Al-Etihad Cooperative Insurance Co (SAU:8170) Scaled Net Operating Assets: 0.19 (As of Mar. 2026)


SAU:8170 Al-Etihad Cooperative Insurance Co SAU:8170
67 GF Score
Price ﷼6.81
GF Value ﷼10.38
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Al-Etihad Cooperative Insurance Co Scaled Net Operating Assets?

Al-Etihad Cooperative Insurance Co SAU:8170 +0.59% 67 Scaled Net Operating Assets is 0.19 as of Mar. 2026. GuruFocus rates SAU:8170 with a GF Score™ of 67/100 and a GF Value™ of ﷼10.38 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Al-Etihad Cooperative Insurance Co's operating assets for the quarter that ended in Mar. 2026 was ﷼909 Mil. Al-Etihad Cooperative Insurance Co's operating liabilities for the quarter that ended in Mar. 2026 was ﷼684 Mil. Al-Etihad Cooperative Insurance Co's Total Assets for the quarter that ended in Dec. 2025 was ﷼1,201 Mil. Therefore, Al-Etihad Cooperative Insurance Co's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.19.

SAU:8170
67GF Score
Al-Etihad Cooperative Insurance Co SAU:8170
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Al-Etihad Cooperative Insurance Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Al-Etihad Cooperative Insurance Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1106.202-748.324)/1509.526
=0.24

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1201.19 - 94.988
=1106.202

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=751.605 - 3.281 - 0
=748.324

Al-Etihad Cooperative Insurance Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(908.813-684.482)/1201.19
=0.19

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1097.82 - 189.007
=908.813

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=687.8 - 3.318 - 0
=684.482

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.19 mean?
Al-Etihad Cooperative Insurance Co (SAU:8170) has a Scaled Net Operating Assets of 0.19 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Al-Etihad Cooperative Insurance Co and its competitors.
Is Al-Etihad Cooperative Insurance Co's Scaled Net Operating Assets too high?
Al-Etihad Cooperative Insurance Co's current Scaled Net Operating Assets is 0.19. Overall, Al-Etihad Cooperative Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Etihad Cooperative Insurance Co's Scaled Net Operating Assets compare to BRK.A and AIG?
Al-Etihad Cooperative Insurance Co's Scaled Net Operating Assets of 0.19 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Al-Etihad Cooperative Insurance Co and its competitors. Al-Etihad Cooperative Insurance Co's current Scaled Net Operating Assets is 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Etihad Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co (SAU:8170) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼10.38, compared to a current price of ﷼6.81 — trading 34.4% below its estimated fair value. The current Scaled Net Operating Assets is 0.19. Al-Etihad Cooperative Insurance Co's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Al-Etihad Cooperative Insurance Co (SAU:8170), the current Scaled Net Operating Assets is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Etihad Cooperative Insurance Co (SAU:8170) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼6.81 is trading 34.4% below its estimated GF Value™ of ﷼10.38. GuruFocus considers Al-Etihad Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8170:

  • Scaled Net Operating Assets: 0.19
  • GF Value™: ﷼10.38 vs. price of ﷼6.81 (34.4% below fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the SAU:8170 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Al-Etihad Cooperative Insurance Co Business Description

Address 8514 King Fahad bin Abdulaziz Road, P. O. Box 1022, Al Abdulkarim Tower, Unit No 15, Al-Qashlah District, Dhahran, SAU, 34232-4233
Al-Etihad Cooperative Insurance Co provides insurance and reinsurance services in Saudi Arabia. It offers services through the segments of Medical insurance, Property insurance, Engineering, Motor insurance, General accident, and others.
67GF Score

Get the complete analysis for SAU:8170

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼6.81
Price
﷼10.38
GF Value