihad Cooperative Insurance Co's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was -119.44%.


Al-Etihad Cooperative Insurance Co  (SAU:8170) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Al-Etihad Cooperative Insurance Co's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=-146.112 * ( 1 - 0% )/( (1118.66685 + 1000.89765)/ 2 )
=-146.112/1059.78225
=-13.79 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1201.19 - 2.292 - ( 94.988 - 5% * 295.137 )
=1118.66685

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1097.82 - 1.22 - ( 110.139 - 5% * 288.733 )
=1000.89765

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Al-Etihad Cooperative Insurance Co's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=-260.595/218.179
=-119.44 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Al-Etihad Cooperative Insurance Co EBIT Related Terms


Al-Etihad Cooperative Insurance Co EBIT Historical Data

* Premium members only.

The historical data trend for Al-Etihad Cooperative Insurance Co's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Etihad Cooperative Insurance Co EBIT Chart

Al-Etihad Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 48.57 31.46 104.15 57.33 -232.44

Al-Etihad Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.38 -61.39 -31.25 -131.43 -36.53

SAU:8170 vs BRK.A, AIG, HIG: EBIT Comparison

For the Insurance - Diversified subindustry, Al-Etihad Cooperative Insurance Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Etihad Cooperative Insurance Co EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Etihad Cooperative Insurance Co's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Al-Etihad Cooperative Insurance Co's EV-to-EBIT falls into.


SAU:8170
63GF Score
Al-Etihad Cooperative Insurance Co SAU:8170
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Al-Etihad Cooperative Insurance Co EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-261 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ﷼-261 Mil mean?
Al-Etihad Cooperative Insurance Co (SAU:8170) has a EBIT of ﷼-261 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Al-Etihad Cooperative Insurance Co.
Is Al-Etihad Cooperative Insurance Co's EBIT too high?
Al-Etihad Cooperative Insurance Co's current EBIT is ﷼-261 Mil. Overall, Al-Etihad Cooperative Insurance Co has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Etihad Cooperative Insurance Co's EBIT compare to BRK.A and AIG?
Al-Etihad Cooperative Insurance Co's EBIT of ﷼-261 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Al-Etihad Cooperative Insurance Co. Al-Etihad Cooperative Insurance Co's current EBIT is ﷼-261 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Etihad Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co (SAU:8170) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼10.38, compared to a current price of ﷼6.50 — trading 37.4% below its estimated fair value. The current EBIT is ﷼-261 Mil. Al-Etihad Cooperative Insurance Co's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Al-Etihad Cooperative Insurance Co (SAU:8170), the current EBIT is ﷼-261 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Etihad Cooperative Insurance Co (SAU:8170) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼6.50 is trading 37.4% below its estimated GF Value™ of ﷼10.38. GuruFocus considers Al-Etihad Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8170:

  • EBIT: ﷼-261 Mil
  • GF Value™: ﷼10.38 vs. price of ﷼6.50 (37.4% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the SAU:8170 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Etihad Cooperative Insurance Co Business Description

Address 8514 King Fahad bin Abdulaziz Road, P. O. Box 1022, Al Abdulkarim Tower, Unit No 15, Al-Qashlah District, Dhahran, SAU, 34232-4233
Al-Etihad Cooperative Insurance Co provides insurance and reinsurance services in Saudi Arabia. It offers services through the segments of Medical insurance, Property insurance, Engineering, Motor insurance, General accident, and others.
63GF Score

Get the complete analysis for SAU:8170

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼6.50
Price
﷼10.38
GF Value